Oportun CEO has 90,331 shares withheld for tax

Oportun Financial Corp’s Chief Executive Officer Raul Vazquez reported several tax-related share dispositions, not market sales.

Rhea-AI Filing Summary

Oportun Financial Corp’s Chief Executive Officer Raul Vazquez reported several tax-related share dispositions, not market sales. On March 10, 2026, a total of 90,331 shares of common stock were withheld by the company to satisfy tax obligations tied to vesting of previously reported restricted stock units. Following these tax-withholding entries, Vazquez directly owns 1,328,298 shares of Oportun common stock and indirectly holds 233,709 shares through a family trust for which he serves as trustee.

Insider Trade Summary

Exercise Price or Tax Liability: 90,331 shares

Exercise Price or Tax Liability 5 txns

Insider Vazquez Raul

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	18,190	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	21,094	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	18,260	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	32,787	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,328,298 shares (Direct); Common Stock — 233,709 shares (Indirect, See footnote)

Footnotes (2)

1. F1. No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
2. F2. These shares are held in a family trust for which the Reporting Person is the Trustee.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Oportun (OPRT) CEO Raul Vazquez report?

Raul Vazquez reported tax-related dispositions where 90,331 Oportun shares were withheld by the company. These withholdings satisfied tax obligations from vesting restricted stock units, rather than representing open-market sales of stock.

Were any Oportun (OPRT) shares actually sold by the CEO in this Form 4?

No, according to the filing footnote, no shares were sold. The reported F-code transactions reflect shares withheld by Oportun to cover tax obligations arising from the vesting of previously reported restricted stock units.

How many Oportun (OPRT) shares were withheld for CEO tax obligations?

The filing shows 90,331 Oportun common shares were withheld for tax obligations. These dispositions occurred on March 10, 2026, and were connected to the vesting of restricted stock units previously reported as part of the CEO’s compensation.

What is Raul Vazquez’s Oportun (OPRT) share ownership after these transactions?

After the tax-withholding entries, Raul Vazquez holds 1,328,298 Oportun common shares directly. He also has an indirect interest in 233,709 additional shares held in a family trust, where he serves as trustee, according to the filing.

What does the family trust holding mean for Oportun (OPRT) CEO ownership?

The filing states some shares are held in a family trust for which Raul Vazquez is trustee. This means those 233,709 Oportun shares are reported as indirect ownership, reflecting his role managing the trust’s holdings on behalf of beneficiaries.

Is the Oportun (OPRT) CEO’s Form 4 a strong bullish or bearish signal?

The reported transactions are tax-withholding dispositions tied to restricted stock vesting, not open-market buying or selling. Such routine tax events generally provide limited directional signal about the CEO’s view of Oportun’s future prospects.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/12/2026 - 05:31 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Vazquez Raul

(Last) (First) (Middle)

OPORTUN FINANCIAL CORPORATION

1825 SOUTH GRANT STREET, SUITE 850

(Street)

SAN MATEO CA 94402

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Oportun Financial Corp [ OPRT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		F		18,190	D	(1)	1,400,439	D
Common Stock	03/10/2026		F		21,094	D	(1)	1,379,345	D
Common Stock	03/10/2026		F		18,260	D	(1)	1,361,085	D
Common Stock	03/10/2026		F		32,787	D	(1)	1,328,298	D
Common Stock								233,709	I	See footnote(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.

2. These shares are held in a family trust for which the Reporting Person is the Trustee.

Remarks:

	/s/Kathleen Layton (Attorney-in-Fact)	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.