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Progressive (NYSE: PGR) adds dividend RSUs to Lori Niederst’s equity stake

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Niederst Lori A reported acquisition or exercise transactions in this Form 4 filing.

Progressive Corp (PGR) reported that Chief Personal Lines Officer Lori A. Niederst received a grant of 5.5490 Restricted Stock Units on July 10, 2026, through reinvested dividend equivalents. Each unit represents a contingent right to one common share and will vest at the same time as the related Restricted Stock Units.

Following this award, Niederst directly holds 12,753.3530 Restricted Stock Units in total. This is a compensation-related equity award, not an open-market stock purchase.

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Insider Niederst Lori A
Role Chief Personal Lines Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Unit 5.549 $0.00 --
Holdings After Transaction: Restricted Stock Unit — 12,753.353 shares (Direct)
Footnotes (1)
  1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate. Expiration Date is the same as the Date Exercisable.
Restricted Stock Units acquired 5.5490 units Compensation-related RSU grant on 2026-07-10 via dividend equivalents
Total RSUs after transaction 12,753.3530 units Direct Restricted Stock Unit holdings for Lori A. Niederst following the grant
Transaction price per unit $0.0000 RSU award from dividend equivalents with no cash paid per unit
Restricted Stock Unit financial
"Each Restricted Stock Unit represents a contingent right to receive one Common Share"
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
dividend equivalents financial
"These units, which were acquired upon the reinvestment of dividend equivalents, will vest"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Expiration Date financial
"Expiration Date is the same as the Date Exercisable"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Progressive (PGR) executive Lori A. Niederst report?

Lori A. Niederst, Chief Personal Lines Officer at Progressive, received a grant of 5.5490 Restricted Stock Units on July 10, 2026. These units arose from reinvested dividend equivalents and each represents a contingent right to receive one common share, vesting with related RSUs.

How many restricted stock units did Lori A. Niederst acquire in the latest PGR Form 4?

The report shows Niederst acquired 5.5490 Restricted Stock Units linked to Progressive common shares. The units were created through reinvestment of dividend equivalents and are scheduled to vest at the same time as the original Restricted Stock Units to which they relate.

What are Lori A. Niederst’s total Progressive (PGR) RSU holdings after this transaction?

After the July 10, 2026 award, Lori A. Niederst directly holds 12,753.3530 Restricted Stock Units. These units represent contingent rights to receive an equivalent number of Progressive common shares, subject to the applicable vesting schedules and other terms of the company’s equity compensation arrangements.

How were the new restricted stock units for Progressive (PGR) executive Lori A. Niederst created?

The 5.5490 Restricted Stock Units were acquired through reinvestment of dividend equivalents tied to existing RSUs. Instead of paying cash dividends, equivalent value was converted into additional RSUs that will vest simultaneously with the underlying Restricted Stock Units they are associated with.

Do Lori A. Niederst’s new Progressive (PGR) RSUs involve a cash purchase price?

No cash price was paid; the transaction price per unit is listed as $0.0000. The additional 5.5490 units reflect a compensation-related award from dividend equivalent reinvestment, rather than an open-market purchase of Progressive common shares for cash.

When will the newly acquired Progressive (PGR) restricted stock units vest for Lori A. Niederst?

The new 5.5490 Restricted Stock Units will vest at the same time as the Restricted Stock Units to which they relate. This means their vesting schedule is aligned with the underlying RSU grant that generated the associated dividend equivalents.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Niederst Lori A

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Personal Lines Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit(1)07/10/2026A5.549 (2) (3)Common5.549$012,753.353D
Explanation of Responses:
1. Each Restricted Stock Unit represents a contingent right to receive one Common Share of the Company's stock.
2. These units, which were acquired upon the reinvestment of dividend equivalents, will vest at the same time as the Restricted Stock Units to which they relate.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)