Republic Bancorp (RBCAA) EVP granted new shares and holds options

Rhea-AI Filing Summary

Republic Bancorp Inc. executive Juan Montano received a stock grant of 65.422 shares of Class A Common Stock at $70.55 per share. This award increased his directly held common shares to 13,486.749. He also holds indirect shares through a 401(k) plan and multiple employee stock options that allow future purchases at preset exercise prices through 2032.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider Montano Juan

Role EVP, CHIEF MTG BANKING OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	65.422	$70.55	$5K
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Employee Stock Option (right to buy)	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 13,486.749 shares (Direct); Employee Stock Option (right to buy) — 2,242 shares (Direct); Class A Common Stock — 4,612.798 shares (Indirect, By 401(k) Plan)

Footnotes (1)

1. [object Object]

Key Figures

Stock grant: 65.422 shares Grant price: $70.55 per share Direct common shares: 13,486.749 shares +4 more

7 metrics

Stock grant 65.422 shares Class A Common Stock award on March 31, 2026

Grant price $70.55 per share Value used for 65.422-share award

Direct common shares 13,486.749 shares Direct Class A Common Stock holdings after award

401(k) holdings 4,612.798 shares Indirect Class A Common Stock held by 401(k) plan

Option exercise price $49.25 Employee stock option expiring January 1, 2030 on 2,242 shares

Option exercise price $68.02 Employee stock option expiring January 1, 2031 on 1,622 shares

Option exercise price $71.36 Employee stock option expiring January 1, 2032 on 1,352 shares

Key Terms

Employee Stock Option (right to buy), Class A Common Stock, grant/award acquisition, 401(k) plan

4 terms

Employee Stock Option (right to buy) financial

"security_title: "Employee Stock Option (right to buy)""

Class A Common Stock financial

"security_title: "Class A Common Stock""

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

grant/award acquisition financial

"transaction_action: "grant/award acquisition""

401(k) plan financial

"nature_of_ownership: "By 401(k) Plan" and related footnote"

A 401(k) plan is a workplace retirement account that lets employees set aside part of their pay into a tax-advantaged savings pot, often with employers adding matching contributions — like a workplace piggy bank for future income. It matters to investors because the amount people save and how employers fund these plans influence consumer spending, corporate payroll costs and the flow of money into financial markets, which can affect stock prices and company valuations.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Montano Juan

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KENTUCKY 40202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CHIEF MTG BANKING OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/31/2026		A		65.422	A	$70.55	13,486.749	D
Class A Common Stock								4,612.798(1)	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	2,242		2,242	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	1,622		1,622	D
Employee Stock Option (right to buy)	$71.36							01/01/2029	01/01/2032	Class A Common Stock	1,352		1,352	D

Explanation of Responses:

1. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did RBCAA executive Juan Montano report?

Juan Montano reported receiving a grant of 65.422 shares of Class A Common Stock. The shares were valued at $70.55 per share, reflecting a routine equity compensation award rather than an open-market purchase or sale by the Republic Bancorp Inc. executive.

How many Republic Bancorp (RBCAA) shares does Juan Montano hold directly after this filing?

After the grant, Juan Montano holds 13,486.749 shares of Class A Common Stock directly. This figure reflects his total direct ownership reported in the filing and incorporates the newly awarded shares as part of his overall equity position in Republic Bancorp Inc.

What stock options for RBCAA does Juan Montano have outstanding?

Juan Montano holds employee stock options tied to Republic Bancorp Class A shares with exercise prices of $49.25, $68.02, and $71.36. These options cover 2,242, 1,622, and 1,352 underlying shares respectively and have expiration dates ranging from 2030 through 2032.

Does the RBCAA Form 4 show any insider stock sales by Juan Montano?

The Form 4 does not report any open-market stock sales by Juan Montano. It records a grant of 65.422 shares and updates to existing holdings and option positions, indicating routine compensation and position reporting rather than a discretionary sale transaction.

What indirect RBCAA holdings does Juan Montano report in this Form 4?

The filing shows 4,612.798 shares of Class A Common Stock held indirectly through a 401(k) plan. A footnote explains these figures reflect additions and changes in value since his last ownership report, capturing retirement-plan related activity rather than direct trading.