STOCK TITAN

[Form 4] REPUBLIC BANCORP INC /KY/ Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4

Juan Montano, EVP and Chief Mortgage Banking Officer of Republic Bancorp, reported insider transactions dated 09/30/2025. The filing shows a non-derivative acquisition of 79.85 shares of Class A Common Stock at a price of $72.25, with 11,564.96 shares reported as beneficially owned after the transaction. The report also discloses 4,438.29 Class A shares held indirectly through a 401(k) plan, with the filer noting these reflect additions and changes since the last report. In derivatives, the filing lists employee stock options exercisable for 2,688, 2,242, and 1,622 Class A shares with respective exercise prices of $42.74, $49.25, and $68.02 and exercisable/expiration dates shown in the filing. The form is signed by an attorney-in-fact on behalf of the reporting person.

Juan Montano, EVP e Chief Mortgage Banking Officer di Republic Bancorp, ha riferito transazioni interne datate 30/09/2025. Il deposito mostra un'acquisizione non derivativa di 79,85 azioni ordinarie di Classe A a un prezzo di $72,25, con 11.564,96 azioni indicate come beneficially owned dopo la transazione. Il rapporto segnala inoltre 4.438,29 azioni Classe A detenute indirettamente tramite un piano 401(k), con il dichiarante che indica che queste riflettono aggiunte e cambiamenti dall'ultimo rapporto. Per quanto riguarda i derivati, il deposito elenca opzioni azionarie conferibili ai dipendenti per 2.688, 2.242 e 1.622 azioni Classe A con rispettivi prezzi di esercizio di $42,74, $49,25 e $68,02 e date di esercizio/scadenza mostrate nel deposito. Il modulo è firmato da un procuratore‑in‑fatto per conto della persona indicata nel rapporto.

Juan Montano, EVP y Chief Mortgage Banking Officer de Republic Bancorp, informó de operaciones internas con fecha 30/09/2025. El contenedor muestra una adquisición no derivativa de 79,85 acciones comunes de Clase A a un precio de $72,25, con 11.564,96 acciones reportadas como titular beneficiario después de la transacción. El informe también divulga 4.438,29 acciones Clase A mantenidas indirectamente a través de un plan 401(k), con el declarando señalando que estas reflejan adiciones y cambios desde el último informe. En derivados, el archivo lista opciones de acciones de los empleados exercitables para 2.688, 2.242 y 1.622 acciones Clase A con precios de ejercicio respectivos de $42,74, $49,25 y $68,02 y fechas de ejercicio/vencimiento mostradas en el archivo. El formulario está firmado por un apoderado en nombre de la persona informante.

Juan Montano는 Republic Bancorp의 EVP 겸 최고 모기지 뱅킹 책임자로, 2025년 9월 30일로 기입된 내부자 거래를 보고했습니다. 제출 서류는 79.85주의 비파생적 취득을 $72.25의 가격으로, 거래 후 유익하게 보유한 주식으로 11,564.96주가 보고되었음을 보여줍니다. 보고서는 또한 401(k) 플랜을 통해 간접적으로 보유된 4,438.29주의 Class A 주식을 밝히고 있으며, 피고인이 이는 마지막 보고서 이후 추가 및 변경을 반영한다고 명시합니다. 파생상품에서는 직원 주식 옵션이 2,688, 2,242, 1,622주의 Class A 주식으로 행사 가능하며 각각의 행사 가격은 $42.74, $49.25, $68.02이고 행사/만료일은 제출 서류에 표시되어 있습니다. 양식은 보고 당사자를 대신하여 대리 권한자에 의해 서명되었습니다.

