Welcome to our dedicated page for RBB SEC filings (Ticker: RBB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to RBB Bancorp (NASDAQ: RBB) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools to help interpret the information. RBB Bancorp is a California-based bank holding company and the parent of Royal Business Bank, a full-service commercial bank focused on Asian-centric communities across several U.S. states.
Through its SEC filings, RBB Bancorp reports detailed information about its financial condition, results of operations, and regulatory disclosures. Annual reports on Form 10-K and quarterly reports on Form 10-Q typically include discussions of net interest income, net interest margin, loan and deposit composition, credit quality metrics, and risk factors relevant to its commercial banking activities. These core filings are central resources for understanding how the company manages lending, deposits, and capital in its markets.
Current reports on Form 8-K document material events such as earnings announcements and dividend declarations. For example, RBB Bancorp has filed 8-Ks to furnish press releases covering quarterly financial results and to disclose board-approved cash dividends on its common stock. These filings often reference related investor presentations and conference calls, which are made available through the company’s website.
Investors interested in insider activity and governance can use this page to locate forms related to insider transactions (such as Form 4, when available) and proxy materials that address topics like executive compensation and board matters. For a commercial bank holding company, these documents complement the financial statements by outlining how management and directors interact with the company’s equity.
The platform’s AI features summarize lengthy filings, highlight key banking metrics, and surface important changes from prior periods. This can help readers quickly identify developments in areas such as loan portfolio performance, nonperforming assets, capital management, and dividend policy, without needing to manually review every page of each SEC document.
RBB Bancorp executive vice president Ashley Chang reported equity award activity involving company stock. On 01/16/2026, 575 common shares were issued upon the vesting of restricted stock units at a reported price of $21.56 per share. Of these, 237 shares were disposed of to cover tax withholding obligations, leaving Chang with 2,380 common shares held directly.
Chang also holds derivative awards, including stock options covering 6,000 and 30,000 common shares that vest in three equal annual installments beginning one year after their respective grant dates, and additional restricted stock units covering 1,334 and 3,971 shares. A prior Form 4 was corrected after an administrative error that had overstated RSUs granted on May 8, 2025 and omitted certain transactional details.
RBB Bancorp director David Richard Morris reported the vesting of restricted stock units and related common stock transactions. On 01/16/2026, 2,602 restricted stock units were converted to common stock at an exercise price of $0, resulting in the acquisition of 2,602 shares of RBB Bancorp common stock at $21.56 per share. On the same date, 1,015 shares of common stock were disposed of at $21.56 under transaction code F in connection with tax withholding for the RSU vesting, leaving 44,635 common shares beneficially owned directly. Morris continues to hold 4,450 and 6,328 restricted stock units that vest in three equal installments beginning one year after their respective grant dates. A note states that grants of RSUs will be settled in common stock.
RBB Bancorp executive Vincent Liu reported equity award activity involving company stock. On January 16, 2026, 1,203 restricted stock units vested and were converted into 1,203 shares of RBB Bancorp common stock at a price of $21.56 per share. On the same date, 496 shares of common stock were disposed of at $21.56 per share to cover tax withholding obligations related to this vesting. After these transactions, Liu directly held 15,601 shares of common stock. He also directly held 1,863 restricted stock units linked to a 02/21/2024 grant and 3,670 restricted stock units linked to a 03/20/2024 grant, each vesting in three equal annual installments beginning one year after the respective grant date.
RBB Bancorp executive Jeffrey Yeh reported an equity award vesting and share acquisition. On 01/16/2026, 842 restricted stock units converted into 842 shares of RBB Bancorp common stock at a referenced price of $21.56 per share, increasing his directly held common stock to 57,642 shares.
The Form 4 also updates Yeh’s outstanding equity awards, including several blocks of restricted stock units and performance stock units that generally vest in three equal annual installments beginning one year after their grant dates, or after a three-year performance period tied to specified goals and continued employment. A prior Form 4 from May 2025 was corrected to fix an administrative error that had overstated RSU and PSU grant amounts and to clarify that these awards will be settled in common stock.
RBB Bancorp executive vice president Huang Tsu Te reported an equity award vesting and related share movements. On January 16, 2026, 659 shares of common stock were issued upon the exercise of restricted stock units at $21.56 per share, increasing his direct holdings to 15,563 shares. On the same date, 272 shares of common stock were disposed of at $21.56 per share to cover tax withholding, leaving 15,291 common shares held directly.
