Peoples Financial (PFIS) director reports 297-share stock award and 33K holdings

Rhea-AI Filing Summary

Peoples Financial Services Corp. director Ronald G. Kukuchka reported a stock award of 297 shares of common stock on January 30, 2026. The award was granted under the company’s director compensation plan at a reported price of $0 per share.

After this grant, he beneficially owns 33,268.968 common shares directly, which includes 196.9840 shares acquired in 2025 through the company’s Dividend Reinvestment and Stock Purchase Plan.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider KUKUCHKA RONALD G

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	297	$0.00	--

Holdings After Transaction: Common Stock — 33,268.968 shares (Direct)

Footnotes (1)

1. Mr. Kukuchka was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan. This amount includes 196.9840 shares acquired in 2025, pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KUKUCHKA RONALD G

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO.

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		297	A	$0	33,268.968(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. Kukuchka was granted a stock award pursuant to Peoples Financial Services Corp.'s director compensation plan.

2. This amount includes 196.9840 shares acquired in 2025, pursuant to the Issuer's Dividend Reinvestment and Stock Purchase Plan.

	/s/ James M. Bone, Jr., As Attorney in Fact for Ronald G. Kukuchka	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFIS director Ronald G. Kukuchka report?

Ronald G. Kukuchka reported receiving a stock award of 297 shares of Peoples Financial Services Corp. common stock. The award was granted on January 30, 2026 under the company’s director compensation plan, with a reported price of $0 per share.

How many PFIS shares does Ronald G. Kukuchka own after this transaction?

After the reported stock award, Ronald G. Kukuchka beneficially owns 33,268.968 shares of Peoples Financial Services Corp. common stock. This total reflects his direct holdings, including shares previously acquired through the company’s dividend reinvestment and stock purchase plan.

Was the PFIS stock award to Ronald G. Kukuchka a purchase for cash?

No, the 297-share transaction was reported with a price of $0 per share, indicating it was a stock award rather than a cash purchase. It was granted under Peoples Financial Services Corp.’s director compensation plan, not bought on the open market.

What plan was used for Ronald G. Kukuchka’s PFIS stock award?

The 297-share grant to Ronald G. Kukuchka was made under Peoples Financial Services Corp.’s director compensation plan. This plan provides stock awards to directors as part of their compensation, rather than through ordinary market purchases of company stock.

How did dividend reinvestment affect Ronald G. Kukuchka’s PFIS share total?

Kukuchka’s reported 33,268.968 PFIS shares include 196.9840 shares acquired during 2025 through the company’s Dividend Reinvestment and Stock Purchase Plan. This plan automatically uses dividends to buy additional shares, incrementally increasing a shareholder’s ownership over time.

Is Ronald G. Kukuchka’s PFIS ownership direct or indirect?

The filing classifies Ronald G. Kukuchka’s 33,268.968 PFIS shares as directly owned. There is no indication of indirect ownership through entities such as trusts or partnerships in this report, and no footnote disclaiming beneficial ownership authority.