Welcome to our dedicated page for Palomar Holdings SEC filings (Ticker: PLMR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Palomar Holdings, Inc. filings document the regulatory record of a specialty property and casualty insurer with common stock listed on Nasdaq. Its 8-K reports disclose quarterly and annual results, including underwriting metrics, premium growth, loss ratios, combined ratios, non-GAAP measures and related earnings releases.
Palomar’s SEC filings also cover capital-structure and corporate matters, including share repurchase authorizations, credit facilities, material agreements and completed acquisition activity affecting its subsidiary base. Proxy materials document annual meeting proposals, board governance, executive compensation and stockholder voting matters, while Regulation FD filings provide investor presentation materials and risk-related disclosure language.
PLMR insider Chris Uchida filed a notice of proposed stock sales under Rule 144. The filing covers 918 shares of common stock to be sold through Morgan Stanley Smith Barney LLC on NASDAQ, with an aggregate market value of 116,595 and 26,494,524 shares outstanding.
The securities to be sold were acquired on 02/18/2026 as restricted stock from the issuer as compensation, totaling 1,530 shares acquired on that date. Over the past three months, Uchida has also sold 782, 2,103, 1,326, and 545 common shares on prior dates, with respective gross proceeds of 100,753, 252,108, 161,829, and 66,351.
Armstrong Mac reported open-market sale transactions in a Form 4 filing for PLMR. The filing lists transactions totaling 5,000 shares at a weighted average price of $122.60 per share. Following the reported transactions, holdings were 348,088 shares.
Palomar Holdings insider Mac Armstrong has filed a notice to sell 5,000 shares of common stock through Morgan Stanley Smith Barney on or around 02/12/2026, with the shares listed on NASDAQ. The filing shows 26,501,692 common shares outstanding at the time the notice was prepared.
The 5,000 shares to be sold were recently acquired as restricted stock units, including 2,061 units and 2,939 units that vested on 01/31/2026 and 01/29/2026. Over the past three months, Armstrong and the Armstrong Family Trust have already sold multiple blocks of Palomar common stock, such as 11,484 shares on 01/28/2026 for about $1.38 million and 5,000 shares on 01/21/2026 under a Rule 10b5-1 plan.
Palomar Holdings reported very strong fourth quarter and full year 2025 results, driven by rapid premium growth and higher profitability. For Q4 2025, net income rose to $56.2 million, or $2.06 per diluted share, up from $35.0 million, or $1.29, a year earlier. Adjusted net income increased to $61.1 million, or $2.24 per diluted share.
Fourth quarter gross written premiums grew 31.8% to $492.6 million, while the combined ratio was 76.8% and adjusted combined ratio 73.4%, indicating solid underwriting profitability. Annualized return on equity reached 24.7%, with annualized adjusted return on equity of 26.9%.
For full year 2025, gross written premiums climbed 31.5% to $2.0 billion. Net income increased 67.6% to $197.1 million, and adjusted net income rose 61.9% to $216.1 million. The full year combined ratio improved to 76.9% and adjusted combined ratio to 72.7%, supporting a 23.6% return on equity. The company issued 2026 guidance for adjusted net income of $260 million to $275 million, which includes an estimate of $8 million to $12 million of catastrophe losses.
Palomar Holdings, Inc. President filed an amended insider transaction report correcting the transaction date for previously reported equity activity. The Form 4/A now reflects a transaction date of 01/29/2026 instead of the earlier clerical entry.
The filing shows the exercise of restricted stock units (RSUs) into common stock, including 1,327 shares from a grant originally covering 3,979 RSUs awarded on 01/29/2024 and 1,787 shares from a grant of 5,360 RSUs awarded on 01/29/2025. Both grants vest in three equal annual installments, subject to continued service, and the RSU transactions were reported at an exercise price of $0.00.
Palomar Holdings, Inc. insider activity centers on RSU vesting and a corrective amendment. The Chief Risk Officer exercised restricted stock units into 1,230 and 1,434 common shares at an exercise price of $0.00 on 01/29/2026. The company then automatically sold 381 shares at $122.042 under a mandatory sell-to-cover provision to satisfy tax withholding tied to the vesting event. After these transactions, the officer directly held 25,658 common shares and derivative holdings of restricted stock units, including grants originally covering 3,692 shares from 01/29/2024 and 4,302 shares from 01/29/2025 that vest in three equal annual installments. This Form 4/A also corrects the previously reported transaction date, which had been misstated due to a clerical error.
