Every 10-Q that PRA Group, Inc. (PRAA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PRAA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PRAA filings page.
PRA Group, Inc., a purchaser and collector of nonperforming loans, reported stronger results for the quarter ended June 30, 2026. Total revenues were $372,174 thousand, up 29.4% year over year, and net income attributable to PRA Group was $57,917 thousand, with diluted EPS of $1.51. For the first six months of 2026, revenues reached $686,707 thousand and net income $86,127 thousand, with diluted EPS of $2.24.
Portfolio performance improved meaningfully. Total portfolio revenue rose to $364,723 thousand in Q2 2026, driven by higher changes in expected recoveries of $96,924 thousand and portfolio income of $267,799 thousand. Cash collections increased to $558,545 thousand in the quarter and $1,110,473 thousand year-to-date, helped by European pools where updated forecasts added roughly $105 million to expected future recoveries. Estimated remaining collections stood at $8,894,515 thousand, with Europe representing the largest share.
On the balance sheet, finance receivables, net were $4,717,204 thousand and borrowings were $3,759,353 thousand as of June 30, 2026. The company extended its European revolving credit facility to 2031 and remained in covenant compliance, with total credit facility availability of $998,468 thousand. PRA Group repurchased 1,134,323 shares for $20.0 million in the first half of 2026 and subsequently authorized a new $150 million share repurchase program.
PRA Group, Inc. reported significantly stronger results for the quarter ended March 31, 2026, driven by higher collections and better portfolio performance in the U.S. and Europe. Net income attributable to PRA Group rose to $28.2 million from $3.7 million a year earlier, with diluted EPS increasing to $0.73 from $0.09.
Total revenues grew 16.7% to $314.5 million, as portfolio income increased and changes in expected recoveries contributed $43.9 million, reflecting collections outperforming forecasts and upward revisions to future recovery expectations, especially in Europe. Operating expenses rose 8.3%, mainly from higher legal collection and agency costs tied to expanded legal activity, but grew slower than revenue, lifting income from operations to $103.3 million from $74.6 million.
Cash collections reached $551.9 million, up 11.0%, and estimated remaining collections stood at $8.55 billion, with roughly half in Europe and 43% in the U.S. Finance receivables, net, were $4.64 billion, and borrowings were $3.78 billion. The company repurchased $10.0 million of stock and maintained ample liquidity, with nearly $1.0 billion of credit availability and a recently extended European revolving credit facility.
PRA Group, Inc. (PRAA) reported a challenging Q3 2025 as a non-cash goodwill impairment of $412.6 million fully wrote down its Debt Buying and Collection unit, driving a net loss attributable to PRA of $(407.7) million (diluted EPS $(10.43)). Total revenues were $311.1 million, up 10.5%, led by portfolio income of $258.5 million.
Operationally, cash collections rose 13.7% to $542.2 million, supported by stronger U.S. legal recoveries and broad-based European performance. Estimated remaining collections reached $8.4 billion, up 15.2% year over year. Finance receivables, net were $4.572 billion.
Capital structure updates included issuing €300.0 million of 6.250% senior notes due 2032; borrowings totaled $3.607 billion at quarter-end. Higher legal collection costs and interest expense weighed on results. Common shares outstanding were 39,015,442 as of November 6, 2025.