Director Louis DeNaples awarded 297 shares at Peoples Financial (PFIS)

Rhea-AI Filing Summary

Peoples Financial Services Corp. director Louis A. DeNaples received a stock award of 297 shares of common stock on January 30, 2026 under the company’s director compensation plan at a per-share price of $0.00. Following this grant, he beneficially owned 340,613.064 common shares directly.

He is also reported as indirectly owning 356 common shares through DeNaples Equipment Company, 6,899.075 shares through D & L Realty, and 2,928.872 shares through his spouse. For shares held by the entities, he disclaims beneficial ownership to the extent permitted under applicable law.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DENAPLES LOUIS A

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO.

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		297	A	$0	340,613.064(2)	D
Common Stock								356	I	By DeNaples Equipment Company(4)
Common Stock								6,899.075(3)	I	By D & L Realty(4)
Common Stock								2,928.872(5)	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. DeNaples was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan.

2. This amount includes 339,647.1540 shares held by Mr. DeNaples which includes 3,826.9420 shares acquired on 9/15/2025 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP) and 3,840.5410 shares acquired on 12/15/2025 under the DRP; and 965.9100 shares held jointly with his spouse which includes 11.0650 shares acquired on 9/15/2025 under the DRP and 11.047 shares acquired on 12/15/2025 under the DRP.

3. This amount includes 79.0340 shares acquired on 9/15/2025 pursuant to the DRP and 78.9070 shares acquired on 12/15/2025 pursuant to the DRP.

4. To the extent permitted under applicable law, the Reporting Person disclaims beneficial ownership of the shares held by such entity.

5. This amount includes 33.5530 shares acquired on 9/15/2025 pursuant to the DRP and 33.4990 shares acquired on 12/15/2025 pursuant to the DRP.

	/s/ James M. Bone, Jr., As Attorney in Fact for Louis A. DeNaples	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Louis A. DeNaples report for PFIS?

Louis A. DeNaples reported receiving a stock award of 297 shares of Peoples Financial Services Corp. common stock on January 30, 2026. The award was granted under the company’s director compensation plan at a reported price of $0.00 per share.

How many PFIS shares does Louis A. DeNaples own after this award?

After the January 30, 2026 stock award, Louis A. DeNaples beneficially owned 340,613.064 PFIS common shares directly. This total includes shares previously acquired under the company’s Dividend Reinvestment and Stock Purchase Plan and shares held jointly with his spouse.

What indirect PFIS holdings are associated with Louis A. DeNaples?

Indirectly, the filing shows 356 PFIS shares held by DeNaples Equipment Company, 6,899.075 shares held by D & L Realty, and 2,928.872 shares held by his spouse. For entity-held shares, he disclaims beneficial ownership to the extent permitted by law.

What is the role of Louis A. DeNaples at Peoples Financial Services Corp. (PFIS)?

Louis A. DeNaples is reported as a director of Peoples Financial Services Corp.. The 297-share stock award disclosed in this Form 4 was granted pursuant to the company’s director compensation plan, reflecting equity compensation tied to his board service.

How were PFIS dividend reinvestment shares reflected in this Form 4?

The filing notes that Mr. DeNaples’ direct holdings include shares acquired through the Dividend Reinvestment and Stock Purchase Plan, with specific amounts purchased on September 15, 2025 and December 15, 2025 for both his individual and jointly held accounts.

Does Louis A. DeNaples claim full beneficial ownership of all indirect PFIS shares?

No. For shares held by entities such as DeNaples Equipment Company and D & L Realty, he disclaims beneficial ownership to the extent permitted under applicable law. These positions are still reported as indirect holdings associated with him.