Welcome to our dedicated page for Provident Finl SEC filings (Ticker: PFS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Provident Financial Services, Inc. filings document the public-company record of a bank holding company whose principal subsidiary is Provident Bank. Form 8-K disclosures cover quarterly and annual operating results, Regulation FD investor materials, cash dividend declarations, and material leadership or employment-related events.
The company’s filings describe bank performance measures such as loan and deposit activity, net interest income, noninterest revenue, credit quality, capital levels, and fee-based businesses including Beacon Trust Company and Provident Protection Plus, Inc. Proxy materials cover annual meeting matters, board and executive governance, compensation, and shareholder voting items for the NYSE-listed common stock.
Provident Financial Services (PFS) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $71.7 million versus $46.4 million a year ago, and diluted EPS was $0.55. Net interest income rose to $194.3 million, helped by higher interest income and lower deposit costs, while the provision for credit losses was $7.0 million.
Non-interest income was $27.4 million, and non-interest expense fell to $113.1 million from $136.0 million, reflecting the absence of prior-year merger costs. Total assets were $24.83 billion, loans held for investment were $19.29 billion, and deposits reached $19.10 billion as of September 30, 2025. Stockholders’ equity increased to $2.77 billion, with accumulated other comprehensive loss improving to $(87.2) million. The company previously completed its Lakeland acquisition in 2024 and recorded no 2025 merger-related expenses.
Provident Financial Services, Inc. declared a quarterly cash dividend of $0.24 per common share. The dividend is payable on November 28, 2025 to stockholders of record at the close of business on November 14, 2025.
The company furnished a press release as Exhibit 99.1 in connection with this announcement.
Provident Financial Services, Inc. (PFS) furnished investor presentation materials under Regulation FD in connection with its third quarter earnings release. The materials are attached as Exhibit 99.1 and are expressly being furnished to the SEC, not filed. This is an informational update intended to accompany the company’s upcoming Q3 results communication.
Provident Financial Services, Inc. furnished a press release reporting financial results for the three and nine months ended September 30, 2025. The release is attached as Exhibit 99.1 and is being furnished to the SEC, not deemed filed.
The company also held a conference call on October 30, 2025 to discuss these results.
Shara Thomas, Executive Vice Chairman and director of Provident Financial Services Inc. (PFS), reported changes in her beneficial ownership on 09/30/2025 via SEC Form 4. The filing discloses a transaction coded "G" indicating a bona fide gift of common stock: 439,077 shares disposed and a simultaneous report of 439,077 shares beneficially owned indirectly through a family trust. The form also shows 90,720 shares held directly and 625 shares held indirectly by a family partnership. The explanatory notes state the transfer is a gift exempt from Section 16(b) and that certain shares are held by the reporting person's wife as trustee for the wife and son.
Provident Financial Services (PFS) insider Form 4 shows James A. Christy, EVP and Chief Risk Officer, reported a sale of 3,000 shares of Provident common stock on 09/12/2025 at a price of $19.90 per share. After the reported sale, Mr. Christy beneficially owned 39,633 shares directly. The filing also discloses indirect holdings of 507 shares through a 401(k) plan and 25,490 shares through an ESOP, for a combined beneficial position of 65,630 shares across direct and indirect holdings. The form includes an explanatory note stating the transactions reflect items not required to be reported under Section 16 and is signed by a power of attorney on 09/15/2025.
John Pugliese, identified as a Director of Provident Financial Services Inc. (PFS), sold 25,000 shares of the issuer's common stock on 09/11/2025. The reported weighted-average sale price was $19.91 per share, with individual trade prices ranging from $19.89 to $19.97. After the transaction, the reporting person beneficially owned 87,907 shares, reported as direct ownership. The Form 4 includes a footnote offering to provide detailed per-trade quantities and prices upon request, and the filing was signed under power of attorney.
Provident Financial Services (PFS) submitted a Form 144 notifying a proposed sale of 25,000 common shares through Morgan Stanley Smith Barney LLC on the NYSE with an approximate sale date of 09/11/2025 and an aggregate market value of $497,775.00. The shares were acquired on 10/12/2012 as compensation for board service and fully paid at acquisition. No securities of the issuer were reported sold by the same person in the prior three months. The filer attests there is no undisclosed material adverse information.
Provident Financial Services (PFS) filed a Form 144 notifying a proposed sale of 3,000 common shares through Charles Schwab (3000 Schwab Way, Westlake TX) on the NYSE with an approximate aggregate market value of $59,550. The filing reports 130,624,153 shares outstanding. The shares were acquired on 03/03/2024 as equity compensation from the issuer, with payment dated 03/03/2024. No securities were reported sold in the past three months. The filer attests they do not possess undisclosed material adverse information about the issuer and includes the standard Rule 10b5-1/trading-plan disclosure language.
Provident Financial Services insider filing shows that on 08/21/2025 Vito Giannola, EVP & CRBO, reported an amended Form 4 covering a sale of 7,474 shares of Common Stock at $18.77 per share. After the reported transaction the filing shows Mr. Giannola directly beneficially owns 69,766 shares. The filing also discloses indirect holdings of 2,628 shares by ESOP and 13,272 shares by IRA, and the form is signed pursuant to power of attorney.