STOCK TITAN

[Form 4] PRA Group, Inc. Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

On June 17, 2025, PRA Group, Inc. (PRAA) filed a Form 4 showing that James Richard Owen, President – PRA Group Europe, received 6,930 restricted stock units (RSUs) under the company’s 2022 Omnibus Incentive Plan. The RSUs carry a grant price of $0 and will vest ratably over three years beginning on the first anniversary of the grant date. Following the award, Owen’s direct beneficial ownership stands at 70,428 common shares. No open-market purchases, sales, or derivative security transactions were reported, and the filing makes no reference to a Rule 10b5-1 trading plan.

This disclosure represents routine equity compensation intended to align executive and shareholder interests; it does not, by itself, signal a change in PRAA’s operating outlook or capital structure.

Il 17 giugno 2025, PRA Group, Inc. (PRAA) ha presentato un Modulo 4 che mostra come James Richard Owen, Presidente – PRA Group Europe, abbia ricevuto 6.930 unità di azioni vincolate (RSU) nell'ambito del Piano Incentivi Omnibus 2022 della società. Le RSU hanno un prezzo di assegnazione pari a 0$ e si matureranno proporzionalmente nel corso di tre anni, a partire dal primo anniversario della data di assegnazione. Dopo questa assegnazione, la proprietà diretta di Owen ammonta a 70.428 azioni ordinarie. Non sono state segnalate operazioni di acquisto o vendita sul mercato aperto, né transazioni su strumenti derivati, e la comunicazione non fa riferimento a un piano di trading secondo la Regola 10b5-1.

Questa comunicazione rappresenta una normale forma di compenso azionario volta ad allineare gli interessi degli esecutivi con quelli degli azionisti; non indica, di per sé, un cambiamento nelle prospettive operative o nella struttura del capitale di PRAA.

El 17 de junio de 2025, PRA Group, Inc. (PRAA) presentó un Formulario 4 que muestra que James Richard Owen, Presidente de PRA Group Europe, recibió 6,930 unidades restringidas de acciones (RSUs) bajo el Plan Incentivo Omnibus 2022 de la compañía. Las RSUs tienen un precio de concesión de $0 y se consolidarán de manera proporcional durante tres años comenzando en el primer aniversario de la fecha de concesión. Tras la adjudicación, la propiedad directa de Owen asciende a 70,428 acciones ordinarias. No se reportaron compras, ventas o transacciones con valores derivados en el mercado abierto, y la presentación no menciona un plan de negociación bajo la Regla 10b5-1.

Esta divulgación representa una compensación accionaria rutinaria destinada a alinear los intereses de los ejecutivos con los de los accionistas; no indica, por sí misma, un cambio en las perspectivas operativas o en la estructura de capital de PRAA.

2025년 6월 17일, PRA Group, Inc. (PRAA)는 James Richard Owen, PRA Group Europe 사장이 회사의 2022년 종합 인센티브 플랜에 따라 6,930개의 제한 주식 단위(RSU)를 받았음을 나타내는 Form 4를 제출했습니다. RSU는 부여 가격이 0달러이며, 부여일로부터 1주년부터 3년에 걸쳐 비례하여 취득됩니다. 이번 수여 후 Owen의 직접적인 보유 주식 수는 70,428주 보통주입니다. 공개 시장에서의 매매나 파생 증권 거래는 보고되지 않았으며, 제출 서류에는 Rule 10b5-1 거래 계획에 대한 언급도 없습니다.

이번 공시는 경영진과 주주의 이익을 일치시키기 위한 일상적인 주식 보상으로, PRAA의 운영 전망이나 자본 구조 변경을 의미하지는 않습니다.

Le 17 juin 2025, PRA Group, Inc. (PRAA) a déposé un formulaire 4 indiquant que James Richard Owen, Président de PRA Group Europe, a reçu 6 930 unités d’actions restreintes (RSU) dans le cadre du Plan d’incitation omnibus 2022 de la société. Les RSU ont un prix d’attribution de 0 $ et seront acquises au prorata sur trois ans à partir du premier anniversaire de la date d’attribution. Après cette attribution, la détention directe d’Owen s’élève à 70 428 actions ordinaires. Aucun achat, vente ou transaction sur titres dérivés sur le marché ouvert n’a été signalé, et le dépôt ne fait pas référence à un plan de négociation selon la règle 10b5-1.

Cette divulgation représente une rémunération en actions courante visant à aligner les intérêts des dirigeants et des actionnaires ; elle ne signale pas, en elle-même, un changement dans les perspectives opérationnelles ou la structure du capital de PRAA.