Juan Montano, vice-président exécutif et directeur des emprunts hypothécaires de Republic Bancorp, a signalé des transactions d’initié datées du 30/09/2025. Le dépôt montre une acquisition non dérivée de 79,85 actions ordinaires de classe A à un prix de $72,25, avec 11.564,96 actions indiquées comme possédées de manière bénéficiaire après la transaction. Le rapport divulgue également 4.438,29 actions de classe A détenues indirectement par le biais d’un plan 401(k), le déclarant indiquant que celles-ci reflètent des ajouts et des changements depuis le dernier rapport. En ce qui concerne les dérivés, le dossier répertorie des options d’actions pour employés exerçables sur 2.688, 2.242, et 1.622 actions de classe A avec des prix d’exercice respectifs de $42,74, $49,25 et $68,02 et des dates d’exercice/d’échéance indiquées dans le dossier. Le formulaire est signé par un mandataire au nom de la personne reportante.

Juan Montano, EVP und Chief Mortgage Banking Officer der Republic Bancorp, berichtete Insider-Transaktionen datiert auf den 30.09.2025. Die Einreichung zeigt eine nicht-abgeleitete Anschaffung von 79,85 Class-A-Stammaktien zu einem Preis von $72,25, wobei 11.564,96 Aktien nach der Transaktion als von Nutzen Invested angegeben werden. Der Bericht gibt außerdem 4.438,29 Class-A-Aktien an, die indirekt durch einen 401(k)-Plan gehalten werden, wobei der Einreicher angibt, dass diese Ergänzungen und Änderungen seit dem letzten Bericht widerspiegeln. Im Bereich Derivate listet die Einreichung Mitarbeiteraktienoptionen ausübbar für 2.688, 2.242 und 1.622 Class-A-Aktien mit jeweiligen Ausübungspreisen von $42,74, $49,25 und $68,02 und Ausübungs-/Verfallsdaten, die in der Einreichung angezeigt werden. Das Formular ist von einem Prokuristen im Namen der meldenden Person unterschrieben.

جون مونتانو، نائب الرئيس التنفيذي ومدير قسم التمويل الرهن العقاري في Republic Bancorp، أبلغ عن معاملات داخلية بتاريخ 30/09/2025. يظهر الملف شراء غير مشتق لـ 79.85 سهمًا من الفئة A بسعر $72.25، مع الإبلاغ عن 11,564.96 سهمًا مملوكًا بنفعية بعد الصفقة. كما يكشف التقرير عن 4,438.29 سهم فئة A مملوكة بشكل غير مباشر من خلال خطة 401(k)، مع ملاحظة أن هذه الزيادات والتغييرات منذ آخر تقرير. وفي المشتقات، يسرد الملف خيارات أسهم موظفين يمكن ممارستها لـ 2,688، 2,242، و1,622 من أسهم فئة A مع أسعار ممارسة تبلغ $42.74، $49.25، و$68.02 وتاريخ الممارسة/الانتهاء المشار إليه في الملف. النموذج موقع من وكيل نيابة عن الشخص المبلغ عنه.

Juan Montano, Republic Bancorp 的 EVP 兼首席抵押银行业务官,报告了日期为 2025-09-30 的内幕交易。该备案显示以非派生方式购买了 79.85 股 A 类普通股,价格为 $72.25,交易完成后报告的受益所有权为 11,564.96 股。报告还披露通过 401(k) 计划间接持有的 4,438.29 股 A 类股票,报告人指出这些是自上次报告以来的增减变动。在衍生品方面,备案列出可行使的员工股票期权,分别为 2,6882,242、和 1,622 股 A 类股票,行使价格分别为 $42.74$49.25、和 $68.02,以及备案中显示的行使/到期日期。该表格由代表申报人签名的代理人签署。

Positive
  • Insider acquisition disclosed: Purchase of 79.85 Class A shares at $72.25 indicates additional insider ownership.
  • Transparent reporting of indirect holdings: 4,438.29 shares held via 401(k) are explicitly disclosed with an explanatory note.
  • Full disclosure of option positions: Employee stock options covering 2,688, 2,242, and 1,622 underlying shares with exercise prices and dates provided.
Negative
  • None.

Insights

TL;DR: Routine insider purchase and existing option positions, limited immediate market impact.

