Every 8-K that QUAINT OAK BANCORP INC (QNTO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow QNTO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full QNTO filings page.
Quaint Oak Bancorp, Inc. (QNTO) reports that on September 9, 2026, its Board of Directors appointed Ray S. Greenberg, CFP, as a director of the company, with an initial term expiring at the company’s 2029 annual meeting of shareholders.
Greenberg has served on the board of Quaint Oak Bank, the company’s wholly owned subsidiary, since 2016 and previously served as an advisory board member of the company. He owns Financial Expertise, a financial planning sole proprietorship, and was also appointed to the company’s Audit Committee effective September 9, 2026. The company states there are no related-party arrangements, family relationships, or transactions requiring disclosure under Item 404(a) of Regulation S‑K.
Quaint Oak Bancorp reported stronger profitability for the quarter and six months ended June 30, 2026. Net income was $481,000, or $0.18 per share, up from $272,000, or $0.10, a year earlier, while year-to-date net income rose to $647,000 from $189,000.
Results were driven mainly by a $760,000 quarterly decrease in interest expense, elimination of Federal Home Loan Bank borrowings, and higher non-interest income from loan sales and servicing, partly offset by lower interest and dividend income and modestly higher operating costs. Net interest margin improved to 2.93% and the efficiency ratio to 82.08%. Total assets declined to $630.3 million and deposits to $550.8 million as loans held for sale and loans receivable contracted. Credit quality remains manageable but weaker, with non-performing assets rising to $10.3 million, or 1.64% of assets, and non-performing loans at 1.88% of loans receivable, net.
Quaint Oak Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.04 per share on its common stock on July 15, 2026.
The dividend is payable on August 10, 2026 to shareholders of record as of July 27, 2026. Quaint Oak Bancorp is the holding company for Quaint Oak Bank and several multi-state financial services subsidiaries.
Quaint Oak Bancorp, Inc. reported the results of its Annual Meeting of Shareholders held on May 13, 2026. Shareholders elected three directors, James J. Clarke, Ph.D., William R. Gonzalez, MBA, and Susan M. Vettori, each to serve a three-year term expiring in 2029.
Out of 2,640,997 common shares eligible to vote, 1,603,847 were represented in person or by proxy, establishing a quorum. Shareholders also approved the ratification of S.R. Snodgrass, P.C. as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026.
Quaint Oak Bancorp, Inc. reported a return to profitability for the quarter ended March 31, 2026, with net income of $166,000, or $0.06 per basic and diluted share, compared to a net loss of $83,000, or $(0.03) per share, a year earlier.
Results were driven by a $580,000 decrease in interest expense, a $345,000 net reduction in provision for credit losses, and a $53,000 increase in non-interest income, partly offset by a $580,000 rise in non-interest expense and higher income taxes. The average interest rate spread improved from 2.13% to 2.26%, and net interest margin rose from 2.63% to 2.90%, reflecting better funding costs and asset mix.
Total assets fell to $643.2 million from $675.9 million at December 31, 2025, mainly due to lower loans and loans held for sale, while deposits declined to $565.4 million. Asset quality weakened as non-performing loans increased to $9.9 million, or 1.87% of total loans receivable, net, and the Texas Ratio rose to 15.87%. During the quarter, the company also received notice that its previously disclosed regulatory consent order was lifted after completion of remediation efforts.
Quaint Oak Bancorp, Inc. declared a quarterly cash dividend of $0.04 per share on its common stock. The Board approved the dividend on April 15, 2026. It will be paid on May 11, 2026 to shareholders who are on record as of April 27, 2026.
The company, parent of Quaint Oak Bank and its financial services affiliates, describes itself as operating multi-state businesses in banking, mortgage, insurance, abstract, and commercial real estate financing.
Quaint Oak Bancorp, Inc. reported that its subsidiary Quaint Oak Bank received formal notifications on March 30, 2026 from the FDIC and the Pennsylvania Department of Banking and Securities terminating the Consent Orders issued on May 15, 2025 related to its Bank Secrecy Act compliance program.
The termination confirms the Bank successfully resolved the regulatory issues in roughly ten months and implemented substantial enhancements to its compliance framework, including financial crime management and third-party risk oversight. Management notes that dedicating significant resources to remediation hurt short-term financial performance, but the Company has now resumed full focus on executing its strategic initiatives.
Quaint Oak Bancorp, Inc. adopted amended and restated bylaws effective February 11, 2026. The changes clarify that when the Chief Executive Officer and President are different individuals, the Chief Executive Officer may preside over shareholder meetings, call special Board meetings, and sign stock certificates.
The amendments also remove the requirement to issue physical stock certificates, allowing all shares to be held in uncertificated, book‑entry form. Additional updates are described as technical and modernizing, such as deleting references to the first annual shareholder meeting and outdated communications methods for giving notices.
Quaint Oak Bancorp, Inc. filed a current report to note that it has reported its results of operations for the fourth quarter ended December 31, 2025. The company released these results in a press release dated February 2, 2026, which is attached to the report as Exhibit 99.1 and incorporated by reference.
The press release is being furnished to the SEC rather than formally filed, meaning it is provided for informational purposes under the disclosure rules for results of operations and financial condition.
Quaint Oak Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.04 per share on January 14, 2026. This payment provides shareholders with a cash return based on the number of shares they own.
The dividend will be paid on February 9, 2026 to shareholders who are on the company’s books as of the record date of January 26, 2026. These dates determine which investors qualify to receive the dividend and when they will receive the cash.
Quaint Oak Bancorp, Inc. filed a Form 8-K to report its results of operations and financial condition for the third quarter ended September 30, 2025. The company did this through a press release dated October 30, 2025, which is attached as Exhibit 99.1 and furnished, not filed, with the SEC.
Quaint Oak Bancorp, Inc. announced that its Board declared a quarterly cash dividend of $0.04 per share on October 8, 2025. The dividend will be paid on November 3, 2025 to shareholders of record as of October 20, 2025. The disclosure was furnished as a press release dated October 9, 2025 and is included as Exhibit 99.1; the company notes the press release is being furnished and not "filed" for SEC purposes. No other financial metrics, guidance, or additional corporate actions are disclosed in this filing.