PennyMac Financial (PFSI) CFO granted restricted stock units and options

Rhea-AI Filing Summary

PennyMac Financial Services Chief Financial Officer Daniel Stanley Perotti reported equity awards in the form of stock and options. On February 12, 2026, he was granted 5,465 shares of Common Stock at a price of $0, representing restricted stock units that vest in three equal installments starting one year after the grant date and settle in an equal number of shares upon vesting.

He was also granted a nonstatutory stock option for 13,881 shares of Common Stock at an exercise price of $91.49, vesting in three equal annual installments on February 12, 2027, 2028 and 2029, subject to continued service. Following these grants, he beneficially owns 15,429 restricted stock units directly and 216,475 shares of Common Stock indirectly through The Perotti Family Trust.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perotti Daniel Stanley

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		A		5,465(1)	A	$0	15,429(2)	D
Common Stock								216,475	I	The Perotti Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Nonstatutory Stock Option (Right to Buy)	$91.49	02/12/2026		A		13,881		02/12/2027(3)	02/11/2036	Common Stock	13,881	$0	13,881	D

Explanation of Responses:

1. The Reporting Person was granted restricted stock units, which will vest in three equal installments beginning on the first anniversary of the date of grant, are to be settled in an equal number of shares of Common Stock upon vesting.

2. The reported amount consists of 15,429 restricted stock units. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

3. This nonstatutory stock option to purchase 13,881 shares of Common Stock of Issuer will vest as to one-third of the optioned shares on each of February 12, 2027, 2028 and 2029, subject to the Reporting Person's continued service through each date.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Perotti	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did PennyMac (PFSI) report for its CFO?

PennyMac’s CFO Daniel Stanley Perotti reported equity awards on February 12, 2026. He received 5,465 restricted stock units and a nonstatutory stock option for 13,881 shares, both granted at no cash cost as part of his compensation.

How many restricted stock units does the PennyMac (PFSI) CFO now hold?

After the February 12, 2026 grant, the CFO beneficially owns 15,429 restricted stock units. These units are scheduled to settle in an equal number of PennyMac common shares as they vest in three equal annual installments.

What are the terms of the PennyMac (PFSI) CFO’s new stock option grant?

The CFO received a nonstatutory stock option to buy 13,881 PennyMac common shares at $91.49 per share. The option vests one-third each on February 12, 2027, 2028 and 2029, conditioned on his continued service with the company.

Was the PennyMac (PFSI) CFO’s equity transaction a market purchase or a grant?

The February 12, 2026 insider transactions were equity grants, not open-market purchases. The Form 4 shows transaction code “A,” indicating a grant, award or other acquisition at a price of $0 per share for both stock units and option.

How many PennyMac (PFSI) shares are held through The Perotti Family Trust?

The filing reports that 216,475 shares of PennyMac common stock are held indirectly through The Perotti Family Trust. This reflects indirect beneficial ownership separate from the CFO’s directly held restricted stock units and stock options.

When will the PennyMac (PFSI) CFO’s new restricted stock units vest?

The restricted stock units granted on February 12, 2026 vest in three equal installments. Vesting begins on the first anniversary of the grant date, and vested units are settled in an equal number of PennyMac common shares upon vesting.