Where can investors find risk factors related to Plumas Bancorp (PLBC)?

The company points investors to the “Risk Factors” and other sections in its existing documents, which describe factors that could cause actual results to differ from forward-looking statements.

Plumas Bancorp posts new investor presentation

Plumas Bancorp furnished an investor presentation as an exhibit to a current report.

Accepted by SEC EDGAR 01/21/2026 - 09:05 AM EST

Filing Impact

(High)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

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Form Type

8-K

Rhea-AI Filing Summary

Plumas Bancorp furnished an investor presentation as an exhibit to a current report. The company prepared the slide deck, labeled as Exhibit 99.1, for use in future investor presentations. The material is being furnished under Regulation FD, which is intended to provide broad, fair disclosure of information to the market.

The company notes that the information in the presentation is not deemed filed for liability purposes under securities laws and will only be incorporated into other filings if specifically referenced. The materials are presented as of January 21, 2026, and Plumas Bancorp does not take on an obligation to update them. The filing also includes a standard safe harbor statement explaining that forward-looking statements in the presentation involve risks that could cause actual results to differ materially.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Plumas Bancorp (PLBC) disclose in this 8-K filing?

Plumas Bancorp furnished an investor slide presentation as Exhibit 99.1 for use in future investor presentations, providing additional information to the market under Regulation FD.

Is the Plumas Bancorp (PLBC) investor presentation considered filed with the SEC?

The company states that the presentation and related information are being furnished, not filed, so they are not subject to the liability provisions of Section 18 and are only incorporated into other filings if specifically referenced.

As of what date is the Plumas Bancorp (PLBC) investor presentation information current?

The information in the investor materials is presented as of January 21, 2026, and Plumas Bancorp does not assume an obligation to update it in the future.

Does the Plumas Bancorp (PLBC) 8-K include forward-looking statements?

Yes, the company notes that statements in the slide presentation about expectations or predictions of the future are forward-looking and subject to a safe harbor under federal securities laws.

Which exhibits are attached to this Plumas Bancorp (PLBC) 8-K?

The exhibits listed are 99.1, the Plumas Bancorp presentation, and 104, the cover page interactive data file.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 21, 2026

PLUMAS BANCORP

(Exact name of registrant as specified in its charter)

California		000-49883		75-2987096
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

5525 Kietzke Lane, Suite 100, Reno, Nevada		89511
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (775) 786-0907

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging Growth Company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock	PLBC	NASDAQ Capital Market

Item 7.01 Regulation FD Disclosure.

Plumas Bancorp (the “Registrant”) has prepared the presentation included in Exhibit 99.1 to use in future investor presentations.

This Form 8-K and the information attached below shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (“Exchange Act”), nor shall it be incorporated by reference into a filing under the Securities Act of 1933, as amended (“Securities Act”), or the Exchange Act, except as expressly set forth by specific reference in such a filing. The furnishing of the information in this report is not intended to, and does not, constitute a determination or admission by the Registrant that the information in this report is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Registrant or any of its affiliates. The information in the materials is presented as of January 21, 2026, and the Registrant does not assume any obligation to update such information in the future.

Safe Harbor Statement

Statements contained in the slide show presentation that state expectations or predictions about the future are forward-looking statements intended to be covered by the safe harbor provisions of the Securities Act and the Exchange Act. The Registrant's actual results could differ materially from those projected in such forward-looking statements. Factors that could affect those results include “Risk Factors” and the other factors appearing in the documents that the Registrant has filed with the Securities and Exchange Commission.

Item 9.01 Exhibits

Number	Description
99.1	Presentation of Plumas Bancorp
104	Cover Page Interactive Data File

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Plumas Bancorp (Registrant)

January 21, 2026	By:	/s/ Richard L. Belstock
		Name: Richard L. Belstock
		Title: Chief Financial Officer

EXHIBIT INDEX

Number	Description
99.1	Presentation of Plumas Bancorp
104	Cover Page Interactive Data File

Source: View Original Filing on SEC EDGAR