[Form 4] Primerica, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Cynthia N. Day, a director of Primerica, Inc. (PRI), reported a non-derivative acquisition of 73.533 shares on 09/15/2025 at a price of $274.73 per share, resulting in 19,462.741 shares beneficially owned following the transaction. The filing states these shares reflect dividends on phantom stock that were automatically reinvested under the Non-Employee Directors' Deferred Compensation Plan; the phantom stock converts to common stock on a one-for-one basis. The report was filed individually by the reporting person.

Positive

• Director increased direct ownership through dividend reinvestment, bringing total beneficial holdings to 19,462.741 shares
• Reinvestment occurred under an established deferred compensation plan, indicating alignment of director compensation with shareholder outcomes

Negative

• None.

Insights

Financial Analyst

TL;DR: Director reinvestment increases direct holdings modestly; routine, non-material insider acquisition.

The reported transaction shows a dividend reinvestment into phantom stock that converts one-for-one into common shares, increasing the director's beneficial holdings to 19,462.741 shares. This type of transaction is typically administrative and reflects alignment with shareholder interests rather than an active open-market purchase. There is no indication of option exercises, sales, or derivative activity in this filing. Impact to capitalization or control is not evident from the disclosed amounts.

Corporate Governance Expert

TL;DR: Reinvestment under the directors' deferred compensation plan shows ongoing governance-aligned compensation mechanics.

The disclosure specifies that dividends on phantom stock were automatically reinvested per the Non-Employee Directors' Deferred Compensation Plan and that phantom stock converts one-for-one into common stock. This demonstrates the existence and operation of a director deferred-compensation mechanism tying compensation to equity-like instruments. The transaction appears procedural and consistent with plan terms, with no unusual or one-off corporate governance events reported.

09/16/2025 - 04:17 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DAY CYNTHIA N

(Last) (First) (Middle)

1 PRIMERICA PARKWAY

(Street)

DULUTH GA 30099

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Primerica, Inc. [ PRI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/15/2025		A		73.533(1)	A	$274.73	19,462.741	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividends paid on phantom stock that were reinvested automatically in additional shares of phantom stock in accordance with the terms of the Non-Employee Directors' Deferred Compensation Plan. Phantom stock is convertible into common stock on a one-for-one basis in accordance with the terms of such plan.

	/s/ Stacey K. Geer, attorney in fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Cynthia N. Day report in the Form 4 (PRI)?

She reported acquiring 73.533 shares on 09/15/2025 at $274.73, resulting in 19,462.741 shares beneficially owned.

Why were the shares acquired according to the filing?

The shares represent dividends on phantom stock that were automatically reinvested under the Non-Employee Directors' Deferred Compensation Plan.

Does the filing show any derivative transactions or option exercises?

No. The filing shows only a non-derivative acquisition via dividend reinvestment; Table II (derivatives) contains no reported transactions.

How does the phantom stock convert to common shares?

Phantom stock is convertible into common stock on a one-for-one basis, per the filing's explanation.

Was this Form 4 filed jointly or by one reporting person?

The Form 4 was filed by one reporting person, as indicated in the filing.