PennyMac (PFSI) CFO reports tax-withholding share disposition on RSU vesting

Rhea-AI Filing Summary

PennyMac Financial Services Chief Financial Officer Daniel Stanley Perotti had shares withheld to cover taxes from vesting stock awards. On the transaction date, 849 shares of Common Stock were disposed of at $91.93 per share as a tax-withholding disposition related to restricted stock unit vesting.

After this, he held 15,701 shares directly, consisting of 10,409 restricted stock units and 5,292 shares of Common Stock to be settled in stock upon vesting. He also reported indirect ownership of 213,550 shares of Common Stock through The Perotti Family Trust.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perotti Daniel Stanley

(Last) (First) (Middle)

C/O PENNYMAC FINANCIAL SERVICES, INC.

3043 TOWNSGATE ROAD

(Street)

WESTLAKE VILLAGE CA 91361

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PennyMac Financial Services, Inc. [ PFSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/28/2026		F		849(1)	D	$91.93	15,701(2)	D
Common Stock								213,550	I	The Perotti Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld for taxes upon vesting of restricted stock units.

2. The reported amount consists of 10,409 restricted stock units and 5,292 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.

	/s/ Derek W. Stark, attorney-in-fact for Mr. Perotti	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did PFSI CFO Daniel Perotti report on this Form 4?

Daniel Perotti reported a tax-withholding disposition of 849 PennyMac Financial Services (PFSI) Common Stock shares. The shares were withheld to cover taxes upon the vesting of restricted stock units, rather than being sold in an open-market transaction.

How many PFSI shares were withheld for Daniel Perotti’s tax obligations?

A total of 849 Common Stock shares of PennyMac Financial Services were withheld for Daniel Perotti’s tax obligations. The shares were valued at $91.93 per share, according to the Form 4, in connection with vesting restricted stock units.

What are Daniel Perotti’s direct PennyMac Financial Services share holdings after the transaction?

After the transaction, Daniel Perotti directly held 15,701 PFSI shares. This amount includes 10,409 restricted stock units and 5,292 shares of Common Stock, with the restricted stock units settling in an equal number of shares upon vesting.

Does Daniel Perotti have indirect ownership in PFSI through a trust?

Yes. Daniel Perotti reported indirect ownership of 213,550 PFSI shares through The Perotti Family Trust. This indirect position is disclosed separately from his directly held shares and restricted stock units in the Form 4 filing.

Was this PFSI Form 4 transaction an open-market sale by the CFO?

No. The Form 4 describes the transaction as shares withheld for taxes upon vesting of restricted stock units. This tax-withholding disposition is not an open-market sale but a method to satisfy tax liabilities on equity awards.