[8-K] Plumas Bancorp Reports Material Event

Rhea-AI Filing Summary

Insights

Financial Analyst

8-K simply furnishes Q2-25 earnings press release; no figures disclosed, thus market impact cannot be gauged from this filing alone.

Plumas Bancorp filed an Item 2.02 Form 8-K to furnish—not file—its second-quarter 2025 results. Because the company labels the press release as Exhibit 99.1 and expressly states the material is “furnished,” the information is outside Section 18 liability and will not automatically integrate into other SEC reports unless later incorporated by reference. That limits potential legal exposure and signals management is following standard practice for quarterly announcements.

The 8-K itself contains no income-statement, balance-sheet, or guidance details; investors must review the separate press release to quantify performance. Without those numbers, one cannot determine whether earnings beat or missed prior periods or consensus expectations. The filing therefore conveys process information—timing, exhibit reference, and safe-harbor treatment—rather than substantive financial data.

Key procedural points: 1) the filing date (July 16, 2025) matches the earnings release date, satisfying the four-business-day 8-K window; 2) the company remains listed on Nasdaq under ticker PLBC; 3) no other 8-K items (e.g., dividends, capital actions) are triggered, implying no additional material events.

In short, this is a routine compliance document that alerts the market to forthcoming unaudited Q2 figures. Absent the actual metrics, the Form 8-K’s standalone significance is neutral; the substantive impact will hinge on the separate Exhibit 99.1 content, not included here.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report: July 16, 2025 (Date

of earliest event reported)

Plumas Bancorp

(Exact name of registrant as specified in its charter)

California	000-49883	75-2987096
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification Number)
5525 Kietzke Lane, Suite 100, Reno,
Nevada		89511
(Address of principal executive offices)		(Zip Code)

775-786-0907

(Registrant's telephone number, including area code)

Not Applicable

(Former Name or Former Address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, no par value	PLBC	The NASDAQ Stock Market LLC

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Item 2.02. Results of Operations and Financial Condition

On July 16, 2025, Plumas Bancorp (the "Registrant") reported its financial results for the three months ended June 30, 2025. A copy of the press release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

The information contained herein and in the accompanying exhibit is being furnished pursuant to "Item 2.02 Results of Operations and Financial Condition". The information contained herein and in the accompanying Exhibit 99.1 shall not be incorporated by reference into any filing of the Registrant, whether made before or after the date hereof, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference to such filing. The information in this report, including the exhibit hereto, shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section or Sections 11 and 12(a)(2) of the Securities Act of 1933, as amended.

In connection with the foregoing, Plumas Bancorp hereby furnishes the following exhibit:

Item 9.01. Financial Statements and Exhibits

99.1 Press Release dated July 16, 2025 containing unaudited financial information.

104 Cover Page Interactive Data File

(d) Exhibits

99.1

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: July 16, 2025	PLUMAS BANCORP
	By:	/s/ Richard L. Belstock
		Richard L. Belstock
		Executive Vice President, Chief
		Financial Officer

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Exhibit Index

Exhibit No.	Description
99.1	Press Release of Plumas Bancorp dated July 16, 2025

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