Welcome to our dedicated page for Rhinebeck Bancorp SEC filings (Ticker: RBKB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Rhinebeck Bancorp, Inc. filings document the public-company disclosures of a Maryland bank holding company for Rhinebeck Bank and its common stock listed on Nasdaq under RBKB. Form 8-K reports provide operating and financial results, including net interest income, expenses, credit-loss provisions and other bank performance measures.
Proxy materials cover annual meeting voting matters, board composition, governance and executive compensation. Registration statements and amendments address securities offering disclosures, the Rhinebeck Bank 401(k) Plan, capital structure and related risk factors for the company, Rhinebeck Bancorp, MHC and the bank.
Rhinebeck Bancorp, Inc. furnished a Form 8-K announcing its third quarter 2025 financial results via a press release attached to the report. The company states this information is being “furnished” rather than “filed” under the Exchange Act.
The press release containing the detailed quarterly figures is included as an exhibit to the report.
Rhinebeck Bancorp (RBKB) filed a Form 3, the initial statement of beneficial ownership. The reporting person is listed as both Director and President & CEO, with the date of event on 10/20/2025. The filing reports 0 shares of Common Stock beneficially owned in direct form. No derivative securities are reported in Table II. The form indicates it was filed by one reporting person.
Rhinebeck Bancorp, Inc. reported that Suzane Loughlin resigned from the Board of Trustees of Rhinebeck Bancorp, MHC and the Company’s Board of Directors, effective December 17, 2025. The Company stated there were no disagreements. Ms. Loughlin will continue to serve on the Board of Directors of Rhinebeck Bank.
On October 21, 2025, the MHC and the Company each voted to reduce the size of their boards to eliminate the vacancy created by her retirement, effective December 17, 2025.
Rhinebeck Bancorp, Inc. appointed Matthew J. Smith as President and Chief Executive Officer of the company, Rhinebeck Bank and Rhinebeck Bancorp, MHC, effective October 20, 2025, succeeding retiring CEO Michael J. Quinn. Quinn will remain as Interim Executive Advisor through December 31, 2025 to support the transition.
Smith, age 41, brings prior senior leadership roles at Columbia Financial, Webster Bank and Sterling National Bank. His employment agreement provides a $525,000 annual base salary, eligibility for short- and long-term incentives with a target bonus between 25% and 50% of base salary, and standard executive benefits.
The contract runs initially through December 31, 2026 with automatic one-year renewals, and includes severance protections for qualifying terminations, which increase if they occur within two years after a change in control. Post-employment, certain non-compete and non-solicitation restrictions apply for one year.
Michael J. Quinn, President & CEO and Director of Rhinebeck Bancorp (RBKB), reported option exercise and share disposition on 09/09/2025. He exercised 95,100 stock options at an exercise price of $6.57 per share, and those options are fully vested. The same filing reports a disposition of 55,646 shares at a price of $13.00 per share. The Form 4 also lists indirect holdings including 7,401 shares in a 401(k), 3,357 shares in an ESOP, 10,100 shares in a spouse's IRA and 1,000 shares directly held by spouse. The filing is signed 09/11/2025.
Rhinebeck Bancorp insider reported multiple stock sales and existing holdings. The filing shows James T. McCardle III, Chief Credit Officer and director, sold 685 shares on 08/12/2025 at $12.74 and sold 4,250 shares on 08/29/2025 at $13.14, totaling 4,935 shares sold. Following the 08/29 sale his direct beneficial ownership is reported as 3,580 shares. He also holds indirect positions of 9,867 shares via a 401(k) and 3,192 shares via an ESOP. Separately, he beneficially owns 28,000 fully vested stock options with a $6.57 exercise price expiring 08/25/2030. All figures are taken directly from the Form 4.