Porch Group Inc SEC Filings

Porch Group, Inc. (PRCH) reported Q3 2025 results. Revenue was $118.1 million, up from $111.2 million. Gross profit rose to $86.9 million from $61.7 million, and the company posted operating income of $16.3 million versus a loss a year ago. After other items, net loss was $1.0 million.

Because the policyholder‑owned Porch Reciprocal Exchange is consolidated, profit attribution matters: net income attributable to the Reciprocal was $9.9 million, while net loss attributable to Porch was $10.9 million, or $0.10 per diluted share. Year‑to‑date, revenue reached $342.1 million and net income attributable to Porch was $0.1 million.

On the balance sheet as of September 30, 2025, cash and cash equivalents of Porch were $73.4 million and long‑term debt was $379.4 million. Shares outstanding as of October 31, 2025 were 123,683,561; 18,312,208 shares are held by Porch Reciprocal Exchange and treated as treasury shares for GAAP and Delaware law purposes.

Porch Group, Inc. announced it issued a press release with financial results for its third quarter ended September 30, 2025. The release is furnished as Exhibit 99.1 to a Form 8-K.

The company will host an earnings call on November 5, 2025 at 5:00 p.m. Eastern, with a live and archived webcast available on its investor relations site at https://ir.porchgroup.com. Supplemental investor materials were also posted on the site.

Information under Items 2.02 and 7.01 and Exhibit 99.1 is furnished and not deemed filed under the Exchange Act.

Porch Group, Inc. (PRCH) director, CEO and 10% owner Matthew Ehrlichman reported sales of company common stock on 10/05/2025 related to tax-withheld shares from two restricted stock unit grants. The filing shows 29,091 shares withheld from an April 7, 2023 RSU grant and 25,989 shares withheld from an April 5, 2024 RSU grant, each recorded at a price of $17.02 per share. Following these disposals the reporting person directly held 13,739,717 and 13,713,728 shares respectively, and indirectly held 6,416,712 shares through West Equities, LLC, over which he has sole voting and dispositive power. The RSUs will continue to vest semi‑annually over the original 48‑month schedules, subject to continued service.

Porch Group, Inc. (PRCH) reporting officer Matthew Neagle disclosed two non‑derivative disposals on 10/05/2025 that reflect shares withheld to cover tax/withholding on vested restricted stock units. A total of 27,724 shares were withheld at $17.02 per share (15,068 and 12,656 shares) and reported as dispositions. After these transactions the reporting person beneficially owned 994,286 and 981,630 shares on the two reported lines respectively, held directly. The filings state these withholdings correspond to the semi‑annual vesting of RSU grants dated 04/07/2023 and 04/05/2024, each vesting ratably every six months over a 48‑month schedule, subject to continued service.

Shawn Tabak, Chief Financial Officer of Porch Group, Inc. (PRCH), reported two dispositions of common stock on 10/05/2025 that were withheld to cover taxes on vested restricted stock units (RSUs). A total of 2,241 shares were withheld from the April 7, 2023 RSU grant and 2,829 shares from the April 5, 2024 RSU grant, each at a price of $17.02. After these withholdings the filings show beneficial ownership levels of 162,916 and 160,087 shares respectively. The RSU awards continue to vest ratably every six months over a 48-month schedule, subject to continued service.

Porch Group, Inc. (PRCH) reporting person Matthew Neagle, identified as the company’s Chief Operating Officer, reported a disposition of 11,548 shares of common stock on 10/01/2025 at a price of $16.91 per share. The filing shows 1,009,354 shares beneficially owned by the reporting person after the transaction. The Form 4 explains these shares were withheld to satisfy tax withholding on the semi-annual vesting of his May 20, 2022 restricted stock unit grant. The RSUs remain on a 48-month vesting schedule that commenced on 4/1/2022 and will continue to vest ratably every six months, subject to Mr. Neagle’s continuous employment or service. The form was signed on behalf of Mr. Neagle by an attorney-in-fact on 10/03/2025.

Amanda Reierson, a director of Porch Group, Inc. (PRCH), sold 50,000 shares of the company's common stock on 09/12/2025 under a Rule 10b5-1 trading plan. The filing states the sale produced a weighted-average price of $17.6665 per share, with executed prices ranging from $17.29 to $18.13. Following the reported transactions, Reierson beneficially owns 151,375 shares. The 10b5-1 plan was entered on June 13, 2025, is intended to cover tax obligations related to director equity vesting, and is scheduled to terminate on June 19, 2026. The filing notes trading under the plan did not commence until at least 90 days after plan entry.

Matthew Neagle, Chief Operating Officer of Porch Group, Inc. (PRCH), reported transactions on Form 4 showing both sales and option exercises. The filing discloses a sale of 55,000 shares on 09/09/2025 at a weighted-average price of $18.6903, reducing his direct common stock holdings to 999,784 shares. On 09/10/2025 he exercised several stock options and received/was issued 20,319 shares across multiple option grants (exercise prices $2.73, $3.30, $13.23 and $2.07), increasing direct holdings to 1,020,902 shares after those transactions. The filer states proceeds from the sale were used to fund option exercises. The report was signed by an attorney-in-fact on 09/11/2025.

Regi Vengalil, a director of Porch Group, Inc. (PRCH), reported the sale of 40,000 shares of the issuer's common stock on 09/05/2025 under a Rule 10b5-1 trading plan established on 06/06/2025. The filing states the plan covers up to 40,000 shares to help satisfy tax obligations from board service equity and did not commence until at least 90 days after adoption. The weighted-average sale price reported is $18.2033, with individual trade prices ranging from $17.73 to $18.69. After the sale, the reporting person beneficially owned 165,903 shares. The Form 4 was signed by an attorney-in-fact on 09/09/2025.