[144] PennyMac Financial Services, Inc. SEC Filing

Rhea-AI Filing Summary

PennyMac Financial Services, Inc. (PFSI) filed a Form 144 notifying the proposed sale of 2,925 shares of its common stock, with an aggregate market value of $341,142.75, to be sold on 09/05/2025 through Merrill Lynch on the NYSE. The filing states the shares were acquired on 02/24/2023 upon vesting of a performance share unit award under the issuer's equity compensation plan.

The filer also reported a recent sale on 09/02/2025 of 5,850 shares for gross proceeds of $632,970.00. The filing lists total shares outstanding of 51,710,032. The notice includes the required representation that the seller is not in possession of undisclosed material adverse information.

Positive

• Securities were acquired via vesting of performance share units, indicating the sale originates from compensation rather than newly purchased shares
• Disclosure includes prior recent sale (5,850 shares for $632,970), demonstrating reporting transparency under Rule 144

Negative

• Insider selling may be perceived negatively by some investors despite being from vested awards
• Concentration of transactions (recent sale plus proposed sale) could attract investor attention about insider liquidity

Insights

Securities Analyst

TL;DR: Insider plans to sell 2,925 vested shares (~$341K) shortly after a prior 5,850-share sale; transaction appears routine.

The filing discloses an insider sale of vested equity compensation rather than a market purchase, which typically signals liquidity-taking rather than immediate lack of confidence in the company. The size of the proposed sale is small relative to the 51.7 million shares outstanding, making market-impact minimal. The recent sale on 09/02/2025 of 5,850 shares for $632,970 suggests ongoing disposition of previously vested awards. No material undisclosed information is indicated in the notice.

Corporate Governance Expert

TL;DR: Transaction arises from PSU vesting and includes the standard Rule 144 attestation; governance risk appears limited.

The securities were acquired via vesting of performance share units on 02/24/2023, and the filer has attested they possess no undisclosed material adverse information. The use of a broker and disclosure of sales within the prior three months comply with Rule 144 reporting expectations. Absent other contextual governance signals, this filing is a routine insider disposition of compensation-related shares.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Merrill Lynch 225 Liberty St Floor 37 New York NY 10281	2925	341142.75	51710032	09/05/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	02/24/2023	Vesting of performance share unit award	PennyMac Financial Services, Inc.			2925	02/24/2023	Granted as part of issuer equity compensation plan

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Daniel Perotti 3043 TOWNSGATE ROAD WESTLAKE VILLAGE CA 91361	Common Stock	09/02/2025	5850	632970.00

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What is being reported in the PFSI Form 144?

The filer notifies a proposed sale of 2,925 shares of PennyMac Financial Services (PFSI) common stock valued at $341,142.75, to be sold on 09/05/2025 via Merrill Lynch on the NYSE.

How were the shares acquired that are being sold?

The shares were acquired on 02/24/2023 upon vesting of a performance share unit award granted under the issuer's equity compensation plan.

Has the filer sold other PFSI shares recently?

Yes. The filing discloses a sale on 09/02/2025 of 5,850 shares for gross proceeds of $632,970.00.

What is the total share count outstanding referenced in the filing?

The filing lists 51,710,032 shares of common stock outstanding.

Who will execute the sale and on what exchange?

The proposed sale will be executed through Merrill Lynch on the NYSE.