STOCK TITAN

Marlene Cintron (NASDAQ: PDLB) discloses options and stock in Form 3/A

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
3/A

Rhea-AI Filing Summary

Ponce Financial Group director Marlene Cintron reported her equity holdings and awards in an amended Form 3. She holds non-premium stock options on 15,000 shares of common stock at an exercise price of $14.39 per share, expiring on October 22, 2036.

She also holds five premium stock option grants covering 3,000 underlying shares each, with exercise prices ranging from $15.83 to $16.98 per share, all expiring on October 22, 2036. These stock options vest annually at a rate of 20% commencing on October 23, 2026. In addition, she owns 3,000 shares of common stock directly and 500 shares indirectly through an IRA.

Positive

  • None.

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Insider Cintron Marlene
Role Director
Type Security Shares Price Value
holding Non-Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Premium Stock Options -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Non-Premium Stock Options — 15,000 shares (Direct); Premium Stock Options — 3,000 shares (Direct); Common Stock — 3,000 shares (Direct); Common Stock — 500 shares (Indirect, By IRA)
Footnotes (1)
  1. RSUs commences vesting annually at a rate of 20% on October 23, 2026 Stock Options vest annually at a rate of 20% commencing on October 23, 2026
Non-premium options 15,000 shares at $14.39 Non-premium stock options, expiration October 22, 2036
Premium options at $15.83 3,000 shares at $15.83 Premium stock options, expiration October 22, 2036
Premium options at $16.12 3,000 shares at $16.12 Premium stock options, expiration October 22, 2036
Premium options at $16.40 3,000 shares at $16.40 Premium stock options, expiration October 22, 2036
Premium options at $16.69 3,000 shares at $16.69 Premium stock options, expiration October 22, 2036
Premium options at $16.98 3,000 shares at $16.98 Premium stock options, expiration October 22, 2036
Direct common shares 3,000 shares Common stock held directly by Cintron
IRA common shares 500 shares Common stock held indirectly by IRA
Non-Premium Stock Options financial
"security_title: "Non-Premium Stock Options" with 15,000 underlying shares"
Premium Stock Options financial
"security_title: "Premium Stock Options" with multiple 3,000-share grants"
RSUs financial
"RSUs commences vesting annually at a rate of 20% on October 23, 2026"
RSUs, or restricted stock units, are a form of company shares given to employees as part of their compensation. They are typically awarded with certain restrictions, such as a waiting period before they can be fully owned or sold, similar to earning a gift that becomes fully yours over time. For investors, RSUs can impact a company's stock offerings and reflect how much the company relies on stock-based incentives to attract and retain talent.
IRA financial
"nature_of_ownership: "By IRA" for 500 indirectly held common shares"
An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.
vesting financial
"Stock Options vest annually at a rate of 20% commencing on October 23, 2026"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Cintron Marlene

(Last)(First)(Middle)
C/O PONCE BANK
2244 WESTCHESTER AVENUE

(Street)
BRONX NEW YORK 10462

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
03/26/2026
3. Issuer Name and Ticker or Trading Symbol
Ponce Financial Group, Inc. [ PDLB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
03/30/2026
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock3,000(1)D
Common Stock500IBy IRA
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Non-Premium Stock Options10/23/202610/22/2036Common Stock15,000(2)$14.39D
Premium Stock Options10/23/202610/22/2036Common Stock3,000$15.83D
Premium Stock Options10/23/202710/22/2036Common Stock3,000$16.12D
Premium Stock Options10/23/202810/22/2036Common Stock3,000$16.4D
Premium Stock Options10/23/202910/22/2036Common Stock3,000$16.69D
Premium Stock Options10/23/203010/22/2036Common Stock3,000$16.98D
Explanation of Responses:
1. RSUs commences vesting annually at a rate of 20% on October 23, 2026
2. Stock Options vest annually at a rate of 20% commencing on October 23, 2026
/s/Megan Foscaldi, as attorney in fact03/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What equity awards does Marlene Cintron report in PDLB's Form 3/A?

Marlene Cintron reports non-premium and premium stock options plus common shares. She holds options on 15,000 shares at $14.39 and five premium option blocks of 3,000 shares each at higher prices, along with 3,000 common shares directly and 500 shares via an IRA.

What are the exercise prices of Marlene Cintron's PDLB stock options?

Cintron’s options have exercise prices between $14.39 and $16.98 per share. She holds 15,000 non-premium options at $14.39, and five premium option grants of 3,000 shares each at $15.83, $16.12, $16.40, $16.69, and $16.98 per share.

When do Marlene Cintron’s PDLB stock options vest and expire?

The stock options vest 20% annually starting October 23, 2026 and expire in 2036. Footnotes state the options vest at a 20% annual rate commencing October 23, 2026, and all the option awards listed carry an expiration date of October 22, 2036.

How many PDLB common shares does Marlene Cintron hold directly and indirectly?

Cintron holds 3,000 PDLB common shares directly and 500 shares indirectly. The filing shows 3,000 common shares registered under her direct ownership and an additional 500 common shares held indirectly through an IRA, reflecting both personal and retirement-account positions.

What is the significance of the RSU and stock option vesting disclosure for PDLB?

The vesting disclosure outlines when Cintron’s equity awards become exercisable. Footnotes explain RSUs and stock options vest at a 20% annual rate starting October 23, 2026, providing a schedule for when these compensation-related awards convert into shares or exercisable options.