[Form 4] Provident Financial Services, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Provident Financial Services insider sale and holdings update. On 08/21/2025, reporting person Vito Giannola, an executive (EVP & CRBO) and director, disposed of 7,474 shares of Provident Financial Services, Inc. (PFS) at a reported price of $18.77 per share. After the transaction, Mr. Giannola beneficially owned 69,766 shares directly and had additional indirect holdings of 1,934 shares through an ESOP and 13,272 shares through an IRA. The filing was signed under power of attorney on 08/21/2025 and notes that the indirect holdings include dividend reinvestment transactions.

Insights

Securities Analyst

TL;DR: Routine insider disposition by an executive; holdings remain substantial and indirect holdings reflect benefit plans.

The Form 4 discloses a single non-derivative sale of 7,474 shares at $18.77 on 08/21/2025 by an executive who is also a director. Post-sale, the reporting person retains 69,766 shares directly plus 1,934 shares via ESOP and 13,272 via IRA. The filing cites dividend reinvestment as a factor for indirect holdings. This is a straightforward Section 16 disclosure without accompanying material corporate events or derivative activity.

Corporate Governance Expert

TL;DR: Disclosure meets Section 16 requirements; no governance flag or unusual pattern shown in this filing.

The document is a standard Form 4 reporting a single share disposition and updated beneficial ownership by an EVP and director. The signature was provided by an attorney-in-fact. There are no amendments, derivative positions, or additional transactions reported. The filing includes a remark that dividend reinvestment transactions are reflected in the indirect holdings, which is common for plan-related balances.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Giannola Vito

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CRBO of provident Bank

3. Date of Earliest Transaction (Month/Day/Year)
08/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/21/2025		D		7,474	D	$18.77	69,766	D
Common Stock								1,934	I	By ESOP
Common Stock								13,272(1)	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects dividend reinvestment transactions

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	08/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did PFS insider Vito Giannola report on 08/21/2025?

The Form 4 reports a disposition of 7,474 shares of PFS at a price of $18.77 per share on 08/21/2025.

How many PFS shares does Vito Giannola beneficially own after the reported transaction?

After the transaction, he beneficially owns 69,766 shares directly, plus 1,934 shares via an ESOP and 13,272 shares via an IRA.

What is Vito Giannola's role at Provident Financial Services (PFS)?

The filing lists him as an officer (EVP & CRBO) and a director of Provident Financial Services.

Does the Form 4 show any derivative transactions or option exercises for PFS?

No. Table II for derivative securities is empty; only non-derivative common stock activity is reported.

Was the Form 4 signed directly by the reporting person?

No. The Form 4 was signed on 08/21/2025 by Chao Huang pursuant to a power of attorney.