Am 17. Juni 2025 reichte PRA Group, Inc. (PRAA) ein Formular 4 ein, das zeigt, dass James Richard Owen, Präsident von PRA Group Europe, 6.930 eingeschränkte Aktieneinheiten (RSUs) im Rahmen des Omnibus-Anreizplans 2022 des Unternehmens erhalten hat. Die RSUs haben einen Ausgabepreis von 0 $ und werden anteilig über drei Jahre ab dem ersten Jahrestag des Gewährungsdatums freigegeben. Nach der Zuteilung hält Owen direkt 70.428 Stammaktien. Es wurden keine Käufe, Verkäufe oder Derivatgeschäfte auf dem offenen Markt gemeldet, und die Einreichung verweist nicht auf einen Handelsplan gemäß Regel 10b5-1.

Diese Offenlegung stellt eine routinemäßige Aktienvergütung dar, die darauf abzielt, die Interessen der Führungskräfte mit denen der Aktionäre in Einklang zu bringen; sie signalisiert für sich genommen keine Änderung der operativen Aussichten oder der Kapitalstruktur von PRAA.

Positive
  • Executive ownership increased: Owen’s holdings rose to 70,428 shares, modestly enhancing management–shareholder alignment.
Negative
  • None.

Insights

TL;DR: Routine RSU grant—6,930 shares to European president; ownership now 70,428—neutral impact, signals ongoing equity-based compensation alignment.

The Form 4 details an equity award rather than a market transaction. Because the shares were issued at $0 under an incentive plan, cash outflow and dilution effects are minimal at the company level. The award enlarges Owen’s stake to 70,428 shares, marginally improving management–shareholder alignment, but the size is not large enough to materially affect control or float. No sale pressure is implied, and no 10b5-1 plan is recorded. Overall market impact: neutral.

TL;DR: Standard incentive-plan RSUs; reinforces executive retention framework but poses negligible governance risk or benefit.

The grant follows the 2022 Omnibus Incentive Plan, indicating the board’s continued use of time-based vesting for senior leaders. Three-year ratable vesting supports retention while discouraging short-term decision making. Because vesting starts one year from grant, alignment period is reasonable. No red flags—such as accelerated vesting, option repricing, or discretionary cash components—appear. Governance impact is modest and typical for mid-cap issuers.

Il 17 giugno 2025, PRA Group, Inc. (PRAA) ha presentato un Modulo 4 che mostra come James Richard Owen, Presidente – PRA Group Europe, abbia ricevuto 6.930 unità di azioni vincolate (RSU) nell'ambito del Piano Incentivi Omnibus 2022 della società. Le RSU hanno un prezzo di assegnazione pari a 0$ e si matureranno proporzionalmente nel corso di tre anni, a partire dal primo anniversario della data di assegnazione. Dopo questa assegnazione, la proprietà diretta di Owen ammonta a 70.428 azioni ordinarie. Non sono state segnalate operazioni di acquisto o vendita sul mercato aperto, né transazioni su strumenti derivati, e la comunicazione non fa riferimento a un piano di trading secondo la Regola 10b5-1.

Questa comunicazione rappresenta una normale forma di compenso azionario volta ad allineare gli interessi degli esecutivi con quelli degli azionisti; non indica, di per sé, un cambiamento nelle prospettive operative o nella struttura del capitale di PRAA.

El 17 de junio de 2025, PRA Group, Inc. (PRAA) presentó un Formulario 4 que muestra que James Richard Owen, Presidente de PRA Group Europe, recibió 6,930 unidades restringidas de acciones (RSUs) bajo el Plan Incentivo Omnibus 2022 de la compañía. Las RSUs tienen un precio de concesión de $0 y se consolidarán de manera proporcional durante tres años comenzando en el primer aniversario de la fecha de concesión. Tras la adjudicación, la propiedad directa de Owen asciende a 70,428 acciones ordinarias. No se reportaron compras, ventas o transacciones con valores derivados en el mercado abierto, y la presentación no menciona un plan de negociación bajo la Regla 10b5-1.

Esta divulgación representa una compensación accionaria rutinaria destinada a alinear los intereses de los ejecutivos con los de los accionistas; no indica, por sí misma, un cambio en las perspectivas operativas o en la estructura de capital de PRAA.

