STOCK TITAN

[8-K] Provident Financial Services, Inc. Reports Material Event

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

On 24 July 2025, Provident Financial Services, Inc. (NYSE: PFS) filed a Form 8-K under Item 7.01 – Regulation FD Disclosure. The filing simply furnishes an investor presentation (Exhibit 99.1) that will be used alongside the company’s Q2-25 earnings release, which is being issued the same day. Management notes the materials are “furnished” rather than “filed,” meaning they are not incorporated into liability provisions of the Exchange Act.

No financial statements, pro-forma information or transaction details accompany the report; Items 9.01 (a)-(c) are marked “Not applicable.” The only additional exhibit is the Inline XBRL cover page file. As a routine Reg FD communication designed to ensure simultaneous public access to earnings slides, the 8-K carries limited direct valuation impact but signals that detailed Q2 results will follow imminently.

Il 24 luglio 2025, Provident Financial Services, Inc. (NYSE: PFS) ha presentato un modulo 8-K ai sensi del punto 7.01 – Comunicazione ai sensi del Regolamento FD. La documentazione include semplicemente una presentazione per gli investitori (Allegato 99.1) che sarà utilizzata insieme al comunicato dei risultati del secondo trimestre 2025, pubblicato nello stesso giorno. La direzione specifica che i materiali sono "forniti" e non "depositati", il che significa che non sono soggetti alle disposizioni di responsabilità previste dall'Exchange Act.

Non sono allegati bilanci, informazioni pro-forma o dettagli sulle transazioni; i punti 9.01 (a)-(c) sono contrassegnati come "Non applicabili". L'unico altro allegato è il file della copertina Inline XBRL. Essendo una comunicazione di routine ai sensi del Reg FD, finalizzata a garantire un accesso pubblico simultaneo alle slide sugli utili, il modulo 8-K ha un impatto diretto limitato sulla valutazione, ma indica che i risultati dettagliati del secondo trimestre saranno pubblicati a breve.

El 24 de julio de 2025, Provident Financial Services, Inc. (NYSE: PFS) presentó un Formulario 8-K bajo el Ítem 7.01 – Divulgación según el Reglamento FD. La presentación simplemente proporciona una presentación para inversores (Exhibición 99.1) que se utilizará junto con el comunicado de resultados del segundo trimestre de 2025, emitido el mismo día. La dirección señala que los materiales están "proporcionados" y no "presentados", lo que significa que no están incorporados en las disposiciones de responsabilidad de la Ley de Intercambio.

No se adjuntan estados financieros, información pro forma ni detalles de transacciones; los ítems 9.01 (a)-(c) están marcados como "No aplicable". El único otro anexo es el archivo de portada Inline XBRL. Como una comunicación rutinaria bajo el Reglamento FD destinada a asegurar el acceso público simultáneo a las diapositivas de resultados, el 8-K tiene un impacto directo limitado en la valoración, pero indica que los resultados detallados del segundo trimestre se publicarán próximamente.

2025년 7월 24일, Provident Financial Services, Inc. (NYSE: PFS)는 항목 7.01 – Regulation FD 공시에 따라 Form 8-K를 제출했습니다. 이 제출 문서는 회사의 2025년 2분기 실적 발표와 함께 사용될 투자자 프레젠테이션(첨부문서 99.1)을 단순히 제공하는 내용입니다. 경영진은 자료가 "제출"된 것이 아니라 "제공"된 것이라고 명시하여, 이는 해당 자료가 Exchange Act의 책임 규정에 포함되지 않음을 의미합니다.

재무제표, 프로포르마 정보 또는 거래 세부사항은 보고서에 포함되어 있지 않으며, 항목 9.01 (a)-(c)는 "해당 없음"으로 표시되어 있습니다. 추가 첨부 문서는 Inline XBRL 표지 파일뿐입니다. 동시 공개를 보장하기 위한 일상적인 Regulation FD 커뮤니케이션으로서, 8-K는 직접적인 가치 평가 영향은 제한적이나 상세한 2분기 실적이 곧 발표될 것임을 시사합니다.

Le 24 juillet 2025, Provident Financial Services, Inc. (NYSE : PFS) a déposé un formulaire 8-K en vertu de l'article 7.01 – Divulgation selon le règlement FD. Le dépôt fournit simplement une présentation aux investisseurs (Annexe 99.1) qui sera utilisée conjointement avec le communiqué des résultats du deuxième trimestre 2025, publié le même jour. La direction précise que les documents sont « fournis » et non « déposés », ce qui signifie qu’ils ne sont pas intégrés aux dispositions de responsabilité de la loi sur les échanges.

Aucun état financier, information pro forma ou détail de transaction n’accompagne le rapport ; les points 9.01 (a)-(c) sont marqués « Non applicable ». La seule autre annexe est le fichier de page de couverture Inline XBRL. En tant que communication de routine selon le règlement FD visant à garantir un accès public simultané aux diapositives des résultats, le 8-K a un impact direct limité sur la valorisation, mais indique que les résultats détaillés du deuxième trimestre seront publiés prochainement.

