Provident Financial (PFS) awards stock to EVP Nigro, with tax withholding

Rhea-AI Filing Summary

Provident Financial Services EVP and Chief Credit Officer James M. Nigro reported a mix of stock transactions. On March 3, he had a tax-withholding disposition of 371 shares of common stock at $21.42 per share to cover tax obligations, a non‑open‑market transaction that reduced his direct holdings to 97,306 shares.

On the same date, he acquired 3,676 shares of common stock as a grant of time‑vesting restricted stock at no cash cost. According to the footnote, these restricted shares vest at a rate of 33.3% per year over a period ending on March 3, 2029. After this award, his direct ownership rose to 100,982 shares of Provident Financial Services common stock.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Nigro James M.

Role EVP and Chief Credit Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	371	$21.42	$8K
Grant/Award	Common Stock	3,676	$0.00	--

Holdings After Transaction: Common Stock — 97,306 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nigro James M.

(Last) (First) (Middle)

239 WASHINGTON ST

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		F		371	D	$21.42	97,306	D
Common Stock	03/03/2026		A		3,676(1)	A	$0	100,982	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of shares of time-vesting restricted stock that vest at a rate of 33.3% per year over a period ending March 3, 2029.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did PFS executive James M. Nigro report?

James M. Nigro reported two transactions: a tax-withholding disposition of 371 common shares at $21.42 and an award of 3,676 restricted shares. The disposition covered taxes, while the award increased his direct ownership in Provident Financial Services.

How many Provident Financial (PFS) shares does Nigro own after these transactions?

After the transactions, James M. Nigro directly owns 100,982 shares of Provident Financial common stock. His holdings first decreased to 97,306 shares from tax withholding, then increased when he received a 3,676-share restricted stock grant.

Was the PFS insider transaction by Nigro an open-market sale?

No, the 371-share transaction was a tax-withholding disposition, not an open-market sale. Shares were used to satisfy tax obligations related to equity compensation, as indicated by transaction code F and its description in the Form 4.

What are the terms of Nigro’s new restricted stock award at PFS?

Nigro received 3,676 shares of time-vesting restricted stock that vest 33.3% per year through March 3, 2029. This schedule gradually delivers full ownership over several years, aligning the executive’s compensation with longer-term company performance.

What do the Form 4 codes F and A mean in the PFS filing?

Code F indicates shares disposed to pay exercise price or tax liability, here 371 shares for withholding. Code A indicates a grant or award acquisition, here 3,676 restricted shares. Together they show compensation-related adjustments, not ordinary market trading.