Republic Bancorp (RBCAA) director receives 510-share equity award grant

Rhea-AI Filing Summary

Republic Bancorp, Inc. director Heather V. Howell reported receiving an additional equity-based award in the form of 510 shares of Class A Common Stock on May 20, 2026. The shares were acquired at a price of $0.00 per share as a grant, award, or other acquisition, rather than through an open-market purchase. Following this transaction, Howell directly holds a total of 9,548.323 shares of Class A Common Stock. A footnote explains that this reflects additional dividend equivalent rights accumulated since her last ownership report.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Howell Heather V

Role null

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	510	$0.00	--

Holdings After Transaction: Class A Common Stock — 9,548.323 shares (Direct, null)

Footnotes (1)

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Key Figures

Shares granted: 510 shares Grant price: $0.00 per share Total holdings after: 9,548.323 shares +4 more

7 metrics

Shares granted 510 shares Class A Common Stock grant on May 20, 2026

Grant price $0.00 per share Reported transaction price for awarded shares

Total holdings after 9,548.323 shares Direct Class A Common Stock after transaction

Transaction code A Grant, award, or other acquisition of non-derivative securities

Transaction direction acquire Form 4 normalized transaction direction

Ownership type Direct Direct beneficial ownership reported for these shares

Transaction date May 20, 2026 Date of share grant in Form 4

Key Terms

Class A Common Stock, Grant, award, or other acquisition, dividend equivalent rights, Form 4

4 terms

Class A Common Stock financial

"security_title: "Class A Common Stock" for the reported transaction"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

dividend equivalent rights financial

"Reflects additional dividend equivalent rights acquired since the date"

Dividend equivalent rights are promises that mirror the cash payments shareholders get from a company’s profits, but they are paid to holders of certain awards (like stock options or restricted stock units) rather than to actual shares. Think of them as a paycheck top‑up that matches dividends while the award is not yet a real stock, and they matter to investors because they add to employee compensation costs and potential share dilution, affecting company profitability and per‑share value.

Form 4 regulatory

"INSIDER FILING DATA (Form 4): section heading for this report"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Howell Heather V

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KENTUCKY 40202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/20/2026		A		510	A	$0	9,548.323(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes, Attorney-in-Fact	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Heather V. Howell report for RBCAA?

Heather V. Howell reported an acquisition of 510 shares of Republic Bancorp Class A Common Stock. The shares were received on May 20, 2026 as a grant or award, rather than purchased in the open market, and added to her existing direct holdings.

How many Republic Bancorp (RBCAA) shares did Heather V. Howell acquire?

She acquired 510 shares of Republic Bancorp Class A Common Stock. The filing classifies this as a grant, award, or other acquisition, with a reported price of $0.00 per share, indicating compensation-related equity rather than a cash purchase in the market.

What are Heather V. Howell’s total RBCAA holdings after this Form 4 transaction?

After the reported transaction, Heather V. Howell directly holds 9,548.323 shares of Republic Bancorp Class A Common Stock. This total reflects the newly acquired 510 shares from the grant or award added to her prior position disclosed in earlier ownership reports.

Was the RBCAA transaction by Heather V. Howell an open-market buy or a grant?

The transaction was a grant or award, not an open-market buy. The Form 4 uses transaction code “A” and notes a price of $0.00 per share, indicating shares were received as compensation rather than purchased for cash on the public market.

What does the dividend equivalent rights footnote mean in Heather V. Howell’s RBCAA filing?

The footnote states the transaction reflects additional dividend equivalent rights acquired since her last ownership report. Dividend equivalent rights provide share-based credits linked to dividends, which in this case resulted in additional Class A Common Stock being reported as newly acquired.