Welcome to our dedicated page for Pra Group SEC filings (Ticker: PRAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for PRA Group, Inc. (NASDAQ: PRAA), a company that acquires and collects nonperforming loans and returns capital to banks and other creditors. PRA Group’s filings give detailed insight into its portfolio investments, financing arrangements and corporate governance.
Through PRA Group’s annual reports on Form 10-K and quarterly reports on Form 10-Q, investors can review information on portfolio income, changes in expected recoveries, total portfolio revenue, cash collections, estimated remaining collections (ERC) and cash efficiency ratios. These filings also discuss portfolio purchases across regions such as the Americas, Europe and Australia, as well as forward flow commitments with sellers of nonperforming loans.
The company frequently uses Form 8-K to report material events. In 2025, PRA Group filed 8-Ks to furnish quarterly earnings press releases, to disclose the proposed, priced and completed offering of €300 million of 6.250% senior notes due 2032 by its European subsidiary, and to describe the related Indenture, guarantees, ranking, redemption provisions, covenants and use of proceeds. Other 8-K filings cover executive appointments, compensation arrangements and results of the annual meeting of stockholders.
On Stock Titan, PRAA filings are updated as they appear on EDGAR, and AI-powered tools summarize key points from lengthy documents such as 10-Ks, 10-Qs and 8-Ks. Users can quickly identify disclosures on portfolio performance, new debt obligations, credit facilities, executive compensation and shareholder voting outcomes, and then drill down into the original filings for full detail.
For those analyzing PRA Group’s business model in nonperforming loan acquisition and collection, this filings page offers a structured way to review the company’s regulatory history and ongoing reporting to the SEC.
PRA Group, Inc. (PRAA) reported a challenging Q3 2025 as a non-cash goodwill impairment of $412.6 million fully wrote down its Debt Buying and Collection unit, driving a net loss attributable to PRA of $(407.7) million (diluted EPS $(10.43)). Total revenues were $311.1 million, up 10.5%, led by portfolio income of $258.5 million.
Operationally, cash collections rose 13.7% to $542.2 million, supported by stronger U.S. legal recoveries and broad-based European performance. Estimated remaining collections reached $8.4 billion, up 15.2% year over year. Finance receivables, net were $4.572 billion.
Capital structure updates included issuing €300.0 million of 6.250% senior notes due 2032; borrowings totaled $3.607 billion at quarter-end. Higher legal collection costs and interest expense weighed on results. Common shares outstanding were 39,015,442 as of November 6, 2025.
PRA Group (PRAA) director reported an open‑market purchase. On 11/06/2025, the reporting person bought 15,000 shares of common stock (Transaction Code P) at a weighted average price of $14.15, with individual trades ranging from $14.05 to $14.31.
Following the transaction, the reporting person beneficially owns 58,933 shares indirectly through Andenes Investments SL and 20,908 shares directly.
PRA Group, Inc. furnished a press release announcing its third quarter 2025 results. The company also made a slide presentation for the November 3, 2025 webcast and conference call available on its investor relations website.
The press release was furnished as Exhibit 99.1. The information furnished under Items 2.02 and 7.01, and Exhibit 99.1, is not deemed “filed” and is not incorporated by reference unless expressly stated.
PRA Group, Inc. announced that its wholly owned Luxembourg subsidiary, PRA Group Europe Holding II S.à r.l., completed a private offering of €300 million aggregate principal amount of 6.250% Senior Notes due 2032. Interest accrues at 6.250% per annum and is payable semiannually on March 31 and September 30, beginning March 31, 2026. The Notes are senior unsecured obligations of the Issuer and are guaranteed on a senior unsecured basis by the Company and its existing and future domestic restricted subsidiaries that guarantee the Company’s North American credit facility, subject to exceptions. The Notes rank equally with other unsecured senior debt, are effectively subordinated to secured debt and structurally subordinated to liabilities of non-guarantor subsidiaries. The Issuer may redeem the Notes in whole or in part under specified make-whole and scheduled redemption provisions.
PRA Group, Inc. disclosed that on September 24, 2025 its wholly owned subsidiary, PRA Group Europe Holding II S.à r.l., priced a private offering of €300 million aggregate principal amount of 6.250% senior notes due 2032. The transaction was completed in a private placement exempt from registration under the Securities Act of 1933. The company filed a press release announcing the offering as Exhibit 99.1 to this Form 8-K and incorporated that release by reference into Item 8.01; Item 9.01 references financial statements and exhibits. The filing provides the basic financing terms but does not disclose use of proceeds, pricing parties, covenant details, or expected impacts on the company’s leverage.
PRA Group, Inc. disclosed that on September 22, 2025 its wholly owned subsidiary, PRA Group Europe Holding II S.à r.l., intends, subject to market conditions, to offer €300,000,000 aggregate principal amount of senior notes due 2032 in a private transaction exempt from registration under the Securities Act of 1933. The company filed a press release and the release is included as Exhibit 99.1 and is incorporated by reference into this report. The notice indicates the offering is conditional on market conditions and uses a private placement format rather than a registered public offering.
Reporting person: Rakesh Sehgal, Chief Financial Officer of PRA Group Inc. This Form 4 reports a non-derivative transaction on 09/15/2025 where 1,514 shares of PRA Group common stock were disposed at an effective price of $16.82. The filing explains these shares were withheld to cover tax liability arising from the vesting of restricted stock units. After the withholding, the reporting person directly beneficially owned 55,084 shares. The form is signed by an attorney-in-fact on behalf of the reporting person.
LaTisha O. Tarrant, General Counsel & CHRO of PRA Group, Inc. (PRAA), reported a transaction on 08/15/2025 showing a net disposition of 3,342 shares of PRA Group common stock at $16.51 per share. The filing states these shares were withheld to cover tax liability related to the vesting of restricted stock units. After this withholding, Ms. Tarrant beneficially owns 78,900 shares directly. The Form 4 is signed and dated 08/19/2025 and indicates the report was filed by one reporting person.
James Richard Owen, President - PRA Group Europe and a director/officer of PRA GROUP INC (PRAA), reported a transaction on 08/15/2025 related to common stock. The filing shows 1,844 shares were disposed of at a price of $16.51 per share. The filing explains these shares were withheld to cover tax liability arising from the vesting of restricted stock units. Following the transaction, the reporting person beneficially owns 68,584 shares, held directly. The Form 4 was signed by an attorney-in-fact on 08/18/2025.
Topline Capital Management, LLC, Topline Capital Partners, LP and Collin McBirney reported beneficial ownership of 2,077,865 shares of PRA Group Inc. common stock, representing 5.3% of the class. The filing states the 5.3% figure is based on 39,073,697 outstanding shares as of July 31, 2025 and records the Fund's holdings as of August 14, 2025.
The report shows Topline entities claim sole voting and dispositive power over the 2,077,865 shares while Collin McBirney reports shared voting and dispositive power for the same amount. The filing includes a standard statement that the securities were acquired in the ordinary course of business and not to change or influence control of the issuer, and a disclaimer limiting other claims of beneficial ownership.