Peoples Financial director gets 297-share stock award

Peoples Financial Services Corp. director Richard S. Lochen Jr. received a stock award of 297 shares of common stock on January 30, 2026 under the company’s director compensation plan.

Rhea-AI Filing Summary

Peoples Financial Services Corp. director Richard S. Lochen Jr. received a stock award of 297 shares of common stock on January 30, 2026 under the company’s director compensation plan. The shares were granted at $0 per share, reflecting an equity award rather than a purchase.

After this grant, he beneficially owns 18,891.042 shares directly, which includes shares held individually and jointly with his spouse under the Dividend Reinvestment and Stock Purchase Plan. He also reports 4,459.822 shares held indirectly in an IRA and 169.817 shares in each of the reported custodial accounts for a child under the UTMA/PA.

Insider Trade Summary

Grant/Award: 297 shares

Grant/Award 4 txns

Insider LOCHEN RICHARD S JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	COMMON STOCK	297	$0.00	$0.00
holding	COMMON STOCK	--	--	--
holding	COMMON STOCK	--	--	--
holding	COMMON STOCK	--	--	--

Holdings After Transaction: COMMON STOCK — 18,891.042 shares (Direct); COMMON STOCK — 4,459.822 shares (Indirect, IRA); COMMON STOCK — 339.634 shares (Indirect, As Custodian for child under the UTMA/PA)

Footnotes (4)

1. F1. Mr. Lochen was granted a stock award pursuant to Peoples Financial Services Corp.'s Director compensation plan.
2. F2. This amount includes 8,841.0000 held individually by Mr. Lochen; and 10,050.042 shares held jointly with his spouse which includes 87.5800 shares acquired on 9/15/2025 and 87.439 shares acquired on 12/15/2025 pursuant to the Dividend Reinvestment and Stock Purchase Plan (DRP).
3. F3. This amount includes 213.7910 shares acquired in 2025 pursuant to the DRP.
4. F4. This amount includes 1.9450 shares acquired on 9/15/2025 and 1.9420 shares acquired on 12/15/2025 pursuant to the DRP.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did PFIS director Richard S. Lochen Jr. report?

He reported receiving a stock award of 297 PFIS common shares. The award was granted on January 30, 2026 at $0 per share under Peoples Financial Services Corp.’s director compensation plan, increasing his directly held beneficial ownership.

How many PFIS shares does Richard S. Lochen Jr. own directly after this Form 4?

He beneficially owns 18,891.042 PFIS common shares directly after the grant. This direct holding includes shares held individually and jointly with his spouse, some of which were acquired through the company’s Dividend Reinvestment and Stock Purchase Plan.

What indirect PFIS holdings does Richard S. Lochen Jr. report on this Form 4?

He reports 4,459.822 PFIS shares held indirectly in an IRA. In addition, he reports 169.817 shares in each of the disclosed custodial accounts for a child under the UTMA/PA, all classified as indirect beneficial ownership.

Was cash paid for the PFIS shares granted to director Richard S. Lochen Jr.?

No cash was paid; the 297 PFIS shares were granted at $0 per share. The Form 4 shows a transaction price of $0.0000 per share, indicating these were compensation-related equity awards, not open-market purchases.

What plan governed the 297-share PFIS award to director Richard S. Lochen Jr.?

The 297-share award was made under the director compensation plan. A footnote explains that Mr. Lochen received this stock award pursuant to Peoples Financial Services Corp.’s Director compensation plan, reflecting routine board-level equity compensation.

How are dividend reinvestments reflected in Richard S. Lochen Jr.’s PFIS holdings?

Certain holdings include shares acquired via the Dividend Reinvestment and Stock Purchase Plan. Footnotes state that his direct and joint positions include shares acquired in 2025 through the DRP, which automatically reinvests dividends into additional PFIS shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/03/2026 - 04:59 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LOCHEN RICHARD S JR

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	01/30/2026		A(1)		297	A	$0	18,891.042(2)	D
COMMON STOCK								4,459.822(3)	I	IRA
COMMON STOCK								169.817(4)	I	As Custodian for child under the UTMA/PA
COMMON STOCK								169.817(4)	I	As Custodian for child under the UTMA/PA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. Lochen was granted a stock award pursuant to Peoples Financial Services Corp.'s Director compensation plan.

2. This amount includes 8,841.0000 held individually by Mr. Lochen; and 10,050.042 shares held jointly with his spouse which includes 87.5800 shares acquired on 9/15/2025 and 87.439 shares acquired on 12/15/2025 pursuant to the Dividend Reinvestment and Stock Purchase Plan (DRP).

3. This amount includes 213.7910 shares acquired in 2025 pursuant to the DRP.

4. This amount includes 1.9450 shares acquired on 9/15/2025 and 1.9420 shares acquired on 12/15/2025 pursuant to the DRP.

	/s/ James M. Bone, Jr. As Attorney in Fact for Richard S. Lochen, Jr.	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.