Welcome to our dedicated page for Qfin Holdings SEC filings (Ticker: QFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Qfin Holdings SEC filings document the reporting obligations of a foreign private issuer with securities traded on Nasdaq and the Hong Kong Stock Exchange. Its Form 20-F annual reports and Form 6-K current reports cover the company’s AI-empowered Credit-Tech platform in China, including loan facilitation, credit-driven services, capital-light models, Intelligence Credit Engine offerings and technology services for financial institutions, consumers and SMEs.
The filing record includes unaudited financial results, semi-annual dividend disclosures, board meeting notices, ESG reporting, and supplemental Hong Kong disclosures reconciling U.S. GAAP and IFRS accounting standards. Governance-related filings also document the company name change from Qifu Technology to Qfin Holdings, shareholder meeting matters, articles of association updates and auditor appointments.
Qfin Holdings, Inc. director Zhao Fan filed an initial statement of beneficial ownership on Form 3. This filing establishes Zhao Fan as a reporting insider of the company but shows no reported purchases, sales, option exercises, gifts, or other transactions in QFIN securities at this time.
Qfin Holdings, Inc. reported that Zhao Dan (Jordan) is a director and filed an initial statement of beneficial ownership on Form 3. The filing shows no reported transactions or derivative positions, indicating this is a baseline disclosure rather than a new buy or sell action.
Qfin Holdings, Inc. director LIU Xiangge has filed an initial statement of beneficial ownership on Form 3. This filing identifies LIU as a director of the company and establishes a baseline record of insider status for future ownership and trading disclosures. The filing does not report any specific buy, sell, or other share transactions.
Qfin Holdings, Inc. director Chen Xiaohuan filed an initial ownership report showing option positions and American Depositary Shares (ADSs). The filing lists indirect call options over 94,000 ADSs with a $22.50 exercise price expiring on December 18, 2026, and indirect put options over 60,000 ADSs with a $20.00 exercise price expiring the same date. These options are exercisable at any time before expiration and are held by TPC Compounder Master Fund, managed by Twin Peaks Capital Limited. Chen disclaims beneficial ownership of ADSs underlying these options except for any pecuniary interest. The filing also shows direct ownership of 15,000 ADSs, with each ADS representing two Class A ordinary shares of Qfin.
Qfin Holdings, Inc. director Yan Andrew Y has filed an initial ownership report on Form 3 showing indirect holdings in the company through Morning Star Resources Ltd. The filing lists 850 Class A ordinary shares and 656,700 American Depositary Shares held indirectly, with no reported buy or sell transactions. A footnote states that each ADS represents two Class A ordinary shares.
Qfin Holdings, Inc. Chief Risk Officer Yan Zheng has filed an initial ownership report showing existing equity holdings in the company. This is a Form 3, so it records what she already owns rather than new trades.
The filing shows she directly holds 57,000 American Depositary Shares, with a footnote stating that each ADS represents two Class A ordinary shares. She also holds fully vested employee stock options over 320,000 and 13,440 Class A ordinary shares, both with a nominal exercise price of 0.00001 US$/share and expirations in 2034 and 2035.
Qfin Holdings, Inc. filed a Form 3 showing the initial shareholdings of Chief Financial Officer Zuoli Xu. The filing reports that Xu directly owns 38,888 American Depositary Shares as of 2026-03-18. Each American Depositary Share represents two Class A ordinary shares of Qfin Holdings.
Qfin Holdings, Inc. director and Chief Executive Officer Haisheng Wu filed an initial ownership report detailing his equity interests. The filing shows fully vested employee stock options covering 617,000 and 68,116 underlying Class A ordinary shares with a nominal exercise price of $0.00001 per share. It also discloses indirect ownership of 15,487 American depositary shares held through Holy Vanguard Limited, a British Virgin Islands company and family trust, with each ADS representing two Class A ordinary shares.
Qfin Holdings, Inc. Senior Vice President Zhiqiang He reported initial beneficial ownership consisting of employee stock options. These options are fully vested and give the right to buy 400 Class A ordinary shares at an exercise price of US$0.00001 per share, expiring on November 19, 2034.
Qfin Holdings reported resilient 2025 results but signaled a tougher near-term outlook. Full-year 2025 total net revenue reached RMB19.21 billion and net income attributable to the Company was RMB5.99 billion, with Non-GAAP net income at RMB6.37 billion and Non-GAAP net income margin of 33.1%.
The company generated a record RMB11.1 billion in cash from operations and held about RMB10.7 billion in cash and short-term investments at year-end. In 2025 it returned roughly RMB6.16 billion to shareholders via repurchases and dividends and the board approved a semi-annual dividend of US$0.78 per ADS for the second half of 2025.
Qfin also issued US$690 million of 2030 convertible notes, then repurchased about US$460 million in principal for US$399 million, reducing long-term debt. However, Q4 2025 net income dropped to RMB1.02 billion from RMB1.92 billion a year earlier as provisions rose. For Q1 2026, management expects net income of RMB830–880 million and Non-GAAP net income of RMB900–950 million, a year-on-year decline of 51–53% amid macro and regulatory headwinds.