2025년 6월 17일, PRA Group, Inc. (PRAA)는 James Richard Owen, PRA Group Europe 사장이 회사의 2022년 종합 인센티브 플랜에 따라 6,930개의 제한 주식 단위(RSU)를 받았음을 나타내는 Form 4를 제출했습니다. RSU는 부여 가격이 0달러이며, 부여일로부터 1주년부터 3년에 걸쳐 비례하여 취득됩니다. 이번 수여 후 Owen의 직접적인 보유 주식 수는 70,428주 보통주입니다. 공개 시장에서의 매매나 파생 증권 거래는 보고되지 않았으며, 제출 서류에는 Rule 10b5-1 거래 계획에 대한 언급도 없습니다.

이번 공시는 경영진과 주주의 이익을 일치시키기 위한 일상적인 주식 보상으로, PRAA의 운영 전망이나 자본 구조 변경을 의미하지는 않습니다.

Le 17 juin 2025, PRA Group, Inc. (PRAA) a déposé un formulaire 4 indiquant que James Richard Owen, Président de PRA Group Europe, a reçu 6 930 unités d’actions restreintes (RSU) dans le cadre du Plan d’incitation omnibus 2022 de la société. Les RSU ont un prix d’attribution de 0 $ et seront acquises au prorata sur trois ans à partir du premier anniversaire de la date d’attribution. Après cette attribution, la détention directe d’Owen s’élève à 70 428 actions ordinaires. Aucun achat, vente ou transaction sur titres dérivés sur le marché ouvert n’a été signalé, et le dépôt ne fait pas référence à un plan de négociation selon la règle 10b5-1.

Cette divulgation représente une rémunération en actions courante visant à aligner les intérêts des dirigeants et des actionnaires ; elle ne signale pas, en elle-même, un changement dans les perspectives opérationnelles ou la structure du capital de PRAA.

Am 17. Juni 2025 reichte PRA Group, Inc. (PRAA) ein Formular 4 ein, das zeigt, dass James Richard Owen, Präsident von PRA Group Europe, 6.930 eingeschränkte Aktieneinheiten (RSUs) im Rahmen des Omnibus-Anreizplans 2022 des Unternehmens erhalten hat. Die RSUs haben einen Ausgabepreis von 0 $ und werden anteilig über drei Jahre ab dem ersten Jahrestag des Gewährungsdatums freigegeben. Nach der Zuteilung hält Owen direkt 70.428 Stammaktien. Es wurden keine Käufe, Verkäufe oder Derivatgeschäfte auf dem offenen Markt gemeldet, und die Einreichung verweist nicht auf einen Handelsplan gemäß Regel 10b5-1.

Diese Offenlegung stellt eine routinemäßige Aktienvergütung dar, die darauf abzielt, die Interessen der Führungskräfte mit denen der Aktionäre in Einklang zu bringen; sie signalisiert für sich genommen keine Änderung der operativen Aussichten oder der Kapitalstruktur von PRAA.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
James Richard Owen

(Last) (First) (Middle)
120 CORPORATE BLVD

(Street)
NORFOLK VA 23502

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
PRA GROUP INC [ PRAA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
President - PRA Group Europe
3. Date of Earliest Transaction (Month/Day/Year)
06/17/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 06/17/2025 06/17/2025 A 6,930(1) A $0 70,428 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Reflects restricted stock units granted pursuant to the terms of the Company's 2022 Omnibus Incentive Plan that will vest ratably over a three year period beginning on the anniversary of the grant date, which was June 17, 2025.
Remarks:
/s/ Christina Branch, Attorney-In-Fact 06/20/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many PRAA shares did James Richard Owen acquire in the latest Form 4?

The filing reports an award of 6,930 restricted stock units granted on June 17, 2025.

What type of security was disclosed in PRAA's Form 4 on June 20, 2025?

Only restricted stock units (RSUs) under the 2022 Omnibus Incentive Plan were disclosed; no derivative securities were involved.

When will the reported RSUs for PRAA executive James Richard Owen vest?

They will vest ratably over three years starting on the first anniversary of the June 17, 2025 grant date.

What is James Richard Owen's total PRAA share ownership after the RSU grant?

Following the transaction, Owen now beneficially owns 70,428 shares of PRA Group common stock.

Does the PRAA Form 4 note a Rule 10b5-1 trading plan for this transaction?

No. The filing does not indicate that the transaction was executed under a Rule 10b5-1 plan.
Pra Group Inc

NASDAQ:PRAA

PRAA Rankings

PRAA Latest News

PRAA Latest SEC Filings

PRAA Stock Data

584.97M
38.80M
3.21%
99.07%
1.44%
Credit Services
Short-term Business Credit Institutions
Link
United States
NORFOLK