PennyMac Financial Services (PFSI) CEO shifts 25,000 shares to ex-spouse

Rhea-AI Filing Summary

SPECTOR DAVID reported disposition transactions in this Form 4 filing.

PennyMac Financial Services, Inc. Chairman & CEO David Spector transferred 25,000 shares of Common Stock on July 31, 2026 pursuant to a divorce settlement, for no consideration, to his former spouse and no longer reports beneficial ownership of these shares. After this transfer he holds 479,401 shares directly, including 37,841 restricted stock units and 441,560 shares of Common Stock, plus 60,604 shares held indirectly through ST Family Investment Company LLC.

Insider Trade Summary

Net Seller: 25,000 shares

Net Sell 2 txns

Insider SPECTOR DAVID

Role Chairman & CEO

Type	Security	Shares	Price	Value
Other	Common Stock F1, F2	25,000	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 479,401 shares (Direct); Common Stock — 60,604 shares (Indirect, ST Family Investment Company LLC)

Footnotes (2)

1. F1. Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration to the reporting person's former spouse and the reporting person no longer reports that he is the beneficial owner of these shares.
2. F2. The reported amount consists of 37,841 restricted stock units and 441,560 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

Key Figures

Shares transferred: 25,000 shares of Common Stock Direct holdings after transaction: 479,401 shares Restricted stock units: 37,841 restricted stock units +2 more

5 metrics

Shares transferred 25,000 shares of Common Stock Transferred for no consideration to former spouse pursuant to a divorce settlement on July 31, 2026

Direct holdings after transaction 479,401 shares Direct Common Stock holdings by David Spector following the 25,000-share transfer

Restricted stock units 37,841 restricted stock units Included in direct holdings; to be settled in an equal number of shares of Common Stock upon vesting

Direct Common Stock shares 441,560 shares of Common Stock Portion of David Spector’s 479,401 directly held shares that are not restricted stock units

Indirect holdings 60,604 shares of Common Stock Shares held indirectly through ST Family Investment Company LLC after the reported transaction

Key Terms

restricted stock units, beneficial owner, divorce settlement

3 terms

restricted stock units financial

"The reported amount consists of 37,841 restricted stock units and 441,560 shares of Common Stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

beneficial owner regulatory

"the reporting person no longer reports that he is the beneficial owner of these shares."

A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.

divorce settlement other

"Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/04/2026 - 05:41 PM Accepted by SEC EDGAR 08/04/2026 - 05:40 PM Learn about SEC filing dates

FAQ

What insider transaction did PFSI Chairman & CEO David Spector report?

David Spector transferred 25,000 shares of PennyMac Financial Services (PFSI) Common Stock on July 31, 2026 to his former spouse pursuant to a divorce settlement, for no consideration, and no longer reports beneficial ownership of those shares.

Was the 25,000-share PFSI transaction by David Spector a sale?

No. The 25,000 PFSI shares were transferred for no consideration to David Spector’s former spouse pursuant to a divorce settlement, so the transaction was not a market sale and involved no stated price per share.

How many PFSI shares does David Spector hold after this reported transaction?

After the transaction, David Spector holds 479,401 shares directly, consisting of 37,841 restricted stock units and 441,560 shares of Common Stock, plus 60,604 shares indirectly through ST Family Investment Company LLC.

What restricted stock units did PFSI CEO David Spector report holding?

David Spector reported 37,841 restricted stock units, which are included in his 479,401 directly held shares. These restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

How many PFSI shares are held indirectly through ST Family Investment Company LLC?

An entity associated with David Spector, ST Family Investment Company LLC, holds 60,604 shares of PennyMac Financial Services (PFSI) Common Stock, reported as indirect ownership following the 25,000-share transfer.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SPECTOR DAVID

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2026		J		25,000(1)	D	$0	479,401(2)	D
Common Stock								60,604	I	ST Family Investment Company LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Pursuant to a divorce settlement, these shares of Common Stock were transferred for no consideration to the reporting person's former spouse and the reporting person no longer reports that he is the beneficial owner of these shares.

2. The reported amount consists of 37,841 restricted stock units and 441,560 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Spector	08/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)