PFIS (PFIS) director Lochen reports 100-share stock gift and 18,791 direct shares

Rhea-AI Filing Summary

Peoples Financial Services Corp. director Richard S. Lochen Jr. reported a transfer of 100 shares of common stock on February 4, 2026, coded “G,” indicating a gift, at a reported price of $0 per share.

After this transaction, he beneficially owns 18,791.042 common shares directly, including 8,741.0000 shares held individually and 10,050.042 shares held jointly with his spouse. He also reports indirect holdings of 4,459.822 shares through an IRA and two custodial accounts of 169.817 shares each for children under UTMA/PA.

Insider Trade Summary

100 shares gifted

Mixed 4 txns

Insider LOCHEN RICHARD S JR

Role Director

Type	Security	Shares	Price	Value
Gift	COMMON STOCK	100	$0.00	--
holding	COMMON STOCK	--	--	--
holding	COMMON STOCK	--	--	--
holding	COMMON STOCK	--	--	--

Holdings After Transaction: COMMON STOCK — 18,791.042 shares (Direct); COMMON STOCK — 4,459.822 shares (Indirect, IRA)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LOCHEN RICHARD S JR

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PA 18507

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	02/04/2026		G		100	D	$0	18,791.042(1)	D
COMMON STOCK								4,459.822	I	IRA
COMMON STOCK								169.817	I	As Custodian for child under the UTMA/PA
COMMON STOCK								169.817	I	As Custodian for child under the UTMA/PA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This amount includes 8,741.0000 shares held individually by Mr. Lochen; and 10,050.042 shares held jointly with his spouse.

	/s/ James M. Bone, Jr., As Attorney in Fact for Richard S. Lochen Jr.	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did PFIS director Richard S. Lochen Jr. report?

Richard S. Lochen Jr. reported gifting 100 PFIS common shares. The February 4, 2026 transaction is coded “G,” indicating a gift at a reported $0 price, and reflects a small change within his larger overall shareholdings in Peoples Financial Services Corp.

How many PFIS shares does Richard S. Lochen Jr. own directly after this Form 4?

After the reported gift, Lochen directly owns 18,791.042 PFIS shares. This total includes 8,741.0000 shares held individually and 10,050.042 shares held jointly with his spouse, as clarified in the footnote to the filing.

What indirect PFIS holdings does Richard S. Lochen Jr. report on this Form 4?

Lochen reports several indirect PFIS positions. These include 4,459.822 common shares held through an IRA, plus two separate custodial accounts of 169.817 shares each held as custodian for children under UTMA/PA, reflecting long-term family-related holdings.

What does transaction code “G” mean for the PFIS Form 4 filing?

Transaction code “G” denotes a gift of PFIS shares. In this filing, the director transferred 100 common shares as a gift at a reported $0 price, indicating no sale for consideration but a personal transfer of ownership.

Who is the reporting person in the PFIS Form 4 and what is his role?

The reporting person is Richard S. Lochen Jr., a PFIS director. He filed individually, indicating his status as a board member of Peoples Financial Services Corp. and disclosing both direct and indirect beneficial ownership of PFIS common stock.