Palomar Holdings, Inc. reported an amended insider transaction for its Chief People Officer involving restricted stock units. On 01/29/2026, 610 restricted stock units vested and were converted into 610 shares of common stock at a conversion price of $0.00, leaving 1,219 derivative securities beneficially owned on a direct basis.
The filing explains that the original RSU grant was for 1,829 shares on 01/29/2025, vesting in three equal annual installments conditioned on continued service. This amendment corrects a previously reported transaction date that was wrong due to a clerical error.
Palomar Holdings’ Chief Legal Officer, Angela Grant, filed an amended Form 4 to correct the transaction date for a prior insider transaction, noting the earlier date error was clerical. On 01/29/2026, 1,094 shares of common stock underlying RSUs were acquired at $0.00 upon vesting. That same day, 397 shares were automatically sold at $122.042 per share under a mandatory sell-to-cover provision to satisfy minimum tax withholding obligations. Following these transactions, Grant directly beneficially owned 5,939 shares of Palomar common stock.
Palomar Holdings, Inc. Chief People Officer Timothy Carter reported RSU vesting and an automatic tax sale of shares. On January 29, 2026, 610 restricted stock units converted into common stock at $0.00 per share. Immediately after, 254 shares were automatically sold by the company at an average price of $122.0415 under a mandatory sell-to-cover provision to satisfy minimum tax withholding.
Following these transactions, Carter directly held 944 shares of common stock and 1,300 restricted stock units. A related RSU grant originally covering 1,829 shares dated January 29, 2025 vests in three equal annual installments, subject to continued service.
Palomar Holdings, Inc. Chief People Officer Timothy Carter reported RSU vesting and an automatic tax sale of shares. On January 29, 2026, 610 restricted stock units converted into common stock at $0.00 per share. Immediately after, 254 shares were automatically sold by the company at an average price of $122.0415 under a mandatory sell-to-cover provision to satisfy minimum tax withholding.
Following these transactions, Carter directly held 944 shares of common stock and 1,300 restricted stock units. A related RSU grant originally covering 1,829 shares dated January 29, 2025 vests in three equal annual installments, subject to continued service.
Palomar Holdings, Inc. Chief People Officer Timothy Carter reported RSU vesting and an automatic tax sale of shares. On January 29, 2026, 610 restricted stock units converted into common stock at $0.00 per share. Immediately after, 254 shares were automatically sold by the company at an average price of $122.0415 under a mandatory sell-to-cover provision to satisfy minimum tax withholding.
Following these transactions, Carter directly held 944 shares of common stock and 1,300 restricted stock units. A related RSU grant originally covering 1,829 shares dated January 29, 2025 vests in three equal annual installments, subject to continued service.
Palomar Holdings, Inc. Chief Operating Officer Herve Rodolphe reported RSU vesting and a related tax sale of shares. On January 29, 2026, 1,020 restricted stock units were converted into common shares at $0.00 exercise price, increasing his directly held RSUs to 2,040.
On the same date, 425 common shares were sold at $122.0425 per share under a mandatory sell-to-cover provision to satisfy minimum tax withholding triggered by the vesting. Following these transactions, he directly owned 2,758 common shares, which include 224 shares acquired through Palomar’s 2019 Employee Stock Purchase Plan, and 3,183 RSU-derived common shares.
Palomar Holdings, Inc. Chief Operating Officer Herve Rodolphe reported RSU vesting and a related tax sale of shares. On January 29, 2026, 1,020 restricted stock units were converted into common shares at $0.00 exercise price, increasing his directly held RSUs to 2,040.
On the same date, 425 common shares were sold at $122.0425 per share under a mandatory sell-to-cover provision to satisfy minimum tax withholding triggered by the vesting. Following these transactions, he directly owned 2,758 common shares, which include 224 shares acquired through Palomar’s 2019 Employee Stock Purchase Plan, and 3,183 RSU-derived common shares.
Palomar Holdings, Inc. Chief Operating Officer Herve Rodolphe reported RSU vesting and a related tax sale of shares. On January 29, 2026, 1,020 restricted stock units were converted into common shares at $0.00 exercise price, increasing his directly held RSUs to 2,040.
On the same date, 425 common shares were sold at $122.0425 per share under a mandatory sell-to-cover provision to satisfy minimum tax withholding triggered by the vesting. Following these transactions, he directly owned 2,758 common shares, which include 224 shares acquired through Palomar’s 2019 Employee Stock Purchase Plan, and 3,183 RSU-derived common shares.