Welcome to our dedicated page for REPUBLIC BANCORP /KY/ SEC filings (Ticker: RBCAA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Republic Bancorp, Inc. filings document the regulatory record of a Kentucky bank holding company and its Republic Bank & Trust Company subsidiary. Recent 8-K reports cover quarterly and annual operating results, financial supplements, Reg FD presentations, cash dividend announcements and the completed sale of substantially all assets of the Republic Bank Finance division.
Proxy materials and annual meeting reports describe board elections, auditor ratification, shareholder voting results, executive-compensation disclosures and governance matters. The filing record also ties Republic's results to Core Bank segments such as Traditional Banking and Warehouse Lending, Tax Refund Solutions activity, balance-sheet management, interest-rate risk, credit quality and capital actions.
Republic Bancorp Inc. director Timothy S. Huval acquired 510 shares of Class A Common Stock on May 20, 2026 as a grant or award at no cash cost per share. This increased his directly held stake to 2,872.935 shares. A footnote explains the transaction reflects additional dividend equivalent rights accumulated since his last ownership report, indicating this is a routine, compensation-related adjustment rather than an open-market purchase.
Republic Bancorp, Inc. director Heather V. Howell reported receiving an additional equity-based award in the form of 510 shares of Class A Common Stock on May 20, 2026. The shares were acquired at a price of $0.00 per share as a grant, award, or other acquisition, rather than through an open-market purchase. Following this transaction, Howell directly holds a total of 9,548.323 shares of Class A Common Stock. A footnote explains that this reflects additional dividend equivalent rights accumulated since her last ownership report.
Republic Bancorp, Inc. (RBCAA) director Jennifer N. Green reported an acquisition of 510 shares of Class A Common Stock, recorded at a price of $0.00 per share. The filing notes these represent additional dividend equivalent rights credited since her last ownership report.
Following this award, Green directly holds 3,743.933 Class A shares. This is a compensation-related grant, not an open‑market purchase, and does not reflect a discretionary buy or sell decision in the market.
Republic Bancorp Inc. director Yoania Cannon reported an equity award on Class A Common Stock. On May 20, 2026, Cannon acquired 510 shares at no cost, described as a grant, award, or other acquisition. This increased Cannon’s direct holdings to 2,713.699 shares of Class A Common Stock. A footnote explains the change reflects additional dividend equivalent rights accumulated since Cannon’s prior ownership report, indicating a routine, compensation-related adjustment rather than an open-market purchase or sale.
Republic Bancorp, Inc. declared a second quarter 2026 cash dividend, paying $0.495 per share on its Class A Common Stock and $0.45 per share on its Class B Common Stock. The dividend will be paid on July 17, 2026 to shareholders of record as of June 18, 2026.
The company, parent of Republic Bank & Trust Company, reported approximately $7.25 billion in total assets as of March 31, 2026 and operates 47 banking centers across five metropolitan areas in Kentucky, Indiana, Ohio, Florida, and Tennessee.
Republic Bancorp director Andrew Trager Kusman reported several family-related stock gifts in Republic Bancorp Inc. shares. On May 8, 2026, entities associated with him made bona fide gifts totaling 116,152.876 shares of Class A and Class B Common Stock at a stated price of $0.0000 per share.
The gifts were made indirectly through Teebank Family Limited Partnership and Jaytee Properties Limited Partnership, where he is a limited partner or related trust co-trustee, and he disclaims beneficial ownership beyond his pecuniary interest. Class B Common Stock is immediately convertible into Class A on a one-for-one basis. After these transactions, he continues to hold shares both directly and indirectly, indicating these are non-market, estate- and family-planning transfers rather than open-market sales.
Republic Bancorp, Inc. reported net income of $42.6 million for the three months ended March 31, 2026, down from $47.3 million a year earlier, as lower net interest income offset a smaller credit loss provision.
Net interest income was $90.5 million versus $102.7 million in 2025, while the provision for expected credit losses on loans declined to $9.8 million from $17.7 million. Noninterest income totaled $30.0 million, including a $5.8 million gain on the sale of Republic Bank Finance loans and leases.
Noninterest expense fell to $55.2 million from $58.2 million, helped by the absence of prior-year core conversion consulting fees. Total assets reached $7.25 billion, with deposits rising to $5.51 billion and Federal Home Loan Bank advances reduced to $366.5 million. Basic Class A earnings per share were $2.18, compared with $2.43 a year earlier.
Republic Bancorp, Inc. held its 2026 Annual Meeting of Shareholders on April 23, 2026. Shareholders elected 13 directors to serve until the 2027 annual meeting, with each nominee receiving over 31.8 million votes in favor and additional broker non-votes recorded.
Shareholders also ratified the appointment of Forvis Mazars, LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2026, with 35,141,356 votes for, 16,037 against, and 12,647 abstentions, indicating strong overall support for the auditor choice.
Republic Bancorp EVP and General Counsel Christy Ames reported routine equity compensation activity involving stock options and common shares of Class A Common Stock.
Ames exercised options to acquire 2,688 shares of Class A Common Stock at an effective exercise price of $42.74 per share. To cover tax obligations, 1,859 shares of Class A Common Stock were disposed of in a tax-withholding transaction at $72.46 per share. After these transactions, Ames directly holds 8,343.631 shares of Class A Common Stock.
Ames also continues to hold employee stock options on Class A Common Stock, including options over 1,352 shares at an exercise price of $71.36 expiring on January 1, 2032, 1,622 shares at $68.02 expiring on January 1, 2031, and 2,242 shares at $49.25 expiring on January 1, 2030. A footnote indicates these figures reflect additional dividend equivalent rights acquired since Ames’s last ownership report.
Republic Bancorp, Inc. filed a current report to furnish materials for its Annual Meeting of Shareholders. The company will give a Meeting Presentation on April 23, 2026, at 10:00 A.M. Eastern Daylight Time, and the related presentation materials are provided as Exhibit 99.1.
The information in Item 7.01 and Exhibit 99.1 is being furnished under Regulation FD, not filed for liability purposes under the Exchange Act, and will be incorporated into other filings only if specifically referenced.