Welcome to our dedicated page for Pra Group SEC filings (Ticker: PRAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for PRA Group, Inc. (NASDAQ: PRAA), a company that acquires and collects nonperforming loans and returns capital to banks and other creditors. PRA Group’s filings give detailed insight into its portfolio investments, financing arrangements and corporate governance.
Through PRA Group’s annual reports on Form 10-K and quarterly reports on Form 10-Q, investors can review information on portfolio income, changes in expected recoveries, total portfolio revenue, cash collections, estimated remaining collections (ERC) and cash efficiency ratios. These filings also discuss portfolio purchases across regions such as the Americas, Europe and Australia, as well as forward flow commitments with sellers of nonperforming loans.
The company frequently uses Form 8-K to report material events. In 2025, PRA Group filed 8-Ks to furnish quarterly earnings press releases, to disclose the proposed, priced and completed offering of €300 million of 6.250% senior notes due 2032 by its European subsidiary, and to describe the related Indenture, guarantees, ranking, redemption provisions, covenants and use of proceeds. Other 8-K filings cover executive appointments, compensation arrangements and results of the annual meeting of stockholders.
On Stock Titan, PRAA filings are updated as they appear on EDGAR, and AI-powered tools summarize key points from lengthy documents such as 10-Ks, 10-Qs and 8-Ks. Users can quickly identify disclosures on portfolio performance, new debt obligations, credit facilities, executive compensation and shareholder voting outcomes, and then drill down into the original filings for full detail.
For those analyzing PRA Group’s business model in nonperforming loan acquisition and collection, this filings page offers a structured way to review the company’s regulatory history and ongoing reporting to the SEC.
The Vanguard Group filed an amendment to its Schedule 13G/A reporting beneficial ownership in PRA Group Inc common stock. The amendment states 0 shares beneficially owned, representing 0% of the class, following an internal realignment effective 01/12/2026. The filing is signed on 03/27/2026.
PRA Group Inc. Chief Financial Officer Rakesh Sehgal received equity awards of 37,193 shares of common stock on March 9, 2026. The awards consist of restricted stock units and performance-based shares granted under the company’s Omnibus Incentive Plan and 2023-2025 Long-Term Incentive Plan.
One grant will vest ratably over three years beginning on the first anniversary of the grant date, while a separate one-time retention grant will vest ratably over two years beginning on March 9, 2027. The filing also shows 11,765 shares were withheld at $18.15 per share to cover tax liabilities tied to these vestings.
Following these compensation-related transactions, Sehgal directly holds 80,512 shares of PRA Group common stock.
PRA Group Inc executive James Richard Owen, President - PRA Group Europe, reported multiple equity compensation grants and related tax withholdings in common stock on March 9, 2026. He received a total of 37,054 shares through awards classified as grants or other acquisitions at no cash cost per share.
Footnotes explain these include restricted stock units under the Omnibus Incentive Plan that vest ratably over three years beginning on the grant anniversary in 2027, shares earned from the 2023–2025 Long-Term Incentive Plan, and a one-time retention RSU grant vesting over two years starting March 9, 2027. To cover tax liabilities on vesting of performance and restricted stock units, 9,282 shares were withheld at a price of $18.15 per share. After these transactions, Owen directly holds 96,356 shares of PRA Group common stock.
PRA Group Inc President and CEO Martin Sjolund reported equity awards and related tax withholdings in company stock. He acquired 101,928 restricted stock units that vest ratably over three years beginning on the anniversary of the March 9, 2026 grant date.
He also acquired 4,973 common shares earned under the 2023-2025 Long-Term Incentive Plan after performance criteria were met. To cover tax liabilities from vesting of these performance share units and restricted stock units, a total of 15,278 shares were withheld at $18.15 per share. After these transactions, he directly holds 273,358 common shares.
PRA Group Inc General Counsel & CHRO LaTisha Tarrant reported several stock-based compensation awards and related tax withholdings in company common stock. On March 9, 2026, she acquired 30,303 restricted stock units that vest ratably over three years starting on the grant anniversary.
She also acquired 1,658 shares earned under the 2023–2025 Long-Term Incentive Plan and a one-time retention grant of 5,509 restricted stock units that vest over two years beginning on March 9, 2027. To cover tax obligations on these vestings, a total of 10,438 shares were withheld at $18.15 per share. After these routine compensation and tax-withholding entries, she directly holds 105,688 PRA Group common shares.
PRA Group reported a 2025 net loss attributable to shareholders of $305.1 million, driven mainly by a $412.6 million goodwill impairment in its Debt Buying and Collection unit. Excluding the goodwill impairment and a gain on sale of an equity method investment, adjusted net income was $72.6 million.
Portfolio income rose 18.2% to $1,013.3 million, supported by 12.8% growth in cash collections to $2,107.6 million and higher purchase price multiples in both the U.S. and Europe. Estimated remaining collections reached $8.6 billion at year-end, up 15.4% from 2024.
The company reorganized into U.S. and European segments, reduced U.S. onshore call-center headcount by about 40% while increasing U.S. Core cash collections by 19.8%, and continued shifting work offshore. PRA Group ended 2025 with $3.7 billion of borrowings, including new €300.0 million 6.250% senior notes due 2032, and $1.1 billion of credit facility availability.
PRA Group reported strong cash generation but a GAAP loss for 2025. Total cash collections rose 12.8% to $2.1 billion, with Q4 2025 collections up 13.6% to $531.7 million. Record estimated remaining collections reached $8.6 billion, and 2025 portfolio purchases were $1.2 billion, the third-highest in company history.
Despite this growth, the company posted a 2025 net loss attributable to PRA Group of $305.1 million, or $(7.79) per diluted share, mainly from a $412.6 million non-cash goodwill impairment recorded in Q3. Excluding this and a gain on an equity investment sale, adjusted net income was $72.6 million, or $1.84 per diluted share, and Adjusted EBITDA increased 16% to $1.3 billion. Q4 2025 net income was $56.5 million, or $1.46 per diluted share, reflecting improved operations, particularly in U.S. legal collections and Europe.
Topline Capital Management and related parties reported a significant passive stake in PRA Group Inc. As of February 13, 2026, their fund beneficially owns 2,918,487 shares of PRA Group common stock, representing 7.4% of the outstanding class.
Topline Capital Management, LLC and Topline Capital Partners, LP each report sole power to vote and dispose of these shares, while Collin McBirney reports shared voting and dispositive power over the same 2,918,487 shares. The parties state the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of PRA Group. They also formally disclaim beneficial ownership beyond their pecuniary interests.
Dimensional Fund Advisors LP filed an amended Schedule 13G reporting its beneficial ownership of 1,872,140 shares of PRA Group Inc common stock, representing 4.8% of the class as of the event date. Dimensional reports sole voting power over 1,816,491 shares and sole dispositive power over 1,872,140 shares, with no shared voting or dispositive power.
The filing explains that all of these securities are owned by various funds and accounts it advises or manages, and that Dimensional may be deemed a beneficial owner only because it has voting and/or investment power. Dimensional states that it disclaims beneficial ownership of the securities held by the funds and certifies that the shares are held in the ordinary course of business, not for the purpose of changing or influencing control of PRA Group.
PRA Group Inc. (PRAA) reported an insider equity transaction by its General Counsel & Chief Human Resources Officer. On 11/15/2025, 244 shares of common stock were withheld at a price of $16.33 per share to cover tax liabilities associated with the vesting of restricted stock units. After this tax-related withholding, the officer beneficially owns 78,656 shares of PRA Group common stock in direct form.