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Progressive (NYSE: PGR) CRM president receives RSUs via dividend equivalents

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Progressive Corp. reported that CRM President Heather E. Day acquired 1.8030 Restricted Stock Units on 2026-07-10. Each unit represents a contingent right to receive one common share. The units were acquired through the reinvestment of dividend equivalents and will vest at the same time as the related Restricted Stock Units. Following this grant, Day directly holds a total of 4,144.9360 Restricted Stock Units.

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Insider DAY HEATHER E
Role CRM President
Type Security Shares Price Value
Grant/Award Restricted Stock Unit 1.803 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 4,144.936 shares (Direct)
Footnotes (1)
  1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate. Expiration Date is the same as the Date Exercisable.
RSUs granted 1.8030 units Restricted Stock Units acquired via dividend equivalent reinvestment on 2026-07-10
Price per RSU $0.0000 Grant/award acquisition of derivative Restricted Stock Units
RSUs held after transaction 4,144.9360 units Total direct Restricted Stock Units held by Heather E. Day following the grant
Derivative transactions reported 1 Single derivative-type transaction (RSU award) reported in this Form 4
Restricted Stock Unit financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
dividend equivalents financial
"These units, which were acquired upon the reinvestment of dividend equivalents, will vest"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
contingent right financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
derivative transaction financial
"It is categorized as a derivative transaction with a per-unit price of $0.0000"

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FAQ

What did Progressive (PGR) CRM President Heather E. Day report in this Form 4?

Heather E. Day reported acquiring 1.8030 Restricted Stock Units in Progressive stock. These derivative awards were received via dividend equivalent reinvestment and each unit represents a right to one common share, subject to vesting conditions aligned with related RSUs.

How many Progressive (PGR) Restricted Stock Units does Heather E. Day hold after the transaction?

After the reported transaction, Heather E. Day directly holds 4,144.9360 Restricted Stock Units. These units represent contingent rights to receive an equivalent number of Progressive common shares, subject to the applicable vesting schedule for the underlying RSU awards.

Was Heather E. Day’s Form 4 transaction in Progressive (PGR) an open-market buy or a grant?

The transaction was a grant/award acquisition of 1.8030 Restricted Stock Units, not an open-market purchase. It is categorized as a derivative transaction with a per-unit price of $0.0000, reflecting a non-market equity award structure.

What does each Restricted Stock Unit reported by Heather E. Day in Progressive (PGR) represent?

Each Restricted Stock Unit reported by Heather E. Day represents a contingent right to receive one Progressive common share. Actual share delivery depends on satisfying vesting conditions tied to the underlying RSU awards referenced in the footnotes.

How were the new Progressive (PGR) Restricted Stock Units acquired by Heather E. Day generated?

The 1.8030 new units were acquired through reinvestment of dividend equivalents. When Progressive pays dividends, equivalent amounts are credited as additional RSUs, which then vest on the same schedule as the original related Restricted Stock Unit awards.

When will the newly acquired Progressive (PGR) RSUs held by Heather E. Day vest?

The newly acquired 1.8030 Restricted Stock Units will vest at the same time as the related RSUs. Their vesting schedule is therefore synchronized with the original Restricted Stock Unit grants to which these dividend-equivalent units are linked.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DAY HEATHER E

(Last)(First)(Middle)
300 N. COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CRM President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)07/10/2026A1.803 (2) (3)Common1.803$04,144.936D
Explanation of Responses:
1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
2. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)