STOCK TITAN

Rhinebeck Bancorp (RBKB) director awarded restricted shares and holds options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Rhinebeck Bancorp, Inc. director Shannon Martin LaFrance reported an equity compensation award on common stock. LaFrance received 1,624 shares of restricted common stock at a stated price of $0.00 per share, classified as a grant or award rather than an open‑market purchase. These restricted shares vest in equal installments of 33 1/3% per year starting on May 26, 2027. Following this award, LaFrance directly holds 23,352 shares of common stock. The filing also shows fully vested stock options covering 16,365 underlying common shares with an exercise price of $6.57 per share that expire on August 25, 2030, indicating an additional derivative equity position.

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Insider LaFrance Shannon Martin
Role null
Type Security Shares Price Value
Grant/Award Common Stock 1,624 $0.00 --
holding Stock Options -- -- --
Holdings After Transaction: Common Stock — 23,352 shares (Direct, null); Stock Options — 16,365 shares (Direct, null)
Footnotes (1)
  1. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027. Stock options are fully vested.
Restricted stock grant 1,624 shares Common stock award to director
Grant price $0.00 per share Stated price for restricted stock award
Post-grant common holdings 23,352 shares Director’s direct common stock after award
Option exercise price $6.57 per share Stock options on common stock
Option underlying shares 16,365 shares Underlying common shares for stock options
Option expiration August 25, 2030 Stock options term end date
Restricted stock vesting rate 33 1/3% per year Vesting schedule starting May 26, 2027
restricted stock financial
"Shares of restricted stock vest at a rate of 33 1/3% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
stock options financial
"Stock options are fully vested and relate to common stock"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
vest financial
"Shares of restricted stock vest at a rate of 33 1/3% per year"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
exercise price financial
"Stock options have an exercise price of 6.5700 per share"
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"Stock options carry an expiration date of 2030-08-25"
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
LaFrance Shannon Martin

(Last)(First)(Middle)
2 JEFFERSON PLAZA

(Street)
POUGHKEEPSIE NEW YORK 12601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Rhinebeck Bancorp, Inc. [ RBKB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/26/2026A1,624(1)A$023,352D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$6.5708/25/202108/25/2030Common Stock16,365(2)16,365(2)D
Explanation of Responses:
1. Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.
2. Stock options are fully vested.
/s/ Elizabeth A. Cook, pursuant to power of attorney05/28/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Rhinebeck Bancorp (RBKB) director Shannon Martin LaFrance report on this Form 4?

Director Shannon Martin LaFrance reported receiving an equity compensation grant. The filing shows an award of restricted common stock and the director’s updated direct share holdings and outstanding stock options with their key terms and dates.

How many Rhinebeck Bancorp (RBKB) shares were granted to the director?

The director received 1,624 shares of restricted common stock as a grant. These shares were awarded at a stated price of $0.00 per share and increase the director’s direct ownership position in Rhinebeck Bancorp.

How do the restricted Rhinebeck Bancorp (RBKB) shares vest for the director?

The restricted shares vest at a rate of 33 1/3% per year. Vesting begins on May 26, 2027, meaning the award becomes fully vested over three years, aligning the director’s incentives with longer-term company performance.

What is the director’s total Rhinebeck Bancorp (RBKB) common stock holding after the grant?

After the reported restricted stock grant, the director directly holds 23,352 shares of Rhinebeck Bancorp common stock. This figure reflects the updated ownership position following the Form 4 equity compensation award transaction.

What stock options does the Rhinebeck Bancorp (RBKB) director hold according to the Form 4?

The director holds fully vested stock options linked to 16,365 underlying common shares. These options have an exercise price of $6.57 per share and an expiration date of August 25, 2030, providing additional potential equity exposure.

Was the Rhinebeck Bancorp (RBKB) transaction an open-market buy or a compensation grant?

The Form 4 classifies the common stock transaction as a grant or award acquisition. The 1,624 restricted shares were awarded at $0.00 per share, indicating compensation rather than an open-market purchase in the public market.