Welcome to our dedicated page for Rhinebeck Bancorp SEC filings (Ticker: RBKB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Rhinebeck Bancorp, Inc. filings document the public-company disclosures of a Maryland bank holding company for Rhinebeck Bank and its common stock listed on Nasdaq under RBKB. Form 8-K reports provide operating and financial results, including net interest income, expenses, credit-loss provisions and other bank performance measures.
Proxy materials cover annual meeting voting matters, board composition, governance and executive compensation. Registration statements and amendments address securities offering disclosures, the Rhinebeck Bank 401(k) Plan, capital structure and related risk factors for the company, Rhinebeck Bancorp, MHC and the bank.
Rhinebeck Bancorp, Inc. director Shannon Martin LaFrance reported an equity compensation award on common stock. LaFrance received 1,624 shares of restricted common stock at a stated price of $0.00 per share, classified as a grant or award rather than an open‑market purchase. These restricted shares vest in equal installments of 33 1/3% per year starting on May 26, 2027. Following this award, LaFrance directly holds 23,352 shares of common stock. The filing also shows fully vested stock options covering 16,365 underlying common shares with an exercise price of $6.57 per share that expire on August 25, 2030, indicating an additional derivative equity position.
Rhinebeck Bancorp, Inc. senior vice president and chief accounting officer Phillip Lekanides received a grant of 3,410 shares of common stock at no cost as a restricted stock award. These shares vest at a rate of 33 1/3% per year starting on May 26, 2027.
After this award, Lekanides directly holds 5,715 common shares. He also has indirect holdings of 1,852 shares through an ESOP and 3,744 shares through a 401(k). In addition, he holds fully vested stock options covering 1,500 shares of common stock at an exercise price of $6.57 per share, expiring on August 25, 2030. Other entries reflect holdings not required to be reported as Section 16 transactions.
Rhinebeck Bancorp director Freddimir Garcia reported a stock-based compensation grant. He received 1,624 shares of restricted Common Stock at no cash cost, increasing his direct common share holdings to 4,798.
The restricted shares vest in three equal installments of 33 1/3% per year starting on May 26, 2027. Garcia also holds fully vested stock options covering 16,365 shares of Common Stock with an exercise price of $6.57 per share, expiring on August 25, 2030.
Rhinebeck Bancorp, Inc. director Christopher W. Chestney reported an award of 1,624 shares of Common Stock as a grant or other acquisition at $0.00 per share, bringing his directly held common shares to 22,135.
The granted shares are restricted stock that vest at a rate of 33 1/3% per year starting on May 26, 2027. He also holds fully vested stock options covering 16,365 shares of Common Stock at an exercise price of $6.57 per share, expiring on August 25, 2030. In addition, Form 4 reflects indirect holdings of 1,000 shares each held by his daughter, son, and spouse.
Rhinebeck Bancorp, Inc. President & CEO Matthew James Smith reported an equity compensation grant and updated holdings. He received 17,046 shares of common stock as a restricted stock award at $0.0000 per share, held directly after the grant. According to the filing, these restricted shares vest at a rate of 33 1/3% per year starting on May 26, 2027, meaning the award will vest in three equal annual installments. The filing also shows 245 common shares held indirectly through a 401(k) plan. There were no open-market purchases or sales; the main activity is a compensation-related acquisition.
Nihill Kevin M reported acquisition or exercise transactions in this Form 4 filing.
Rhinebeck Bancorp, Inc. executive Kevin M. Nihill, CFO and Treasurer, received a grant of 9,632 shares of restricted common stock on May 26, 2026 at no cash cost. After this award, he directly holds 25,164 shares. The new restricted stock vests in three equal annual installments starting May 26, 2027, and his total holdings include other restricted shares that begin vesting in thirds from July 9, 2025.
Rhinebeck Bancorp, Inc. director Donald E. Beeler Jr. reported a grant of 1,624 shares of Common Stock at no cost, increasing his direct holdings to 3,211 shares of common stock. The shares are restricted stock that vest in equal installments of 33 1/3% per year starting on May 26, 2027, meaning they become fully his over three years.
He also reports a continuing position in stock options linked to 16,365 shares of Common Stock with an exercise price of $6.57 per share, expiring on August 25, 2030. These stock options are fully vested, so they are currently exercisable under the plan’s terms.
Rhinebeck Bancorp, Inc. director William C. Irwin reported a stock award and his current equity holdings. He received a grant of 1,624 shares of Common Stock as a compensation award, increasing his direct holdings to 29,287 shares. The granted shares are restricted stock that vest in three equal annual installments of 33 1/3% per year starting on May 26, 2027. Irwin also holds fully vested stock options exercisable for 10,910 shares of Common Stock at an exercise price of $6.57 per share, expiring on August 25, 2030.
Rhinebeck Bancorp, Inc. has commenced a public stock offering of up to 8,912,500 shares of common stock at $10.00 per share in connection with a proposed “second-step” conversion of Rhinebeck Bancorp, MHC to a fully stock holding company structure.
The shares are first offered in a subscription offering to eligible depositors of Rhinebeck Bank and its tax-qualified employee benefit plans, with any remaining shares potentially sold in a community offering that favors local residents and existing stockholders. The company must sell at least 6,587,500 shares to complete the conversion, which also requires final regulatory approvals, approvals from stockholders and depositors, and satisfaction of customary closing conditions. Keefe Bruyette & Woods, Inc. is serving as marketing agent.
Rhinebeck Bancorp, Inc. is soliciting stockholder approval for a mutual-to-stock conversion of Rhinebeck Bancorp, MHC and is offering common stock in connection with that conversion.
The offering is priced at $10.00 per share with a minimum of 6,587,500 shares required to complete the offering and an offering range up to 8,912,500 shares. The subscription period is expected to expire on June 18, 2026, and a special meeting to vote on the Plan of Conversion is scheduled for June 29, 2026 (record date: April 30, 2026). Public stockholders will exchange existing shares for new shares under an exchange ratio ranging from 1.0367 to 1.4026, and Rhinebeck Bancorp, MHC will merge into Rhinebeck Bancorp so that 100% of common stock will be publicly held after the conversion.