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Provident Finl SEC Filings

PFS NYSE

Welcome to our dedicated page for Provident Finl SEC filings (Ticker: PFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking a 180-year-old bank’s regulatory trail can feel daunting—especially when Provident Financial Services’ latest 10-K stretches hundreds of pages across loan quality tables and merger footnotes. Credit risk, net interest margin swings, and regional economic exposure are buried in technical language that few have time to decode.

That’s where Stock Titan steps in. Our AI reads every Provident Financial Services annual report 10-K, quarterly earnings report 10-Q filing, and 8-K material events explained in real time, then surfaces what matters: shifts in deposit costs, updates on the Lakeland Bancorp merger, and changes to the allowance for credit losses. Want to follow Provident Financial Services insider trading Form 4 transactions? You’ll receive real-time alerts the moment executives buy or sell shares, complete with plain-English context.

Here’s how professionals use the platform:

  • Compare quarter-over-quarter net interest income without combing through footnotes.
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Every filing—10-K, 10-Q, 8-K, Form 4, even S-3 shelf registrations—is indexed the moment it hits EDGAR. Our expert-trained AI produces concise overviews and highlights red-flag passages, so understanding Provident Financial Services SEC documents with AI becomes a five-minute task, not an afternoon project. Spend less time searching and more time making informed decisions.

Rhea-AI Summary

Provident Financial Services, Inc. (NYSE: PFS) filed a Form 8-K to disclose an amended and restated employment agreement with President & CEO Anthony J. Labozzetta, effective June 26, 2025. The new three-year agreement replaces the March 11, 2020 contract and will automatically extend one year every June 26 unless either party gives 60-day notice. If a change-of-control occurs, the agreement remains in force for at least two additional years.

Key compensation terms

  • Base salary: set at $1.0 million annually; may rise but cannot be reduced (except for broad executive pay cuts).
  • Severance—no cause / good-reason exit: cash payment equal to 2× (base salary + target cash incentive), plus up to 24 months of net COBRA premium reimbursements.
  • Severance—change-of-control: cash payment equal to 3× (base salary + target cash incentive), plus a lump-sum payment covering 36 months of medical, life and disability premiums.
  • Excise-tax protection: payments will be delivered in full or cut to avoid 280G/4999 excise taxes—whichever yields the higher after-tax benefit for the CEO.
  • Restrictive covenants: non-compete period expanded to one year post-termination.

No financial statements, pro-forma data or other transactions were included. The filing solely addresses executive compensation, signaling the board’s intent to retain Mr. Labozzetta while tightening post-exit competitive safeguards.

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FAQ

What is the current stock price of Provident Finl (PFS)?

The current stock price of Provident Finl (PFS) is $17.53 as of June 30, 2025.

What is the market cap of Provident Finl (PFS)?

The market cap of Provident Finl (PFS) is approximately 2.2B.

What is Provident Financial Services Inc primarily known for?

Provident Financial Services Inc is renowned for its long-standing community banking tradition, offering personalized financial solutions from personal banking to complex wealth management services.

What are the main revenue streams of Provident Financial Services?

The company generates revenue from a mix of interest income on its diversified loan portfolio and non-interest income from fee-based services such as wealth management, insurance advisory, and banking charges.

Which regions does Provident Financial Services operate in?

Provident Financial Services operates primarily in northern and central New Jersey, eastern Pennsylvania, and extends its services to Queens and Nassau Counties in New York.

How does Provident differentiate itself from larger banks?

The institution differentiates itself with a strong commitment to personalized, community-focused service, effectively balancing modern financial solutions with traditional, localized customer care.

What financial products and services are offered by Provident Financial Services?

Provident offers a wide range of financial products including personal and commercial loans, checking and deposit accounts, wealth management, fiduciary services, and insurance products.

How does the company ensure compliance with regulatory standards?

Provident adheres to strict regulatory standards by implementing robust capital plans, issuing subordinated debt as necessary, and consistently monitoring its risk management practices in accordance with Federal Reserve guidelines.

What strategic initiatives have enhanced Provident's market position?

Recent strategic initiatives, such as the merger with Lakeland Bancorp, have aimed to expand its operational scale and market reach while maintaining the personalized service that distinguishes its longstanding community banking model.
Provident Finl

NYSE:PFS

PFS Rankings

PFS Stock Data

2.18B
126.48M
2.98%
70.02%
2.12%
Banks - Regional
Savings Institution, Federally Chartered
Link
United States
JERSEY CITY