This Form 4 records a small open-market acquisition of 79.85 Class A shares at $72.25 and documents sizable existing option positions totaling 6,552 underlying shares (2,688+2,242+1,622). The filing also clarifies 4,438.29 indirectly held shares via a 401(k). The disclosed quantities and exercise prices provide transparency on potential future dilution if options are exercised, but the reported cash purchase size appears modest relative to total beneficial ownership of 11,564.96 shares. Overall, this is a routine insider disclosure rather than a material corporate event.

TL;DR: Compliance-focused filing showing routine holdings, options, and 401(k) movements; governance processes appear followed.

The report identifies the reporting person and role explicitly and includes an attorney-in-fact signature dated 10/02/2025, suggesting proper procedural handling. The explanatory note states that the 401(k) balance changed since the last report, which the filer disclosed rather than omitting. There are no departures, new grants, or exercises reported beyond the stated option holdings. From a governance standpoint, the disclosure meets Section 16 reporting requirements and provides investors with clear information on direct, indirect, and derivative holdings.

Juan Montano, EVP e Chief Mortgage Banking Officer di Republic Bancorp, ha riferito transazioni interne datate 30/09/2025. Il deposito mostra un'acquisizione non derivativa di 79,85 azioni ordinarie di Classe A a un prezzo di $72,25, con 11.564,96 azioni indicate come beneficially owned dopo la transazione. Il rapporto segnala inoltre 4.438,29 azioni Classe A detenute indirettamente tramite un piano 401(k), con il dichiarante che indica che queste riflettono aggiunte e cambiamenti dall'ultimo rapporto. Per quanto riguarda i derivati, il deposito elenca opzioni azionarie conferibili ai dipendenti per 2.688, 2.242 e 1.622 azioni Classe A con rispettivi prezzi di esercizio di $42,74, $49,25 e $68,02 e date di esercizio/scadenza mostrate nel deposito. Il modulo è firmato da un procuratore‑in‑fatto per conto della persona indicata nel rapporto.

Juan Montano, EVP y Chief Mortgage Banking Officer de Republic Bancorp, informó de operaciones internas con fecha 30/09/2025. El contenedor muestra una adquisición no derivativa de 79,85 acciones comunes de Clase A a un precio de $72,25, con 11.564,96 acciones reportadas como titular beneficiario después de la transacción. El informe también divulga 4.438,29 acciones Clase A mantenidas indirectamente a través de un plan 401(k), con el declarando señalando que estas reflejan adiciones y cambios desde el último informe. En derivados, el archivo lista opciones de acciones de los empleados exercitables para 2.688, 2.242 y 1.622 acciones Clase A con precios de ejercicio respectivos de $42,74, $49,25 y $68,02 y fechas de ejercicio/vencimiento mostradas en el archivo. El formulario está firmado por un apoderado en nombre de la persona informante.

Juan Montano는 Republic Bancorp의 EVP 겸 최고 모기지 뱅킹 책임자로, 2025년 9월 30일로 기입된 내부자 거래를 보고했습니다. 제출 서류는 79.85주의 비파생적 취득을 $72.25의 가격으로, 거래 후 유익하게 보유한 주식으로 11,564.96주가 보고되었음을 보여줍니다. 보고서는 또한 401(k) 플랜을 통해 간접적으로 보유된 4,438.29주의 Class A 주식을 밝히고 있으며, 피고인이 이는 마지막 보고서 이후 추가 및 변경을 반영한다고 명시합니다. 파생상품에서는 직원 주식 옵션이 2,688, 2,242, 1,622주의 Class A 주식으로 행사 가능하며 각각의 행사 가격은 $42.74, $49.25, $68.02이고 행사/만료일은 제출 서류에 표시되어 있습니다. 양식은 보고 당사자를 대신하여 대리 권한자에 의해 서명되었습니다.

