Republic Bancorp (RBCAA) CFO awarded options and dividend stock

Rhea-AI Filing Summary

Republic Bancorp Inc. EVP & Chief Financial Officer Kevin D. Sipes reported new equity awards. On January 20, 2026, he received 2,873 employee stock options with an exercise price of $71.36 per share, each tied to Class A Common Stock and exercisable until January 1, 2032. He also acquired 525 shares of Class A Common Stock at a reported price of $0, which the filing explains reflect additional dividend equivalent rights accumulated since his last ownership report.

After these transactions, Sipes directly holds 75,232.834 Class A shares and the newly granted 2,873 options, and indirectly holds 3,979.509 Class A shares through a 401(k) plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SIPES KEVIN D

(Last) (First) (Middle)

601 W MARKET ST

(Street)

LOUISVILLE KY 40202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REPUBLIC BANCORP INC /KY/ [ RBCAA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/20/2026		A		525	A	$0	75,232.834(1)	D
Class A Common Stock								3,979.509	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (right to buy)	$71.36	01/20/2026		A		2,873		01/01/2029	01/01/2032	Class A Common Stock	2,873	$71.36	2,873	D
Employee Stock Option (right to buy)	$42.74							12/31/2025	12/31/2026	Class A Common Stock	5,376		5,376	D
Employee Stock Option (right to buy)	$49.25							01/01/2027	01/01/2030	Class A Common Stock	4,484		4,484	D
Employee Stock Option (right to buy)	$68.02							01/01/2028	01/01/2031	Class A Common Stock	3,244		3,244	D

Explanation of Responses:

1. Reflects additional dividend equivalent rights acquired since the date of the Reporting Person's last ownership report.

	/s/ Kevin Sipes	01/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transactions did RBCAA EVP & CFO Kevin Sipes report?

Kevin D. Sipes, EVP & Chief Financial Officer of Republic Bancorp Inc. (RBCAA), reported receiving 2,873 employee stock options on January 20, 2026 and acquiring 525 shares of Class A Common Stock credited at $0 per share.

How many Republic Bancorp stock options did Kevin Sipes receive and at what price?

Sipes received 2,873 employee stock options on January 20, 2026, each with an exercise price of $71.36 per share, relating to Class A Common Stock and expiring on January 1, 2032.

Why did Kevin Sipes acquire 525 Class A shares of RBCAA at a price of $0?

The filing notes that the changes reflect additional dividend equivalent rights accumulated since Sipes’s last ownership report, which resulted in an additional 525 Class A shares credited at a reported price of $0.

What are Kevin Sipes’s direct and indirect RBCAA share holdings after these transactions?

Following the reported transactions, Sipes directly owns 75,232.834 shares of Republic Bancorp Class A Common Stock and indirectly owns 3,979.509 shares through a 401(k) plan.

What other Republic Bancorp stock options does Kevin Sipes hold?

Besides the new 2,873 options at $71.36, Sipes holds employee stock options covering 5,376 shares (exercise price $42.74), 4,484 shares (exercise price $49.25), and 3,244 shares (exercise price $68.02), each with stated future exercisability and expiration dates in 2025–2031.

What is Kevin Sipes’s role at Republic Bancorp Inc.?

Kevin D. Sipes is reported as an officer of Republic Bancorp Inc., serving as EVP & Chief Financial Officer, and he filed this Form 4 as a single reporting person.