Following these transactions, Huang continues to hold restricted stock units that will settle in common stock, including 1,487 RSUs from a February 21, 2024 grant and 2,681 RSUs from a May 8, 2025 grant, each vesting in scheduled annual installments. A prior Form 4 filed on May 12, 2025 contained an administrative error that overstated the May 8, 2025 RSU grant and omitted certain Table II details, and has since been amended.
RBB Bancorp reported Q3 2025 results showing steady profitability and balance sheet growth. Net income was $10.1 million with diluted EPS of $0.59. Net interest income was $29.3 million, and the provision for credit losses was $0.6 million. Noninterest income totaled $3.3 million, while noninterest expense was $18.7 million.
On the balance sheet, loans held for investment were $3.30 billion, up from $3.05 billion at December 31, 2024. Deposits were $3.37 billion versus $3.08 billion at year-end. FHLB advances declined to $130 million from $200 million, and accumulated other comprehensive loss improved to $(14.4) million from $(20.3) million. Cash and cash equivalents were $234.9 million.
The company paid a $0.16 per-share dividend in the quarter and repurchased 659,218 shares for $12.5 million. Shares outstanding were 17,046,897 as of October 31, 2025. Total assets ended the quarter at $4.21 billion and shareholders’ equity at $514.3 million.
RBB Bancorp furnished its quarterly update and declared a cash dividend. The company provided a press release with financial results for the quarter ended September 30, 2025, and outlined details for its investor communications.
The Board declared a $0.16 per share cash dividend, payable on November 12, 2025, to shareholders of record on October 31, 2025. The company will host a conference call on October 21, 2025 to discuss results, and has posted presentation materials on its website. The press release (Exhibit 99.1) and presentation (Exhibit 99.2) were furnished under Items 2.02 and 7.01, respectively, and are not deemed filed for liability purposes.
Diana Hanson, Chief Accounting Officer and director of RBB Bancorp (RBB), reported transactions dated 08/19/2025 related to restricted stock units (RSUs) granted 08/19/2024. 767 RSUs vested and were settled in common stock at a per-share price shown of $19.56. To satisfy tax withholding on the vesting, 275 shares were disposed (withholding) at $19.56, leaving 492 shares beneficially owned directly following the reported non-derivative transactions. The filing also shows 3,067 underlying shares from RSUs and indicates 2,300 shares of derivative-related beneficial ownership following the reported transactions. The Form 4 was signed on 08/21/2025 and includes a clarification that RSU grants will be settled in common stock.
FJ Capital Management LLC and affiliated entities disclosed held stakes in RBB Bancorp common stock totaling 1,766,083 shares, representing 9.96% of the class. The reported position aggregates holdings across Financial Opportunity Fund LLC (1,511,408 shares, 8.52%), Financial Opportunity Long/Short Fund LLC (54,130 shares, 0.31%), and managed accounts (200,545 shares), with shared voting and dispositive power only and no sole voting or dispositive power reported.
The filing states the securities were not acquired to change or influence control of the issuer and includes an explicit certification to that effect. This Schedule 13G/A provides a transparent, material disclosure of ownership above the 5% threshold that investors can use to assess shareholder concentration and potential influence by the reporting group.
RBB Bancorp reported a mixed second quarter: solid core lending income but higher credit costs and mark-to-market losses on securities. Total assets were $4.09 billion and loans held for investment totaled $3.235 billion, while deposits increased to $3.188 billion and shareholders' equity was $517.7 million. Net interest income before provision for credit losses was $27.3 million for the quarter, reflecting lending margins after funding costs. The company reported quarterly net income of $9.333 million ($0.53 basic), compared with $2.29 million in the prior quarter, and six-month net income of $11.623 million versus $15.281 million a year earlier.
Noninterest income for the quarter was $8.478 million and included a $5.2 million Employee Retention Credit refund recorded in other income. The provision for credit losses was $2.387 million in the quarter and $9.133 million year-to-date, with year-to-date charge-offs of $6.066 million and an allowance for loan losses of $51.014 million (about 1.58% of loans). Available-for-sale securities had a fair value of $413.142 million with aggregate unrealized losses of $24.687 million attributed to yield-curve movement. Time deposits over $250,000 were $942.0 million and brokered time deposits were $133.0 million. Long-term debt, net, was $119.72 million and subordinated debentures totaled $15.265 million.