Every 8-K that PNC Financial Services Group (PNC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow PNC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PNC filings page.
The PNC Financial Services Group, Inc. completed public offerings of $1,000,000,000 of 5.463% Fixed Rate/Floating Rate Senior Notes due July 21, 2037 and $1,000,000,000 of 4.831% Fixed Rate/Floating Rate Senior Notes due July 19, 2030. These are senior debt securities collectively referred to as the Notes.
The Notes were sold under an Underwriting Agreement dated July 16, 2026 with PNC Capital Markets LLC, Goldman Sachs & Co. LLC and Morgan Stanley & Co. LLC, and issued under an Indenture dated September 6, 2012, as supplemented on April 23, 2021. Related transaction documents and a legality opinion were filed as exhibits and incorporated by reference into PNC’s registration statement on Form S-3ASR.
The PNC Financial Services Group, Inc. reported strong second-quarter 2026 results, with net income of $2.1 billion and diluted EPS of $4.81, or $4.85 on a non-GAAP adjusted basis. Total revenue was $6,875 million, up 21% year over year, and pretax, pre-provision earnings rose 22%.
Average loans grew 13% year over year to $363.2 billion and deposits 8% to $457.0 billion, while credit metrics improved: nonperforming loans were 0.55% of total loans and net charge-offs were 0.25% of average loans. The Basel III CET1 capital ratio was 9.9%, and tangible book value per common share reached $111.09.
PNC returned $1.3 billion to shareholders in the quarter, including $0.7 billion in common dividends and $0.6 billion of share repurchases, and announced an 18% dividend increase to $2.00 per share. Updated 2026 guidance calls for total revenue up ~13% versus 2025 and net interest income up 15%–15.5%, with average loans up ~12.5%.
The PNC Financial Services Group reported second quarter 2026 net income of $2.1 billion, or $4.81 diluted EPS and $4.85 adjusted EPS, on record revenue of $6.88 billion, up 12% from the prior quarter and 21% from a year earlier. Net interest income was $4.11 billion with a net interest margin of 2.96%, while fee income rose 10% sequentially to $2.28 billion, driven by strong capital markets activity. Pretax, pre-provision earnings grew 16% quarter-over-quarter and return on average tangible common equity reached 17.9%.
Average loans increased to $363.2 billion, up 4% from the prior quarter, and average deposits were stable at $457.0 billion. Credit metrics remained solid with net charge-offs of $226 million, or 0.25% of average loans, and an allowance for credit losses equal to 1.48% of total loans. The common equity tier 1 capital ratio was 9.9%, and PNC returned $1.3 billion to shareholders, including $0.6 billion of share repurchases. The quarterly common dividend was increased 18% to $2.00 per share. Second quarter results also reflected FirstBank integration costs and several Visa- and securities-related items that together reduced net income by $15 million, or $0.04 per share.
The PNC Financial Services Group, Inc. filed an 8-K to disclose that it has completed the conversion of FirstBank customers and branches to PNC Bank, following its earlier acquisition of FirstBank Holding Company and its banking subsidiary.
PNC reports that about 780,000 customers, more than 1,620 employees, and 95 branches in Colorado and Arizona have been converted from FirstBank to PNC Bank. Former FirstBank customers now have access to PNC’s full suite of products and services, including digital banking, treasury management, and wealth management, as well as its nationwide branch and ATM network.
After this combination, PNC states it serves consumers, businesses and communities through a network of approximately 2,400 branch locations and 58,000 PNC and partner ATMs across the United States. The furnished press release also includes a standard cautionary statement about forward-looking statements and related risks, including potential challenges in realizing cost savings and successfully integrating FirstBank’s operations.
The PNC Financial Services Group, Inc. completed a public debt offering, issuing $1.35 billion of 4.618% Fixed Rate/Floating Rate Senior Notes due October 26, 2029 and $300 million of Senior Floating Rate Notes due the same date. The notes were sold under an underwriting agreement with PNC Capital Markets LLC, Citigroup Global Markets Inc. and Morgan Stanley & Co. LLC, and issued pursuant to an existing indenture with The Bank of New York Mellon as trustee.
The PNC Financial Services Group, Inc. reported the results of its annual shareholder meeting and the approval of a new long-term incentive plan. Shareholders approved the 2026 Omnibus Equity Incentive Plan, which authorizes issuance of 28,000,000 shares of common stock for equity and cash-based awards, plus any shares remaining available under the prior 2016 Incentive Award Plan as of April 22, 2026.
The plan allows a range of awards, including stock options, share appreciation rights, restricted shares, restricted share units, performance awards, other share-based awards and cash-denominated awards, to employees, non-employee directors, consultants and other service providers. Committees of the board will determine recipients, award types, sizes and performance criteria.
All 13 director nominees were elected with strong majorities, PricewaterhouseCoopers LLP was ratified as independent auditor for 2026, and executive compensation received 93.56% support in an advisory vote. The equity plan itself received 96.64% support.
The PNC Financial Services Group, Inc. reported solid first quarter 2026 results, highlighted on its investor conference call and slide deck furnished under Regulation FD. Net income was $1.8 billion, with diluted EPS of $4.13 and adjusted diluted EPS of $4.32.
Total revenue reached $6.165 billion, up 13% year over year and 2% from the prior quarter, driven by a 14% rise in net interest income. Average loans were $350.9 billion, up 7% linked quarter and 11% year over year, supported by legacy commercial growth and the completed FirstBank acquisition.
