Welcome to our dedicated page for Palomar Holdings SEC filings (Ticker: PLMR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Palomar Holdings, Inc. filings document the regulatory record of a specialty property and casualty insurer with common stock listed on Nasdaq. Its 8-K reports disclose quarterly and annual results, including underwriting metrics, premium growth, loss ratios, combined ratios, non-GAAP measures and related earnings releases.
Palomar’s SEC filings also cover capital-structure and corporate matters, including share repurchase authorizations, credit facilities, material agreements and completed acquisition activity affecting its subsidiary base. Proxy materials document annual meeting proposals, board governance, executive compensation and stockholder voting matters, while Regulation FD filings provide investor presentation materials and risk-related disclosure language.
Morgan Stanley Smith Barney LLC Executive Financial Services filed a Form 144 notice showing proposed sale of 1,020 shares of restricted common stock on 05/18/2026 reported as compensation. The filing also lists recent sales by Jon Christianson: 522 shares on 02/18/2026, 3,000 shares on 04/07/2026, and 1,937 shares on 04/15/2026.
Morgan Stanley Smith Barney LLC notice of proposed sale of restricted common stock by an issuer-affiliated holder. The filing lists 1,530 shares of Restricted Stock with an intended sale date of 05/18/2026 and identifies the transaction as Compensation. The filing also discloses that 783 shares were sold on 02/18/2026.
Palomar Holdings, Inc. reported Q1 2026 net income of $42.9M, essentially flat versus Q1 2025, with diluted EPS of $1.57 in both periods. Strong premium growth drove scale: gross written premiums rose to $629.8M and net earned premiums to $261.4M, up about 40–60% year over year.
Profitability softened as the combined ratio increased to 84.5% from 73.1%, reflecting higher non‑catastrophe losses and rising acquisition and underwriting expenses. Adjusted net income improved to $63.1M, supported by higher net investment income.
Palomar closed the Gray Surety acquisition, adding surety scale and generating $121.2M of goodwill and $50.2M of intangibles. To fund the deal, the company entered a new $450M credit agreement and had $297.4M outstanding on its term loan at quarter‑end. Total assets reached $3.61B and stockholders’ equity $959.0M.
Palomar Holdings reported flat GAAP profit but strong growth and a larger capital return plan. Net income for first quarter 2026 was $42.9 million, or $1.57 per diluted share, unchanged from a year earlier, while adjusted net income rose 23.1% to $63.1 million, or $2.31 per diluted share.
Gross written premiums grew 42.4% to $629.8 million and net earned premiums increased 59.3%, though the combined ratio worsened to 84.5% from 73.1% as the loss ratio moved to 33.3%. Annualized return on equity was 18.1%, with annualized adjusted return on equity at 26.6%.
The company generated net investment income of $18.0 million, up 49.0%, and ended March 31, 2026 with stockholders’ equity of $959.0 million. It repurchased 190,255 shares for $23.1 million in the quarter and announced a new share repurchase program authorizing up to $200 million of common stock through May 6, 2028, replacing the prior program. Management guided to full-year 2026 adjusted net income of $262 million to $278 million, including an estimated $8 million to $12 million of catastrophe losses.
Palomar Holdings Inc ownership disclosure: Vanguard Capital Management reports beneficial ownership of 1,401,561 shares of Common Stock, representing 5.25% of the class. The filing states Vanguard has sole voting power for 203,024 shares and sole dispositive power for 1,401,561 shares.
The disclosure attributes holdings to Vanguard Capital Management and named affiliates and notes these include securities held by Vanguard funds and managed accounts. The filing is signed by a Vanguard officer on 04/30/2026.
Palomar Holdings, Inc. director and CEO Mac Armstrong reported indirect open-market sales of 3,500 shares of Palomar common stock held by the Armstrong Family Trust on April 21, 2026. The shares, reported as RSUs, were sold in three trades at weighted-average prices around $129.91, $131.11, and $131.73, within specified intraday price ranges.
Following these transactions, Armstrong’s reported direct ownership was 102,059 shares, which includes 2,754 shares purchased under the company’s 2019 Employee Stock Purchase Plan. Indirect holdings by the Armstrong Family Trust were reported at up to 338,266 shares after the sales.
Armstrong Family Trust and MAC Armstrong reported Form 144 sales of Common Stock. The filing lists Restricted Stock Units of 3,500 shares dated 01/29/2026 and multiple reported sales between 01/28/2026 and 04/16/2026, including a sale of 11,484 shares for $1,376,701.92 on 01/28/2026.
Palomar Holdings, Inc. CEO and Chairman Mac Armstrong exercised 6,250 Restricted Stock Units into common stock on April 15, 2026, increasing his directly held shares.
On the same date, 3,197 shares were automatically sold by the company under a mandatory sell-to-cover provision to satisfy minimum statutory tax withholding tied to this RSU vesting. After these transactions, Armstrong holds 102,059 shares directly and 339,888 shares indirectly through the Armstrong Family Trust, reflecting that the sale was a tax-related mechanism rather than a discretionary open-market trade.
Palomar Holdings, Inc. President Jon Christianson reported an option exercise and related stock sales. On April 15, 2026, he exercised 1,937 employee stock options at an exercise price of $15.0000 per share, acquiring the same number of common shares.
That same day he sold 1,937 shares of Palomar common stock in open-market transactions at weighted average prices of about $128.5921 and $129.3333 per share, plus an additional 80 shares at a weighted average price of $129.3333 per share. After these transactions, Christianson directly owned 65,999 shares of Palomar common stock. A footnote notes that 2,410 of his shares were purchased through the company’s 2019 Employee Stock Purchase Plan.
Palomar Holdings, Inc. President Jon Christianson corrected his previously reported activity by showing that he both exercised options and sold the resulting shares. On April 7, 2026, he exercised an employee stock option to acquire 3,000 shares of common stock at $15.00 per share, then sold 3,000 shares at $125.00 per share. After these transactions, he directly holds 65,919 shares of Palomar common stock. The amendment explains that the original filing had reported the event as a sale only, omitting the related option exercise.