Am 24. Juli 2025 reichte Provident Financial Services, Inc. (NYSE: PFS) ein Formular 8-K unter Punkt 7.01 – Regulation FD Offenlegung ein. Die Einreichung enthält lediglich eine Investorenpräsentation (Anlage 99.1), die zusammen mit der Quartalsmitteilung für Q2-25 verwendet wird, welche am selben Tag veröffentlicht wird. Das Management weist darauf hin, dass die Materialien "bereitgestellt" und nicht "eingereicht" wurden, was bedeutet, dass sie nicht in die Haftungsbestimmungen des Exchange Act einbezogen sind.

Es sind keine Finanzberichte, Pro-forma-Informationen oder Transaktionsdetails im Bericht enthalten; die Punkte 9.01 (a)-(c) sind mit "Nicht anwendbar" gekennzeichnet. Das einzige weitere Anlageblatt ist die Inline XBRL Titelseiten-Datei. Als routinemäßige Regulation FD Kommunikation, die den gleichzeitigen öffentlichen Zugang zu den Ergebnisfolien sicherstellen soll, hat das 8-K eine begrenzte direkte Auswirkung auf die Bewertung, signalisiert jedoch, dass detaillierte Q2-Ergebnisse in Kürze folgen werden.

Positive
  • None.
Negative
  • None.

Insights

TL;DR: Routine Reg FD 8-K furnishing slides; no numbers disclosed, limited immediate impact.

The company’s sole purpose here is compliance—making its Q2-25 slide deck publicly available. Because the filing omits revenue, EPS, credit metrics or guidance, investors gain no new quantitative insight. Nonetheless, early access to management’s talking points may help analysts refine Q2 models once the full release drops. We view the event as neutral for the share price.

TL;DR: Transparent dissemination of earnings materials; standard practice, negligible governance risk.

Providing the presentation via an 8-K satisfies fair-disclosure requirements and aligns with best-practice investor relations. The absence of new strategic or governance revelations keeps the overall impact marginal. No action required for proxy or board-oversight considerations.

Il 24 luglio 2025, Provident Financial Services, Inc. (NYSE: PFS) ha presentato un modulo 8-K ai sensi del punto 7.01 – Comunicazione ai sensi del Regolamento FD. La documentazione include semplicemente una presentazione per gli investitori (Allegato 99.1) che sarà utilizzata insieme al comunicato dei risultati del secondo trimestre 2025, pubblicato nello stesso giorno. La direzione specifica che i materiali sono "forniti" e non "depositati", il che significa che non sono soggetti alle disposizioni di responsabilità previste dall'Exchange Act.

Non sono allegati bilanci, informazioni pro-forma o dettagli sulle transazioni; i punti 9.01 (a)-(c) sono contrassegnati come "Non applicabili". L'unico altro allegato è il file della copertina Inline XBRL. Essendo una comunicazione di routine ai sensi del Reg FD, finalizzata a garantire un accesso pubblico simultaneo alle slide sugli utili, il modulo 8-K ha un impatto diretto limitato sulla valutazione, ma indica che i risultati dettagliati del secondo trimestre saranno pubblicati a breve.

El 24 de julio de 2025, Provident Financial Services, Inc. (NYSE: PFS) presentó un Formulario 8-K bajo el Ítem 7.01 – Divulgación según el Reglamento FD. La presentación simplemente proporciona una presentación para inversores (Exhibición 99.1) que se utilizará junto con el comunicado de resultados del segundo trimestre de 2025, emitido el mismo día. La dirección señala que los materiales están "proporcionados" y no "presentados", lo que significa que no están incorporados en las disposiciones de responsabilidad de la Ley de Intercambio.

No se adjuntan estados financieros, información pro forma ni detalles de transacciones; los ítems 9.01 (a)-(c) están marcados como "No aplicable". El único otro anexo es el archivo de portada Inline XBRL. Como una comunicación rutinaria bajo el Reglamento FD destinada a asegurar el acceso público simultáneo a las diapositivas de resultados, el 8-K tiene un impacto directo limitado en la valoración, pero indica que los resultados detallados del segundo trimestre se publicarán próximamente.

2025년 7월 24일, Provident Financial Services, Inc. (NYSE: PFS)는 항목 7.01 – Regulation FD 공시에 따라 Form 8-K를 제출했습니다. 이 제출 문서는 회사의 2025년 2분기 실적 발표와 함께 사용될 투자자 프레젠테이션(첨부문서 99.1)을 단순히 제공하는 내용입니다. 경영진은 자료가 "제출"된 것이 아니라 "제공"된 것이라고 명시하여, 이는 해당 자료가 Exchange Act의 책임 규정에 포함되지 않음을 의미합니다.

재무제표, 프로포르마 정보 또는 거래 세부사항은 보고서에 포함되어 있지 않으며, 항목 9.01 (a)-(c)는 "해당 없음"으로 표시되어 있습니다. 추가 첨부 문서는 Inline XBRL 표지 파일뿐입니다. 동시 공개를 보장하기 위한 일상적인 Regulation FD 커뮤니케이션으로서, 8-K는 직접적인 가치 평가 영향은 제한적이나 상세한 2분기 실적이 곧 발표될 것임을 시사합니다.

