Progressive's James C. Curtis reports 4,291 direct shares

Progressive Corp.'s Personal Lines President, James C. Curtis, reported 4,291 Common shares held directly and 1,569 Common shares held indirectly through the 401(k) Plan as of October 18, 2026.

Rhea-AI Filing Summary

Progressive Corp.'s Personal Lines President, James C. Curtis, reported 4,291 Common shares held directly and 1,569 Common shares held indirectly through the 401(k) Plan as of October 18, 2026. He also reported 1,458.1240 deferred compensation units, with a 1-for-1 relationship to Common and payout in cash or Common shares depending on award type, and 4,078.0480 time-based restricted stock units, each a contingent right to one Common share. The restricted units have scheduled vesting dates from January 19, 2027, through January 21, 2031.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider CURTIS JAMES C

Role Personal Lines President

Type	Security	Shares	Price	Value
holding	Deferred Comp Unit F3, F1, F2	--	--	--
holding	Restricted Stock Unit F5, F4, F2	--	--	--
holding	Common	--	--	--
holding	Common	--	--	--

Holdings After Transaction: Deferred Comp Unit — 1,458.124 contracts (Direct); Restricted Stock Unit — 4,078.048 contracts (Direct); Common — 4,291.163 shares (Direct); Common — 1,569.094 shares (Indirect, 401(k) Plan)

Footnotes (5)

1. F1. Deferred compensation units relating to annual cash incentive awards and units acquired upon the reinvestment of dividend equivalents will both be paid out in cash at the time elected by the reporting person, or such other time determined in accordance with the applicable deferral plan. Deferred compensation units relating to restricted stock unit awards will be paid out in Common Shares at the time elected by the reporting person, or such other time determined in accordance with the applicable deferral plan.
2. F2. Expiration Date is the same as the Date Exercisable.
3. F3. 1 for 1
4. F4. Represents time-based restricted stock units granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents since the grant date. Subject to the terms of the applicable plan and award agreements, each award vests in three roughly equal installments in the third, fourth and fifth January following the date of grant, subject to earlier vesting or forfeiture in accordance with the plan and the award agreement. The following number of units are scheduled to vest on the following dates: 1/19/2027 - 1,204.984; 1/18/2028 - 990.066; 1/16/2029 - 923.34; 1/15/2030 - 613.1730; and 1/21/2031 - 346.485.
5. F5. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.

Key Figures

Direct Common shares: 4,291 shares Indirect Common shares through 401(k) Plan: 1,569 shares Deferred compensation units: 1,458.1240 units +1 more

4 metrics

Direct Common shares 4,291 shares Reported as of October 18, 2026

Indirect Common shares through 401(k) Plan 1,569 shares Reported as of October 18, 2026

Deferred compensation units 1,458.1240 units Reported as of October 18, 2026; 1-for-1 relationship to Common

Restricted stock units 4,078.0480 units Reported as of October 18, 2026; each represents a contingent right to one Common share

Key Terms

Deferred compensation units, Restricted Stock Unit, dividend equivalents, vests in three roughly equal installments

4 terms

Deferred compensation units financial

"Deferred compensation units relating to annual cash incentive awards"

Restricted Stock Unit financial

"Each Restricted Stock Unit represents a contingent right"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

dividend equivalents financial

"units acquired upon the reinvestment of dividend equivalents"

Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.

vests in three roughly equal installments financial

"each award vests in three roughly equal installments"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many PGR shares did James C. Curtis report holding?

As of October 18, 2026, James C. Curtis reported 4,291 Common shares directly and 1,569 Common shares indirectly through the 401(k) Plan.

When are James C. Curtis's PGR restricted stock units scheduled to vest?

The reported time-based restricted stock units are scheduled to vest as follows: 1,204.984 units on January 19, 2027; 990.066 on January 18, 2028; 923.34 on January 16, 2029; 613.1730 on January 15, 2030; and 346.485 on January 21, 2031.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/26/2026 - 02:17 PM EDT Accepted by SEC EDGAR 10/26/2026 - 02:17 PM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

CURTIS JAMES C

(Last) (First) (Middle)

300 N. COMMONS BLVD.

(Street)

MAYFIELD VILLAGE OHIO 44143

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
10/18/2026

3. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Personal Lines President

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common	4,291.163	D
Common	1,569.094	I	401(k) Plan

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Comp Unit	(1)	(2)	Common	1,458.124	(3)	D
Restricted Stock Unit	(4)	(2)	Common	4,078.048	(5)	D

Explanation of Responses:

1. Deferred compensation units relating to annual cash incentive awards and units acquired upon the reinvestment of dividend equivalents will both be paid out in cash at the time elected by the reporting person, or such other time determined in accordance with the applicable deferral plan. Deferred compensation units relating to restricted stock unit awards will be paid out in Common Shares at the time elected by the reporting person, or such other time determined in accordance with the applicable deferral plan.

2. Expiration Date is the same as the Date Exercisable.

3. 1 for 1

4. Represents time-based restricted stock units granted to the reporting person by the issuer between 2022 and 2026 plus accrued dividend equivalents since the grant date. Subject to the terms of the applicable plan and award agreements, each award vests in three roughly equal installments in the third, fourth and fifth January following the date of grant, subject to earlier vesting or forfeiture in accordance with the plan and the award agreement. The following number of units are scheduled to vest on the following dates: 1/19/2027 - 1,204.984; 1/18/2028 - 990.066; 1/16/2029 - 923.34; 1/15/2030 - 613.1730; and 1/21/2031 - 346.485.

5. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.

	/s/ Allyson L. Bach, By Power of Attorney	10/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)