STOCK TITAN

Republic Bancorp (RBCAA) EVP gets stock grant, holds multiple options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Republic Bancorp Inc. executive Juan Montano reported an acquisition of Class A Common Stock through a stock award. On 2026-06-30, he received 59.546 shares at $90.4300 per share as a grant or other acquisition, bringing his direct holdings to 13,593.862 shares of Class A Common Stock.

He also had 4,665.613 shares held indirectly through a 401(k) plan as of the same date, reflecting additions and value changes since his prior ownership report. In addition, Montano held employee stock options to acquire 1,352, 1,622 and 2,242 shares of Class A Common Stock at exercise prices of $71.3600, $68.0200 and $49.2500, respectively, with expirations between 2030 and 2032.

Positive

  • None.

Negative

  • None.
Insider Montano Juan
Role EVP, CHIEF MTG BANKING OFFICER
Type Security Shares Price Value
Grant/Award Class A Common Stock 59.546 $90.43 $5K
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Employee Stock Option (right to buy) -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 13,593.862 shares (Direct, null); Employee Stock Option (right to buy) — 2,242 shares (Direct, null); Class A Common Stock — 4,665.613 shares (Indirect, By 401(k) Plan)
Footnotes (1)
  1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.
Stock award shares 59.546 shares Class A Common Stock grant at $90.4300 on 2026-06-30
Award price per share $90.4300/share Grant, award, or other acquisition of Class A Common Stock
Direct shares after award 13,593.862 shares Class A Common Stock directly held following transaction
401(k) plan shares 4,665.613 shares Class A Common Stock held indirectly by 401(k) plan
Option block 1 1,352 shares at $71.3600 Employee stock option, expires 2032-01-01
Option block 2 1,622 shares at $68.0200 Employee stock option, expires 2031-01-01
Option block 3 2,242 shares at $49.2500 Employee stock option, expires 2030-01-01
Grant, award, or other acquisition financial
"transaction code description shows a Grant, award, or other acquisition of shares"
Employee Stock Option (right to buy) financial
"security_title is listed as Employee Stock Option (right to buy) with underlying Class A Common Stock"
dividend equivalent rights financial
"Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report"
Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.
401(k) plan financial
"Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report"
A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.
indirect ownership financial
"Class A Common Stock held with ownership_type indirect and nature_of_ownership By 401(k) Plan"
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FAQ

What insider transaction did RBCAA executive Juan Montano report?

Juan Montano reported receiving a stock award of 59.546 shares of Republic Bancorp Class A Common Stock at $90.4300 per share. This was classified as a grant or other acquisition, not an open-market purchase or sale, and increased his directly held share count.

How many Republic Bancorp (RBCAA) shares does Juan Montano hold after this filing?

After the reported grant, Juan Montano directly held 13,593.862 shares of Republic Bancorp Class A Common Stock. He also had 4,665.613 shares held indirectly through a 401(k) plan, according to the filing, which reflects additions and value changes since his last ownership report.

Was the RBCAA insider transaction by Juan Montano a market trade or a stock award?

The transaction was a stock award, not an open-market trade. The Form 4 classifies it under code A as a grant, award, or other acquisition of 59.546 Class A Common shares at $90.4300 per share, increasing Montano’s direct ownership rather than reflecting a market buy or sell.

What Republic Bancorp stock option positions does Juan Montano hold?

Juan Montano holds employee stock options to acquire 1,352, 1,622 and 2,242 shares of Class A Common Stock. These options have exercise prices of $71.3600, $68.0200 and $49.2500, respectively, and expire between 2030 and 2032, providing potential future share acquisitions.

How are 401(k) holdings reflected for RBCAA executive Juan Montano?

The filing shows 4,665.613 Class A Common shares held indirectly for Juan Montano through a 401(k) plan. A footnote states this reflects additions and changes in value of the 401(k) plan since his last ownership report, rather than a single new purchase transaction.

What do the dividend equivalent rights mentioned in the RBCAA filing mean?

A footnote explains the filing reflects additional dividend equivalent rights acquired since Juan Montano’s last ownership report. Dividend equivalent rights generally credit holders with amounts linked to dividends on underlying shares, increasing reported balances without open-market trades.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Montano Juan

(Last)(First)(Middle)
601 W MARKET ST

(Street)
LOUISVILLE KENTUCKY 40202

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, CHIEF MTG BANKING OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/30/2026A59.546A$90.4313,593.862(1)D
Class A Common Stock4,665.613(2)IBy 401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$49.2501/01/202701/01/2030Class A Common Stock2,2422,242D
Employee Stock Option (right to buy)$68.0201/01/202801/01/2031Class A Common Stock1,6221,622D
Employee Stock Option (right to buy)$71.3601/01/202901/01/2032Class A Common Stock1,3521,352D
Explanation of Responses:
1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.
2. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.
/s/ Kevin Sipes, Attorney-in-Fact07/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)