PennyMac Financial (NYSE: PFSI) pays director Sunil Chandra fees in stock grant

Rhea-AI Filing Summary

Chandra Sunil reported acquisition or exercise transactions in this Form 4 filing.

PennyMac Financial Services, Inc. director Sunil Chandra received a grant of 377 shares of Common Stock on July 31, 2026 at $82.17 per share, issued in lieu of cash compensation for services as a non-management director for the prior quarter under an exemption provided by Rule 16b-3. After this award, his direct holdings total 5,148 shares, consisting of 1,963 restricted stock units and 3,185 shares of Common Stock, with the units to be settled in an equal number of shares upon vesting.

Insider Trade Summary

Net Buyer: 377 shares

Net Buy 1 txn

Insider Chandra Sunil

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1, F2	377	$82.17	$31K

Holdings After Transaction: Common Stock — 5,148 shares (Direct)

Footnotes (2)

1. F1. The Reporting Person received these shares in lieu of cash compensation payable for services rendered as a non-management director of Issuer during the previous quarter. The transaction is exempt under Rule 16b-3 of the Securities Exchange Act of 1934.
2. F2. The reported amount consists of 1,963 restricted stock units and 3,185 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

Key Figures

Shares Granted: 377 shares Grant Price: $82.17 per share Total Holdings After Grant: 5,148 shares +2 more

5 metrics

Shares Granted 377 shares Common Stock awarded to Sunil Chandra on July 31, 2026

Grant Price $82.17 per share Value used for the 377-share stock compensation grant

Total Holdings After Grant 5,148 shares Direct holdings of Sunil Chandra following the reported transaction

Restricted Stock Units 1,963 units RSUs included in Chandra’s total reported holdings after the grant

Common Shares Held 3,185 shares Common Stock component of Chandra’s 5,148 total holdings

Key Terms

restricted stock units, Rule 16b-3, non-management director

3 terms

restricted stock units financial

"The reported amount consists of 1,963 restricted stock units and 3,185 shares"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Rule 16b-3 regulatory

"The transaction is exempt under Rule 16b-3 of the Securities Exchange Act"

Rule 16b-3 is a Securities and Exchange Commission regulation that exempts certain routine, pre-approved transactions by company insiders from automatic liability for short-term trading profits. It acts like a safe harbor: if an insider follows a formal plan or the board approves specific transactions in advance, profits from buying and selling company stock within six months are not automatically reclaimed. Investors care because the rule clarifies when insider trades are permissible and reduces uncertainty about potential clawbacks.

non-management director financial

"payable for services rendered as a non-management director of Issuer"

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/04/2026 - 05:30 PM Accepted by SEC EDGAR 08/04/2026 - 05:29 PM Learn about SEC filing dates

FAQ

What insider transaction did PFSI director Sunil Chandra report?

Sunil Chandra reported receiving 377 shares of PennyMac Financial Services Common Stock on July 31, 2026 at $82.17 per share. The shares were issued as compensation for his non-management director service for the prior quarter instead of cash fees.

How was the PFSI director’s compensation structured in this Form 4 filing?

The filing shows Sunil Chandra received stock instead of cash for director fees, specifically 377 shares of Common Stock. The footnote explains this equity award was paid in lieu of cash compensation for services rendered during the previous quarter as a non-management director.

What are Sunil Chandra’s total PFSI holdings after this reported transaction?

After the reported grant, Sunil Chandra directly holds 5,148 shares linked to PennyMac Financial Services. This amount includes 1,963 restricted stock units and 3,185 shares of Common Stock, with the restricted stock units settling in an equal number of shares upon vesting.

At what price was the PFSI stock grant to director Sunil Chandra recorded?

The 377-share award to Sunil Chandra was recorded at $82.17 per share. This per-share value appears in the transaction details and applies to the shares granted as compensation for his non-management director service during the prior quarter.

How are the restricted stock units reported for PFSI director Sunil Chandra treated?

The filing notes that Sunil Chandra holds 1,963 restricted stock units, which will be settled in an equal number of Common Stock shares upon vesting. These units are included in his total reported holdings of 5,148 shares following the transaction.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chandra Sunil

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CALIFORNIA 91361

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2026		A		377(1)	A	$82.17	5,148(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The Reporting Person received these shares in lieu of cash compensation payable for services rendered as a non-management director of Issuer during the previous quarter. The transaction is exempt under Rule 16b-3 of the Securities Exchange Act of 1934.

2. The reported amount consists of 1,963 restricted stock units and 3,185 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Chandra	08/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)