Welcome to our dedicated page for Qfin Holdings SEC filings (Ticker: QFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Qfin Holdings, Inc. (QFIN) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a foreign private issuer. Qfin Holdings files annual reports under Form 20-F and furnishes current reports on Form 6-K under the Securities Exchange Act of 1934. These filings cover its activities as an AI-empowered Credit-Tech platform in China that provides technology services to financial institutions, consumers, and SMEs across the loan lifecycle.
Form 6-K submissions from Qfin Holdings typically include press releases on unaudited quarterly and interim financial results, dates of board meetings, and schedules for earnings announcements. They may also contain documents related to corporate actions, such as the Fourth Amended and Restated Memorandum and Articles of Association, poll results from annual general meetings, and announcements about the company’s name change from Qifu Technology, Inc. to Qfin Holdings, Inc.
Through these filings, investors can review information on net revenue from credit driven services and platform services, loan facilitation and servicing fees under capital-heavy and capital-light models, financing income, revenue from releasing guarantee liabilities, and other services fees. The filings also describe provisions for loans receivable, financial assets receivable, accounts receivable and contract assets, as well as operating costs and expenses such as facilitation, origination and servicing expenses, funding costs, sales and marketing expenses, and general and administrative expenses.
Stock Titan enhances access to QFIN filings by pairing real-time updates from EDGAR with AI-powered summaries that explain the key points of lengthy documents like annual reports and quarterly financial updates. Users can quickly understand how Qfin Holdings’ Credit-Tech platform operates, how it reports risk indicators and loan portfolio metrics, and how governance decisions and capital markets activities are documented in its SEC submissions.
Qfin Holdings, Inc. director and Chief Executive Officer Haisheng Wu filed an initial ownership report detailing his equity interests. The filing shows fully vested employee stock options covering 617,000 and 68,116 underlying Class A ordinary shares with a nominal exercise price of $0.00001 per share. It also discloses indirect ownership of 15,487 American depositary shares held through Holy Vanguard Limited, a British Virgin Islands company and family trust, with each ADS representing two Class A ordinary shares.
Qfin Holdings, Inc. Senior Vice President Zhiqiang He reported initial beneficial ownership consisting of employee stock options. These options are fully vested and give the right to buy 400 Class A ordinary shares at an exercise price of US$0.00001 per share, expiring on November 19, 2034.
Qfin Holdings reported resilient 2025 results but signaled a tougher near-term outlook. Full-year 2025 total net revenue reached RMB19.21 billion and net income attributable to the Company was RMB5.99 billion, with Non-GAAP net income at RMB6.37 billion and Non-GAAP net income margin of 33.1%.
The company generated a record RMB11.1 billion in cash from operations and held about RMB10.7 billion in cash and short-term investments at year-end. In 2025 it returned roughly RMB6.16 billion to shareholders via repurchases and dividends and the board approved a semi-annual dividend of US$0.78 per ADS for the second half of 2025.
Qfin also issued US$690 million of 2030 convertible notes, then repurchased about US$460 million in principal for US$399 million, reducing long-term debt. However, Q4 2025 net income dropped to RMB1.02 billion from RMB1.92 billion a year earlier as provisions rose. For Q1 2026, management expects net income of RMB830–880 million and Non-GAAP net income of RMB900–950 million, a year-on-year decline of 51–53% amid macro and regulatory headwinds.
Qfin Holdings, Inc. has scheduled a Board meeting for March 17, 2026 (Beijing/Hong Kong time) to approve its unaudited financial results for the fourth quarter and full year ended December 31, 2025 and to consider any potential dividend recommendation.
The company plans to publish these Q4 2025 and FY 2025 financial results on March 18, 2026 (Beijing/Hong Kong time) on the Hong Kong Stock Exchange news website and its own investor relations site before trading hours. Management will host an earnings call at 8:30 p.m. U.S. Eastern Time on March 17, 2026, with pre‑registration required to receive dial‑in details, and will also provide a live and archived webcast via its investor relations webpage.
Qfin Holdings, Inc. filed a Form 6-K noting it has issued Exhibit 99.1 titled “Date of Board Meeting and Date of Publication of Third Quarter 2025 Financial Results Announcement.” The filing indicates the company plans to hold a board meeting and publish its Q3 2025 financial results announcement.
The report is signed by Alex Xu, Director and Chief Financial Officer. Specific dates are provided in Exhibit 99.1.