Welcome to our dedicated page for Porch Group SEC filings (Ticker: PRCH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Porch Group, Inc. (Nasdaq: PRCH) SEC filings page on Stock Titan brings together the company’s regulatory disclosures as it pursues its strategy as a new kind of homeowners insurance company. Through these documents, investors can review how Porch reports on its Insurance Services, Software & Data, and Consumer Services segments, as well as the impact of the Porch Reciprocal Exchange on its financial reporting.
Porch regularly files Form 8-K reports to announce quarterly earnings releases and related investor materials. In these filings, the company presents results for Porch Shareholder Interest, explains the role of the Reciprocal, and provides management commentary on financial condition and operations. Amendments to 8-K filings, such as updates to long-term incentive equity awards, are also disclosed and can be examined for details on executive compensation structures.
Investors interested in homeowners insurance and property intelligence can use Porch’s SEC filings to understand how the company describes its use of vertical software, services for homebuyers, and unique data for underwriting and protection. Risk factor discussions referenced in earnings releases point readers to annual and periodic reports for more detail on regulatory, market, capital, and operational risks associated with the business.
On Stock Titan, these filings are supplemented with AI-powered summaries that explain the key points of lengthy documents, helping users quickly identify items related to segment performance, capital structure, the Reciprocal, and compensation or governance changes. Real-time updates from EDGAR, combined with accessible explanations, allow investors to monitor PRCH regulatory disclosures, from current reports on Form 8-K to other filings that outline Porch’s financial and strategic position.
Porch Group, Inc. files its annual report describing a strategic shift toward a managed reciprocal insurance model and a focus on profitable growth. The company now operates four segments, including an Insurance Services segment that manages Porch Reciprocal Exchange while earning fees, and three owned segments in software, data and consumer services.
Porch highlights proprietary data covering approximately 90% of U.S. homes, relationships with about 24 thousand home-related companies, and a combined insurance and warranty offering aimed at homebuyers. The Reciprocal’s attritional loss ratio improved to 17% in 2025 from 22% in 2024, and the company emphasizes regulatory, weather, reinsurance, capital access and cybersecurity risks that could materially affect results.
Porch Group, Inc. reported a strong fourth quarter and full-year 2025 under its new reciprocal homeowners insurance model. For Porch Shareholder Interest, Q4 2025 revenue was $112.3 million, with a net loss attributable to Porch of $(3.5) million and Adjusted EBITDA of $23.5 million, reflecting solid profitability on a non-GAAP basis.
For 2025, Porch Shareholder Interest delivered revenue of $418.9 million and Adjusted EBITDA of $76.6 million, up sharply from $4.1 million in 2024, while net loss attributable to Porch narrowed to $(3.4) million. The Reciprocal generated 2025 Reciprocal Written Premium of $480.9 million and a gross loss ratio of 27%. At December 31, 2025, Porch Shareholder Interest held $121.2 million in cash, cash equivalents, restricted cash, and investments and had $475.1 million of convertible debt outstanding. For 2026, management guides Porch Shareholder Interest revenue to $475–$490 million and Adjusted EBITDA to $98–$105 million, implying continued double-digit growth.
Porch Group, Inc. reported that its Chief Financial Officer, Shawn Tabak, sold common stock in two transactions under a pre-arranged Rule 10b5-1 trading plan. On December 11, 2025, he sold 10,706 shares at a weighted average price of $9.9928 per share, and on December 15, 2025, he sold 24,294 shares at a weighted average price of $9.6636 per share.
The filing states that these sales were made in connection with tax planning and that the proceeds are being used to help satisfy his tax obligations. After these transactions, Tabak beneficially owns 118,130 shares of Porch Group common stock. The 10b5-1 plan was entered into on December 10, 2024, is scheduled to terminate on March 31, 2026, and covers up to an aggregate of 205,000 shares.
Porch Group, Inc. (PRCH) reported Q3 2025 results. Revenue was $118.1 million, up from $111.2 million. Gross profit rose to $86.9 million from $61.7 million, and the company posted operating income of $16.3 million versus a loss a year ago. After other items, net loss was $1.0 million.
Because the policyholder‑owned Porch Reciprocal Exchange is consolidated, profit attribution matters: net income attributable to the Reciprocal was $9.9 million, while net loss attributable to Porch was $10.9 million, or $0.10 per diluted share. Year‑to‑date, revenue reached $342.1 million and net income attributable to Porch was $0.1 million.
On the balance sheet as of September 30, 2025, cash and cash equivalents of Porch were $73.4 million and long‑term debt was $379.4 million. Shares outstanding as of October 31, 2025 were 123,683,561; 18,312,208 shares are held by Porch Reciprocal Exchange and treated as treasury shares for GAAP and Delaware law purposes.
Porch Group, Inc. announced it issued a press release with financial results for its third quarter ended September 30, 2025. The release is furnished as Exhibit 99.1 to a Form 8-K.
The company will host an earnings call on November 5, 2025 at 5:00 p.m. Eastern, with a live and archived webcast available on its investor relations site at https://ir.porchgroup.com. Supplemental investor materials were also posted on the site.
Information under Items 2.02 and 7.01 and Exhibit 99.1 is furnished and not deemed filed under the Exchange Act.
Porch Group, Inc. (PRCH) director, CEO and 10% owner Matthew Ehrlichman reported sales of company common stock on
Porch Group, Inc. (PRCH) reporting officer Matthew Neagle disclosed two non‑derivative disposals on
Shawn Tabak, Chief Financial Officer of Porch Group, Inc. (PRCH), reported two dispositions of common stock on
Porch Group, Inc. (PRCH) reporting person Matthew Neagle, identified as the company’s Chief Operating Officer, reported a disposition of 11,548 shares of common stock on 10/01/2025 at a price of $16.91 per share. The filing shows 1,009,354 shares beneficially owned by the reporting person after the transaction. The Form 4 explains these shares were withheld to satisfy tax withholding on the semi-annual vesting of his May 20, 2022 restricted stock unit grant. The RSUs remain on a 48-month vesting schedule that commenced on 4/1/2022 and will continue to vest ratably every six months, subject to Mr. Neagle’s continuous employment or service. The form was signed on behalf of Mr. Neagle by an attorney-in-fact on 10/03/2025.
Amanda Reierson, a director of Porch Group, Inc. (PRCH), sold 50,000 shares of the company's common stock on 09/12/2025 under a Rule 10b5-1 trading plan. The filing states the sale produced a weighted-average price of $17.6665 per share, with executed prices ranging from $17.29 to $18.13. Following the reported transactions, Reierson beneficially owns 151,375 shares. The 10b5-1 plan was entered on June 13, 2025, is intended to cover tax obligations related to director equity vesting, and is scheduled to terminate on June 19, 2026. The filing notes trading under the plan did not commence until at least 90 days after plan entry.