Provident Financial (NYSE: PFS) director granted 4,012 restricted stock shares

Rhea-AI Filing Summary

LEPPERT EDWARD J reported acquisition or exercise transactions in this Form 4 filing.

PROVIDENT FINANCIAL SERVICES INC director Edward J. Leppert reported a compensation-related equity grant. He received 4,012 shares of restricted common stock at $0.00 per share, increasing his directly held stake to 87,649 common shares. The restricted stock will vest on the earlier of the one-year anniversary of the grant date or the next annual stockholders’ meeting that occurs at least 50 weeks after the prior year’s meeting. Leppert also reports additional indirect holdings in common stock through his and his spouse’s IRA and 401(k) accounts.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider LEPPERT EDWARD J

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,012	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 87,649 shares (Direct, null); Common Stock — 38,304 shares (Indirect, By 401(k))

Footnotes (1)

1. [object Object]

Key Figures

Restricted stock grant: 4,012 shares Grant price: $0.00 per share Direct holdings after grant: 87,649 shares +4 more

7 metrics

Restricted stock grant 4,012 shares Grant of restricted common stock to director

Grant price $0.00 per share Price for restricted stock grant

Direct holdings after grant 87,649 shares Common stock held directly after transaction

Spouse's IRA holdings 11,038 shares Indirect ownership via spouse’s IRA

Spouse's 401(k) holdings 4,749 shares Indirect ownership via spouse’s 401(k)

IRA holdings 16,028 shares Indirect ownership via IRA

401(k) holdings 38,304 shares Indirect ownership via 401(k)

Key Terms

restricted stock, IRA, 401(k), Grant, award, or other acquisition

4 terms

restricted stock financial

"Grant of restricted stock will vest on the earlier of the one-year anniversary"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

IRA financial

"nature_of_ownership: By Spouse's IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

401(k) financial

"nature_of_ownership: By Spouse's 401(k)"

A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LEPPERT EDWARD J

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NEW JERSEY 07302

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		4,012(1)	A	$0	87,649	D
Common Stock								38,304	I	By 401(k)
Common Stock								16,028	I	By IRA
Common Stock								4,749	I	By Spouse's 401(k)
Common Stock								11,038	I	By Spouse's IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted stock will vest on the earlier of the one-year anniversary of the date of grant or the next annual meeting of stockholders which is at least 50 weeks after the immediately preceding year's annual meeting.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Edward J. Leppert report for PROVIDENT FINANCIAL SERVICES INC (PFS)?

Edward J. Leppert reported receiving 4,012 shares of restricted common stock as a grant. The award was made at $0.00 per share and represents compensation rather than an open-market purchase or sale of PROVIDENT FINANCIAL SERVICES INC stock.

How many PROVIDENT FINANCIAL SERVICES INC (PFS) shares does Edward J. Leppert hold directly after this Form 4?

After the reported transaction, Edward J. Leppert directly holds 87,649 shares of PROVIDENT FINANCIAL SERVICES INC common stock. This total includes the 4,012 restricted shares granted, which will vest based on the timing of the company’s upcoming annual stockholders’ meeting.

What are the vesting terms of Edward J. Leppert’s 4,012 restricted PFS shares?

The 4,012 restricted shares will vest on the earlier of the one-year anniversary of the grant date or the next annual stockholders’ meeting. That meeting must occur at least 50 weeks after the immediately preceding year’s annual stockholders’ meeting, as described in the footnote.

Are Edward J. Leppert’s PFS restricted shares an open-market purchase or a compensation award?

The 4,012 PROVIDENT FINANCIAL SERVICES INC restricted shares are a compensation-related award, not an open-market purchase. The Form 4 labels the transaction with code “A,” described as a grant, award, or other acquisition, and shows a price of $0.00 per share.

What indirect holdings in PROVIDENT FINANCIAL SERVICES INC (PFS) does Edward J. Leppert report?

Edward J. Leppert reports indirect ownership of PFS common stock through retirement accounts. These include shares held by his spouse’s IRA, his spouse’s 401(k), his own IRA, and his 401(k), each listed separately with its own post-transaction share balance in the filing.

Does the Form 4 for PFS show any insider sales or purchases by Edward J. Leppert?

The Form 4 does not show any open-market sales or purchases by Edward J. Leppert. It reports a grant of 4,012 restricted shares and several holding entries for indirect accounts, without any transactions coded as open-market buys or sells.