Le 24 juillet 2025, Provident Financial Services, Inc. (NYSE : PFS) a déposé un formulaire 8-K en vertu de l'article 7.01 – Divulgation selon le règlement FD. Le dépôt fournit simplement une présentation aux investisseurs (Annexe 99.1) qui sera utilisée conjointement avec le communiqué des résultats du deuxième trimestre 2025, publié le même jour. La direction précise que les documents sont « fournis » et non « déposés », ce qui signifie qu’ils ne sont pas intégrés aux dispositions de responsabilité de la loi sur les échanges.

Aucun état financier, information pro forma ou détail de transaction n’accompagne le rapport ; les points 9.01 (a)-(c) sont marqués « Non applicable ». La seule autre annexe est le fichier de page de couverture Inline XBRL. En tant que communication de routine selon le règlement FD visant à garantir un accès public simultané aux diapositives des résultats, le 8-K a un impact direct limité sur la valorisation, mais indique que les résultats détaillés du deuxième trimestre seront publiés prochainement.

Am 24. Juli 2025 reichte Provident Financial Services, Inc. (NYSE: PFS) ein Formular 8-K unter Punkt 7.01 – Regulation FD Offenlegung ein. Die Einreichung enthält lediglich eine Investorenpräsentation (Anlage 99.1), die zusammen mit der Quartalsmitteilung für Q2-25 verwendet wird, welche am selben Tag veröffentlicht wird. Das Management weist darauf hin, dass die Materialien "bereitgestellt" und nicht "eingereicht" wurden, was bedeutet, dass sie nicht in die Haftungsbestimmungen des Exchange Act einbezogen sind.

Es sind keine Finanzberichte, Pro-forma-Informationen oder Transaktionsdetails im Bericht enthalten; die Punkte 9.01 (a)-(c) sind mit "Nicht anwendbar" gekennzeichnet. Das einzige weitere Anlageblatt ist die Inline XBRL Titelseiten-Datei. Als routinemäßige Regulation FD Kommunikation, die den gleichzeitigen öffentlichen Zugang zu den Ergebnisfolien sicherstellen soll, hat das 8-K eine begrenzte direkte Auswirkung auf die Bewertung, signalisiert jedoch, dass detaillierte Q2-Ergebnisse in Kürze folgen werden.

FALSE000117897000011789702025-07-242025-07-24

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 24, 2025
PROVIDENT FINANCIAL SERVICES, INC.
(Exact Name of Registrant as Specified in its Charter)
Delaware
001-31566
42-1547151
(State or Other Jurisdiction of Incorporation)
(Commission File No.)
(I.R.S. Employer Identification No.)
239 Washington Street, Jersey City, New Jersey
07302
(Address of Principal Executive Offices)
(Zip Code)
Registrant's telephone number, including area code 732-590-9200
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
Securities registered pursuant to Section 12(b) of the Act:
Title of each class
Trading Symbol
Symbol(s)
Name of each exchange on which registered
Common
PFS
New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17
CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17
CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐




Item 7.01 Regulation FD Disclosure.

Provident Financial Services, Inc. (the "Company") is furnishing presentation materials to be used in tandem with the Company's second quarter earnings release, which will be filed on July 24, 2025. A copy of the presentation is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01.    Financial Statements and Exhibits

(a)     Financial Statements of Businesses Acquired. Not applicable.

(b)    Pro Forma Financial Information. Not applicable.

(c)     Shell Company Transactions. Not applicable.

(d)    Exhibits.

Exhibit No.        Description
99.1     Earnings release presentation materials to be used in tandem with the Company's second quarter earnings release, which will be filed on July 24, 2025.
104    Cover Page Interactive Data File (embedded within the Inline XBRL document)    






























SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.



PROVIDENT FINANCIAL SERVICES, INC.
DATE:
July 24, 2025By:/s/ Bennett MacDougall
Bennett MacDougall
EVP, General Counsel and Corp. Secretary









FAQ

What did Provident Financial Services (PFS) disclose in the 8-K filed on July 24 2025?

PFS furnished an investor presentation (Exhibit 99.1) to accompany its Q2-25 earnings release under Item 7.01 Regulation FD.

Does the 8-K include any Q2-2025 financial results for PFS?

No. The filing contains no revenue, EPS or balance-sheet data; it only references the forthcoming earnings release.

Why are the presentation materials marked as “furnished” rather than “filed”?

Materials furnished under Item 7.01 are not subject to certain Exchange Act liabilities, a standard practice for Reg FD disclosures.

Are there any other exhibits or transactions disclosed in this 8-K?

Aside from the presentation and an Inline XBRL cover file, Items 9.01 (a-c) state "Not applicable," indicating no other exhibits or transactions.

When will PFS release its full Q2-25 earnings report?

The company states that its second-quarter earnings release will be filed on the same date, July 24 2025.
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