Welcome to our dedicated page for Republic Bancorp Ky SEC filings (Ticker: RBCAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Republic Bancorp, Inc. (RBCAA) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Republic Bancorp, a Kentucky-incorporated financial holding company and parent of Republic Bank & Trust Company, uses SEC reports to communicate material information about its commercial banking operations, segment performance, and capital actions.
Among the most relevant documents for this bank are current reports on Form 8-K, which the company uses to announce quarterly results of operations, financial condition, and cash dividend declarations. These filings typically include or reference earnings releases and financial supplements that present segment-level data for Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. They also provide detail on net interest income, net interest margin, loan balances, deposit composition, and allowance for credit losses across the Core Bank and the Republic Processing Group.
Investors reviewing Republic Bancorp’s filings can analyze how management discusses trends in interest-earning assets, funding sources, credit quality, and provisioning. The filings also identify the company’s jurisdiction of incorporation, Commission File Number, and other key corporate details. Over time, these documents form a record of how the bank reports its performance, risk profile, and shareholder-related actions such as recurring cash dividends on Class A and Class B Common Stock.
On Stock Titan, SEC filings for RBCAA are supplemented with AI-powered summaries that highlight major points from lengthy reports, helping users quickly understand the significance of each document. Real-time updates from EDGAR, combined with structured access to earnings-related 8-Ks and other filings, allow users to follow Republic Bancorp’s regulatory disclosures and compare narrative commentary with the detailed financial tables included in the exhibits.
Mulloy William Patrick II reported acquisition or exercise transactions in this Form 4 filing.
Republic Bancorp director William Patrick Mulloy II reported a compensation-related share award of 148.831 shares of Class A Common Stock at $70.55 per share. The award reflects additional dividend equivalent rights. After this grant, he directly holds a total of 28,151.893 shares.
Republic Bancorp director Vidya Ravichandran reported an acquisition of 184.266 shares of Class A Common Stock on a grant/award basis at $70.55 per share. The filing notes these represent additional dividend equivalent rights, bringing Ravichandran’s direct holdings to 3,185.210 shares.
Republic Bancorp Inc. executive vice president and chief mortgage banking officer Juan Montano reported an options exercise and related share movements. He exercised employee stock options for 2,688 shares of Class A common stock at an exercise price of $42.7400 per share, increasing his direct holdings.
To cover tax obligations tied to this compensation event, 1,951 shares of Class A common stock were disposed of at $68.5200 per share through share withholding, leaving Montano with 13,421.327 Class A shares held directly after the transactions. He also holds 4,608.986 Class A shares indirectly through a 401(k) plan, with footnotes noting both corrections to prior dividend equivalent unit reporting and changes in 401(k) plan value.
Following the exercise, Montano retains unexercised employee stock options over 2,242 underlying Class A shares at an exercise price of $49.2500 expiring on January 1, 2030, and options over 1,622 underlying shares at $68.0200 expiring on January 1, 2031.
Republic Bancorp, Inc. is asking shareholders to vote at its 2026 annual meeting on April 23, 2026 in Louisville, Kentucky. Shareholders will elect 13 directors for one-year terms and vote on ratifying Forvis Mazars, LLP as independent auditor for the year ending December 31, 2026. The board recommends voting FOR all nominees and FOR the auditor ratification.
Voting is open to holders of Class A and Class B common stock as of the February 13, 2026 record date, with Class A carrying one vote per share and Class B ten votes per share. As of December 31, 2025, Republic reported $7.0 billion in total assets, $5.2 billion in deposits, and $1.1 billion in shareholders’ equity. Directors and executive officers as a group beneficially held about 73% of combined voting power, representing roughly 56% of outstanding Class A and B shares. The board includes a majority of independent directors and operates audit, compensation, nominating, and risk committees, with designated audit committee financial experts. Non-employee director pay was updated for 2025, combining cash retainers and stock awards and increasing stock ownership requirements to $120,000 in Company stock by the end of 2028 or within three years of board service.
Republic Bancorp, Inc. filed its Annual Report outlining a diversified banking and financial services model led by Republic Bank & Trust Company. As of December 31, 2025, the company reported $7.04 billion in total assets, $5.45 billion in loans, $5.20 billion in deposits, and $1.10 billion in stockholders’ equity.
The business operates five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions (TRS), Republic Payment Solutions, and Republic Credit Solutions, with the first two forming its Core Bank. Capital ratios at both the holding company and bank levels significantly exceed well‑capitalized thresholds.
A key development is the expiration of TRS’s largest Tax Provider contract in October 2025, with no new agreement for the 2026 Tax Season. This partner drove 61% of TRS ERA/RA fee income and about $13 million of TRS pre‑tax net income in 2025, which management does not expect to replace in 2026. The report also highlights extensive regulatory oversight, strong CRA performance, and a 973‑employee workforce focused on technology, compliance, and personalized service across its regional footprint and national specialty products.
Republic Bancorp Inc. director Alejandro M. Sanchez reported an open-market sale of Class A Common Stock. On February 26, 2026, he sold 1,044 shares at $71.04 per share. After this transaction, he reported owning 0 shares of the company’s Class A Common Stock directly.
Republic Bancorp Inc. vice chairman Scott Trager, a director and more than 10% owner, reported an indirect open-market purchase of 147.613 Class A common shares at $71.13 per share on behalf of his 401(k) plan. Following this trade, the 401(k) plan holds 57,684.209 Class A shares.
The filing also updates his existing holdings in both Class A and Class B shares through family limited partnerships and a family trust, and notes that Class B common stock is immediately convertible into Class A on a one-for-one basis.
Republic Bancorp, Inc. announced that its subsidiary, Republic Bank & Trust Company, has completed the sale of substantially all assets of its Republic Bank Finance division to CAN Capital Merchant Services, Inc. The buyer acquired approximately $81 million in loans and leases and assumed about $1 million of related liabilities.
The purchase price was based on the net book value of Republic Bank Finance’s assets and liabilities at closing, plus a fixed premium under a previously announced Asset Purchase Agreement. As a result of this transaction, the bank will record a pre-tax gain, net of broker commissions, of approximately $6 million during the first quarter of 2026.
Republic Bancorp, Inc. (RBCAA) executive Powell Anthony T, EVP and Chief Lending Officer, reported an employee stock option exercise and related share withholding. On February 9, 2026, he exercised 1,500 employee stock options at $35.92 per share into Class A Common Stock.
On the same date, 737 Class A shares were disposed of with a transaction code "F" at $73.20 per share, indicating shares withheld to cover taxes or similar obligations. After these transactions, he directly beneficially owns 27,528.549 Class A shares and indirectly owns 23,639.481 Class A shares through a 401(k) plan.