Peoples Financial (PFIS) director Bracey receives 297-share stock award

Rhea-AI Filing Summary

Peoples Financial Services Corp. director William G. Bracey received a stock award of 297 shares of common stock on January 30, 2026. The shares were granted at a price of $0.00 per share under the company’s director compensation plan.

After this grant, Mr. Bracey directly holds 5,667.665 shares of Peoples Financial common stock. He also has indirect beneficial ownership of 23,409.961 shares held through Bracey's Supermarket, Inc., which includes shares accumulated through the company’s Dividend Reinvestment and Stock Purchase Plan.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Bracey William G.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	297	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 5,667.665 shares (Direct); Common Stock — 23,409.961 shares (Indirect, By Bracey's Supermarket, Inc.)

Footnotes (1)

1. Mr. Bracey was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan. This amount includes 256.8690 shares acquire in 2025, by Mr. Bracey pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP). This amount includes 1,117.9610 shares acquire in 2025, by Bracey's Supermarket, Inc. pursuant to the DRP.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bracey William G.

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		297	A	$0	5,667.665(2)	D
Common Stock								23,409.961(3)	I	By Bracey's Supermarket, Inc.

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. Bracey was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan.

2. This amount includes 256.8690 shares acquire in 2025, by Mr. Bracey pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP).

3. This amount includes 1,117.9610 shares acquire in 2025, by Bracey's Supermarket, Inc. pursuant to the DRP.

	/s/ James M. Bone, Jr., As Attorney in Fact for William G. Bracey	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFIS director William G. Bracey report?

William G. Bracey reported receiving a stock award of 297 shares of Peoples Financial Services Corp. common stock. The award was granted on January 30, 2026 at a price of $0.00 per share under the company’s director compensation plan, increasing his direct shareholdings.

How many PFIS shares does William G. Bracey own after this transaction?

After the January 30, 2026 stock award, William G. Bracey directly owns 5,667.665 shares of Peoples Financial common stock. In addition, he has indirect beneficial ownership of 23,409.961 shares held through Bracey's Supermarket, Inc., reflecting holdings associated with the Dividend Reinvestment and Stock Purchase Plan.

Was cash paid for the PFIS shares granted to director Bracey?

No cash was paid for the new shares granted to William G. Bracey. The 297 shares of Peoples Financial common stock were issued at a price of $0.00 per share as a stock award under the company’s director compensation plan, rather than through an open-market purchase.

What plan was used for William G. Bracey’s PFIS stock award?

The 297-share stock award to William G. Bracey was made under Peoples Financial Services Corp.'s director compensation plan. This plan grants common stock to directors as part of their compensation, instead of requiring them to buy shares in the open market to build ownership.

How are PFIS shares held indirectly for William G. Bracey?

William G. Bracey has indirect beneficial ownership of 23,409.961 PFIS shares through Bracey's Supermarket, Inc. This total includes 1,117.961 shares acquired in 2025 under the Dividend Reinvestment and Stock Purchase Plan, reflecting reinvested dividends and stock purchases by that entity.

What role does the Dividend Reinvestment and Stock Purchase Plan play in PFIS holdings?

The Dividend Reinvestment and Stock Purchase Plan (DRP) allows dividends to be reinvested into additional PFIS shares. For 2025, it added 256.869 shares to William G. Bracey’s direct holdings and 1,117.961 shares to Bracey's Supermarket, Inc.’s holdings, gradually increasing ownership without separate cash purchases.