STOCK TITAN

Dividend-based RSU award to Progressive (NYSE: PGR) executive

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Bailo Karen reported acquisition or exercise transactions in this Form 4 filing.

Commercial Lines President Karen Bailo of Progressive Corp (PGR) received a grant of 6.2750 restricted stock units on July 10, 2026 through reinvested dividend equivalents. Each unit represents one common share and will vest with the related RSUs, bringing her direct RSU holdings to 14423.6290 units.

Positive

  • None.

Negative

  • None.
Insider Bailo Karen
Role Commercial Lines President
Type Security Shares Price Value
Grant/Award Restricted Stock Unit 6.275 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 14,423.629 shares (Direct)
Footnotes (1)
  1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate. Expiration Date is the same as the Date Exercisable.
RSUs granted 6.2750 units Restricted Stock Units acquired on July 10, 2026 via dividend-equivalent reinvestment
RSU holdings after transaction 14423.6290 units Direct restricted stock unit position following the July 10, 2026 grant
Grant price per unit $0.0000 Compensation-related award, not an open-market purchase
Transaction date 2026-07-10 Date of restricted stock unit acquisition by dividend equivalents
Restricted Stock Unit financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
dividend equivalents financial
"These units, which were acquired upon the reinvestment of dividend equivalents, will vest"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
contingent right financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did Progressive (PGR) executive Karen Bailo report on this Form 4?

Karen Bailo reported an acquisition of 6.2750 restricted stock units on July 10, 2026. The units were credited through reinvested dividend equivalents and will vest at the same time as the related restricted stock unit awards.

How many restricted stock units does Karen Bailo hold in Progressive (PGR) after this transaction?

After the reported transaction, Karen Bailo directly holds 14423.6290 restricted stock units. This total reflects the addition of 6.2750 units acquired through dividend-equivalent reinvestment in connection with existing restricted stock unit awards.

Were Karen Bailo’s Progressive (PGR) restricted stock units bought on the open market?

No. The 6.2750 restricted stock units were acquired at a price of $0.0000 per unit. They represent a compensation-related credit from reinvested dividend equivalents, not an open-market purchase of Progressive common shares.

What does each Restricted Stock Unit represent for Progressive (PGR) in Karen Bailo’s award?

Each Restricted Stock Unit represents a contingent right to receive one common share of Progressive’s stock. The RSUs convert into common shares only upon vesting, in accordance with the award’s terms and schedule.

How are dividend equivalents handled in Karen Bailo’s Progressive (PGR) RSU award?

Dividend equivalents on existing RSUs were reinvested into 6.2750 additional units. These new restricted stock units will vest at the same time and under the same conditions as the underlying restricted stock units to which they relate.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Bailo Karen

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Commercial Lines President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)07/10/2026A6.275 (2) (3)Common6.275$014,423.629D
Explanation of Responses:
1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
2. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)