Juan Montano, vice-président exécutif et directeur des emprunts hypothécaires de Republic Bancorp, a signalé des transactions d’initié datées du 30/09/2025. Le dépôt montre une acquisition non dérivée de 79,85 actions ordinaires de classe A à un prix de $72,25, avec 11.564,96 actions indiquées comme possédées de manière bénéficiaire après la transaction. Le rapport divulgue également 4.438,29 actions de classe A détenues indirectement par le biais d’un plan 401(k), le déclarant indiquant que celles-ci reflètent des ajouts et des changements depuis le dernier rapport. En ce qui concerne les dérivés, le dossier répertorie des options d’actions pour employés exerçables sur 2.688, 2.242, et 1.622 actions de classe A avec des prix d’exercice respectifs de $42,74, $49,25 et $68,02 et des dates d’exercice/d’échéance indiquées dans le dossier. Le formulaire est signé par un mandataire au nom de la personne reportante.

Juan Montano, EVP und Chief Mortgage Banking Officer der Republic Bancorp, berichtete Insider-Transaktionen datiert auf den 30.09.2025. Die Einreichung zeigt eine nicht-abgeleitete Anschaffung von 79,85 Class-A-Stammaktien zu einem Preis von $72,25, wobei 11.564,96 Aktien nach der Transaktion als von Nutzen Invested angegeben werden. Der Bericht gibt außerdem 4.438,29 Class-A-Aktien an, die indirekt durch einen 401(k)-Plan gehalten werden, wobei der Einreicher angibt, dass diese Ergänzungen und Änderungen seit dem letzten Bericht widerspiegeln. Im Bereich Derivate listet die Einreichung Mitarbeiteraktienoptionen ausübbar für 2.688, 2.242 und 1.622 Class-A-Aktien mit jeweiligen Ausübungspreisen von $42,74, $49,25 und $68,02 und Ausübungs-/Verfallsdaten, die in der Einreichung angezeigt werden. Das Formular ist von einem Prokuristen im Namen der meldenden Person unterschrieben.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
Montano Juan

(Last) (First) (Middle)
601 W MARKET ST

(Street)
LOUISVILLE KY 40202

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, CHIEF MTG BANKING OFFICER
3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 09/30/2025 A 79.85 A $72.25 11,564.96 D
Class A Common Stock 4,438.29(1) I By 401(k) Plan
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to buy) $42.74 12/31/2025 12/31/2026 Class A Common Stock 2,688 2,688 D
Employee Stock Option (right to buy) $49.25 01/01/2027 01/01/2030 Class A Common Stock 2,242 2,242 D
Employee Stock Option (right to buy) $68.02 01/01/2028 01/01/2031 Class A Common Stock 1,622 1,622 D
Explanation of Responses:
1. Reflects additions to and change in value of 401(k) plan since the date of the Reporting Person's last ownership report.
/s/ Kevin Sipes, Attorney-in-Fact 10/02/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did RBCAA report on Form 4?

The filing reports an acquisition of 79.85 Class A shares at $72.25 on 09/30/2025, plus disclosure of option holdings and indirect 401(k) shares.

How many Class A shares does Juan Montano beneficially own after the transaction (RBCAA)?

The Form 4 lists 11,564.96 shares beneficially owned following the reported transaction.

What indirect holdings are disclosed for the reporting person in the RBCAA filing?

The filing discloses 4,438.29 Class A shares held indirectly through a 401(k) plan, with an explanation that these reflect additions and value changes since the last report.

What employee stock options are disclosed in the RBCAA Form 4?

Three option grants are listed: 2,688 shares at $42.74 (exercisable 12/31/2025, exp 12/31/2026), 2,242 shares at $49.25 (01/01/2027–01/01/2030), and 1,622 shares at $68.02 (01/01/2028–01/01/2031).

Who signed the Form 4 for the RBCAA reporting person?

The form is signed by Kevin Sipes, Attorney-in-Fact with a signature date of 10/02/2025.
Republic Bancorp Inc Ky

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