Regions Financial (NYSE: RF) CFO details stock and RSU holdings

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Regions Financial Corp Chief Financial Officer Anil D. Chadha has reported his initial equity holdings with the company. The filing shows direct ownership of 21,224.1546 restricted stock units tied to common stock, plus 6,586.0181 shares of common stock held directly and 1,340.0714 shares held indirectly through a 401(k) plan.

The restricted stock units include awards of 3,483 units granted on April 3, 2023, vesting in common shares as of April 3, 2026, and 10,183 units granted on April 1, 2024, vesting in two equal installments as of April 1, 2026 and April 1, 2027, each subject to a service requirement. An additional 6,119 units granted on April 1, 2025 are scheduled to be settled in shares as of April 1, 2028, with the number of shares delivered contingent on performance thresholds for the period from January 1, 2025 through December 31, 2027.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Chadha Anil D

Role Chief Financial Officer

Type	Security	Shares	Price	Value
holding	Restricted Stock Units	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 21,224.155 shares (Direct); Common Stock — 6,586.018 shares (Direct); Common Stock — 1,340.071 shares (Indirect, By 401(k))

Footnotes (1)

Expressed as ownership units in the plan's unitized employer stock fund, which is managed such that each unit is intended to approximate the economic value of one share of common stock. 3,483 restricted stock units awarded April 3, 2023, to be settled in shares of common stock as of April 3, 2026, subject to a service requirement; 10,183 restricted stock units awarded April 1, 2024, to be settled in shares of common stock in two equal installments as of April 1, 2026 and April 1, 2027, subject to a service requirement; and 6,119 restricted stock units awarded April 1, 2025, to be settled in shares of common stock as of April 1, 2028, subject to a service requirement, with the number of shares delivered upon vesting contingent upon the issuer meeting certain performance thresholds during the period from January 1, 2025 through December 31, 2027. Includes quarterly cash dividends that were reinvested in restricted stock units. Each restricted stock unit represents a contingent right to receive one share of common stock, and, only as to outstanding restricted stock units granted in 2023, a contingent right to receive cash on cash dividends that have been reinvested in restricted stock units.

Key Figures

Restricted stock units underlying shares: 21,224.1546 units Direct common stock holdings: 6,586.0181 shares Indirect 401(k) holdings: 1,340.0714 shares +3 more

6 metrics

Restricted stock units underlying shares 21,224.1546 units Direct RSU holdings linked to common stock

Direct common stock holdings 6,586.0181 shares Common stock held directly by CFO

Indirect 401(k) holdings 1,340.0714 shares Common stock expressed as units in employer stock fund

2023 RSU grant 3,483 units Awarded April 3, 2023, vesting April 3, 2026

2024 RSU grant 10,183 units Awarded April 1, 2024, vesting April 1, 2026 and April 1, 2027

2025 RSU grant 6,119 units Awarded April 1, 2025, vesting April 1, 2028 with performance conditions

Key Terms

Restricted Stock Units, unitized employer stock fund, contingent right, performance thresholds, +1 more

5 terms

Restricted Stock Units financial

"3,483 restricted stock units awarded April 3, 2023, to be settled in shares"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

unitized employer stock fund financial

"ownership units in the plan's unitized employer stock fund, which is managed"

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share"

performance thresholds financial

"number of shares delivered upon vesting contingent upon the issuer meeting certain performance thresholds"

quarterly cash dividends financial

"Includes quarterly cash dividends that were reinvested in restricted stock units"

Understanding Insider Trading Forms →

04/03/2026 - 05:23 PM

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Chadha Anil D

(Last)

(First)

(Middle)

1900 5TH AVENUE NORTH

(Street)

BIRMINGHAM

ALABAMA

35203

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
04/01/2026

3. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Financial Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	6,586.0181	D
Common Stock	1,340.0714⁽¹⁾	I	By 401(k)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Units	⁽²⁾	⁽²⁾	Common Stock	21,224.1546⁽³⁾	⁽⁴⁾	D

Explanation of Responses:

1. Expressed as ownership units in the plan's unitized employer stock fund, which is managed such that each unit is intended to approximate the economic value of one share of common stock.

2. 3,483 restricted stock units awarded April 3, 2023, to be settled in shares of common stock as of April 3, 2026, subject to a service requirement; 10,183 restricted stock units awarded April 1, 2024, to be settled in shares of common stock in two equal installments as of April 1, 2026 and April 1, 2027, subject to a service requirement; and 6,119 restricted stock units awarded April 1, 2025, to be settled in shares of common stock as of April 1, 2028, subject to a service requirement, with the number of shares delivered upon vesting contingent upon the issuer meeting certain performance thresholds during the period from January 1, 2025 through December 31, 2027.

3. Includes quarterly cash dividends that were reinvested in restricted stock units.

4. Each restricted stock unit represents a contingent right to receive one share of common stock, and, only as to outstanding restricted stock units granted in 2023, a contingent right to receive cash on cash dividends that have been reinvested in restricted stock units.

Remarks:

Ex-24 Power of Attorney attached.

	/s/ Elizabeth H. Townsend - Attorney-in-Fact	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What does the Regions Financial (RF) Form 3 filing show for CFO Anil Chadha?

The Form 3 shows Anil D. Chadha’s initial equity holdings as Regions Financial’s CFO, including common stock and restricted stock units. It establishes his starting ownership position in both direct shares and stock-based awards tied to future vesting and performance.

How many restricted stock units does the Regions Financial (RF) CFO hold?

Anil D. Chadha holds 21,224.1546 restricted stock units linked to Regions Financial common stock. These units represent a contingent right to receive shares in the future, subject to service requirements, performance thresholds, and dividend reinvestment provisions described in the award footnotes.

What direct common stock holdings does the Regions Financial (RF) CFO report?

The CFO reports 6,586.0181 shares of Regions Financial common stock held directly. This figure reflects his personal direct ownership separate from restricted stock units and retirement-plan holdings, giving investors a clear view of his straightforward share position in the company.

What indirect holdings through a 401(k) plan does the Regions Financial (RF) CFO have?

He reports 1,340.0714 shares of Regions Financial common stock held indirectly “By 401(k).” These are expressed as ownership units in a unitized employer stock fund designed so each unit approximates the economic value of one share of common stock in the plan.

When do the Regions Financial (RF) CFO’s restricted stock units vest?

3,483 units granted April 3, 2023 vest as shares on April 3, 2026. 10,183 units granted April 1, 2024 vest in two equal installments on April 1, 2026 and April 1, 2027. 6,119 units from April 1, 2025 vest as of April 1, 2028.

How are dividends treated on the Regions Financial (RF) CFO’s restricted stock units?

For certain awards, quarterly cash dividends are reinvested into additional restricted stock units. Each restricted stock unit generally represents a contingent right to receive one share of common stock, plus for 2023 grants, related dividend value that has been reinvested into more units.

Are the Regions Financial (RF) CFO’s restricted stock units subject to performance conditions?

Yes. The 6,119 restricted stock units granted April 1, 2025 are settled in shares as of April 1, 2028, with the number of shares delivered contingent on Regions Financial meeting specified performance thresholds between January 1, 2025 and December 31, 2027.