Average deposits grew to $458.4 billion, up 4% linked quarter, while the Basel III CET1 capital ratio was 10.1%. Credit quality remained strong, with nonperforming loans at 0.62% of total loans and net charge-offs at 0.29% of average loans. Management guided for second quarter 2026 total revenue to increase about 3.5% from the first quarter and raised full-year 2026 average loan growth guidance to roughly 11%.
The PNC Financial Services Group, Inc. reported first quarter 2026 net income of $1.8 billion, or $4.13 diluted EPS, and $4.32 diluted EPS as adjusted excluding FirstBank integration costs.
Total revenue was $6.2 billion, up 2% from the prior quarter and 13% year over year, driven by a 6% increase in net interest income and a higher 2.95% net interest margin. Average loans grew 7% to $350.9 billion and average deposits rose 4% to $458.4 billion, reflecting the completed acquisition of FirstBank, which added assets, loans and deposits and generated $98 million of pre-tax integration costs.
Credit performance remained controlled, with net loan charge-offs of $253 million and an allowance for credit losses of $5.5 billion, or 1.52% of total loans. Capital stayed strong with a 10.1% CET1 ratio. PNC returned $1.4 billion to shareholders through $0.7 billion in dividends and $0.7 billion in share repurchases and expects second-quarter 2026 repurchases of approximately $600–$700 million.
The PNC Financial Services Group, Inc. completed public offerings of three debt securities. The company sold $1.5 billion of 5.423% Fixed-Rate Reset Subordinated Notes due January 25, 2041, $1.2 billion of 4.075% Fixed Rate/Floating Rate Senior Notes due January 26, 2029, and $300 million of Senior Floating Rate Notes due January 26, 2029.
The notes were issued under existing indentures with The Bank of New York Mellon as trustee and sold through underwriting agreements with PNC Capital Markets LLC, Goldman Sachs & Co. LLC, and J.P. Morgan Securities LLC. The filing mainly adds the underwriting agreements, indentures, forms of the notes, and related legal opinions as exhibits to an effective shelf registration statement.
The PNC Financial Services Group, Inc. filed a current report indicating that it held a conference call for investors on January 16, 2026 to discuss its earnings and business results for the fourth quarter and full year of 2025. The company made electronic presentation slides available on its website for this call. These slides have also been included as Exhibit 99.1 to the report and are furnished as part of the disclosure, giving investors access to the same materials used during the earnings discussion.
The PNC Financial Services Group, Inc. filed a report stating that on January 16, 2026 it issued a press release covering its earnings and business results for the fourth quarter and full year of 2025. The press release is furnished as Exhibit 99.1, and an unaudited financial supplement with additional details for the fourth quarter of 2025 is furnished as Exhibit 99.2. These materials provide investors with PNC’s latest financial performance information for 2025.
The PNC Financial Services Group, Inc. established a new class of preferred stock in connection with its acquisition of FirstBank Holding Company. PNC created the 7.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series X, with 200,000 authorized shares, and issued 115,200 shares of this Series X preferred to former holders of FirstBank’s 7.250% Series B preferred stock at the effective time of the first merger step.
The new Series X preferred ranks senior to PNC common stock for dividends and liquidation, and on parity with other series of PNC preferred stock that are designated to rank equally. Holders have no conversion rights into other PNC securities, and PNC generally cannot pay dividends on junior securities unless dividends on Series X for the latest period are paid or set aside. PNC also confirmed that the two-step merger with FirstBank has been completed and disclosed a related press release.
The PNC Financial Services Group, Inc. reported that it has received all key regulatory approvals needed to complete its previously announced acquisition of FirstBank Holding Company and its banking subsidiary, FirstBank. Approvals were granted by the Federal Reserve, the Office of the Comptroller of the Currency and the Colorado Division of Banking.
PNC expects the transaction to close on January 5, 2026, subject to customary closing conditions. The deal will include the issuance of PNC common stock to FirstBank shareholders under an Agreement and Plan of Merger, supported by a previously filed Form S-4 registration statement that contains a joint proxy statement/prospectus. A detailed press release with additional information is furnished as an exhibit.
PNC Financial Services Group filed an 8-K noting that CFO Robert Q. Reilly and Retail Banking head Alexander E. C. Overstrom discussed business performance and strategy at the BancAnalysts Association of Boston Conference on November 7, 2025. The company furnished the electronic presentation slides and related materials as Exhibit 99.1.
This is an informational update; no new financial results or transactions are detailed in the excerpt.
The PNC Financial Services Group, Inc. furnished materials related to its third-quarter 2025 results. On October 15, 2025, PNC held an investor conference call covering Q3 2025 earnings and business results and made the accompanying electronic presentation slides available on its website.
The presentation slides used on the call were included as Exhibit 99.1 to this report and are furnished herewith under Item 7.01 (Regulation FD Disclosure).
The PNC Financial Services Group furnished an update on third quarter 2025 performance. The company issued a press release covering earnings and business results, and made additional supplementary financial information available on its website. These materials were provided as exhibits to the report, with the press release included as Exhibit 99.1 and the unaudited financial supplement as Exhibit 99.2.
The PNC Financial Services Group, Inc. reported that it has entered into an Agreement and Plan of Merger under which its wholly owned subsidiary, Summit Merger Sub I, Inc., will merge with FirstBank Holding Company. FirstBank Holding Company will initially survive that merger and then merge into PNC, with PNC as the final surviving entity. The transaction is expected to involve issuing shares of PNC common stock to FirstBank shareholders and will be documented in a planned registration statement on Form S-4 that will include a joint proxy statement/prospectus. Completion of the deal is subject to FirstBank shareholder approval, required governmental approvals, satisfaction of closing conditions, and other customary risks outlined in extensive forward‑looking statement disclosures.