Director at Provident Financial (NYSE: PFS) receives 4,012-share award

Rhea-AI Filing Summary

Foley Ursuline F reported acquisition or exercise transactions in this Form 4 filing.

Provident Financial Services Inc. director Ursuline F. Foley received a grant of 4,012 shares of common stock at no cost. These shares are restricted stock that will vest on the earlier of one year from the grant date or the next annual stockholders meeting meeting the 50-week condition, bringing her direct holdings to 46,636 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Foley Ursuline F

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,012	$0.00	--

Holdings After Transaction: Common Stock — 46,636 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Restricted shares granted: 4,012 shares Grant price per share: $0.0000 per share Total shares after transaction: 46,636 shares +2 more

5 metrics

Restricted shares granted 4,012 shares Common Stock grant on 2026-05-26

Grant price per share $0.0000 per share Reported award value per share

Total shares after transaction 46,636 shares Director’s direct holdings following grant

Vesting anniversary One year from grant date Time-based vesting condition for restricted stock

Alternate vesting trigger Next annual meeting ≥50 weeks after prior Stockholders meeting condition for vesting

Key Terms

restricted stock, annual meeting of stockholders, vest, grant, award, or other acquisition

4 terms

restricted stock financial

"Grant of restricted stock will vest on the earlier of the one-year anniversary"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

annual meeting of stockholders financial

"or the next annual meeting of stockholders which is at least 50 weeks after"

vest financial

"Grant of restricted stock will vest on the earlier of the one-year anniversary"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Foley Ursuline F

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NEW JERSEY 07302

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		4,012(1)	A	$0	46,636	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Grant of restricted stock will vest on the earlier of the one-year anniversary of the date of grant or the next annual meeting of stockholders which is at least 50 weeks after the immediately preceding year's annual meeting.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did PFS director Ursuline F. Foley report?

Ursuline F. Foley reported receiving a grant of 4,012 shares of Provident Financial Services common stock. The shares were awarded at no cost as restricted stock and increase her direct ownership to 46,636 shares following the transaction.

Was the PFS Form 4 transaction a purchase or a grant?

The Form 4 reports a grant, not an open-market purchase. Director Ursuline F. Foley acquired 4,012 restricted shares as a grant or award, with a reported price per share of $0.0000, reflecting compensation rather than a cash investment.

When will the 4,012 restricted PFS shares vest for Ursuline F. Foley?

The 4,012 restricted shares will vest on the earlier of the one-year anniversary of the grant date or the next annual meeting of stockholders that occurs at least 50 weeks after the immediately preceding year’s annual meeting, according to the footnote disclosure.

How many Provident Financial Services shares does the director hold after this grant?

After receiving the restricted stock grant, director Ursuline F. Foley directly holds 46,636 shares of Provident Financial Services common stock. This total includes the newly granted 4,012 restricted shares reported in the Form 4 filing for the non-derivative transaction.

What does a restricted stock grant mean for PFS insiders?

A restricted stock grant provides shares subject to vesting conditions rather than immediate free trading. For PFS, Ursuline F. Foley’s 4,012-share grant will vest based on time and the timing of the next qualifying annual stockholders meeting, aligning compensation with continued service.