[Form 4] Rocket Companies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Rocket Companies, Inc. completed the acquisition of Mr. Cooper Group Inc. on October 1, 2025. Under the merger agreement, each outstanding share of Mr. Cooper common stock converted into 11.0 shares of Rocket Class A common stock, with cash for fractional shares. Reporting person Jesse K. Bray (President & CEO) received multiple Class A share issuances and RSUs tied to that exchange and to a separate grant. Following the transactions, Mr. Bray beneficially owns 12,684,819 shares of Rocket Class A common stock, held both directly and indirectly (including 6,965,057 shares held indirectly by the Jesse K. Bray Living Trust). He was also granted 816,743 Rocket RSUs that vest in equal installments on the first six semi-annual anniversaries beginning October 1, 2025. The Form 4 was signed on October 2, 2025.

Positive

• Completed acquisition of Mr. Cooper on 10/01/2025 resulting in equity conversion at an 11.0 exchange ratio
• Reporting person ownership increased to 12,684,819 Rocket Class A shares after the conversion
• RSU grant of 816,743 shares vests in equal installments across the first six semi-annual anniversaries beginning 10/01/2025

Negative

• No negative items explicitly disclosed in this Form 4 regarding litigation, debt changes, or forfeitures

Insights

Corporate M&A Analyst

Merger converted Mr. Cooper equity into Rocket stock at an 11:1 ratio.

The Merger Agreement caused each Mr. Cooper share to convert into 11.0 shares of Rocket Class A common stock, producing large issuances to legacy Mr. Cooper holders including the reporting person.

This conversion materially increased the reporting person's Rocket holdings to 12,684,819 shares, reflecting the transaction's direct equity transfer mechanics.

Securities Compliance Specialist

Insider disclosures show direct and indirect holdings plus RSU grants tied to the merger.

The Form 4 reports direct acquisitions of Class A stock and conversion of RSUs, and discloses 6,965,057 shares held indirectly via the Jesse K. Bray Living Trust.

The newly granted 816,743 RSUs vest semi-annually over three years; filings were executed under applicable Rule 16b-3 exemptions and timely signed on 10/02/2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Bray Jesse K

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Pres. & CEO of Rocket Mortgage

3. Date of Earliest Transaction (Month/Day/Year)
10/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	10/01/2025		A		2,182,378(1)(2)	A	(1)(2)	2,182,378	D
Class A common stock	10/01/2025		A		9,685,698(4)	A	(4)	11,868,076	D
Class A common stock	10/01/2025		A		816,743(5)	A	$0	12,684,819	D
Class A common stock	10/01/2025		A		6,965,057(1)(2)	A	(1)(2)	6,965,057	I	By The Jesse K. Bray Living Trust(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On October 1, 2025, Rocket Companies, Inc. (?Rocket?) completed the previously announced acquisition of Mr. Cooper Group Inc. (?Mr. Cooper? and such acquisition, the ?Mr. Cooper Acquisition?). Pursuant to the Agreement and Plan of Merger (the ?Merger Agreement?), by and among Rocket, Mr. Cooper, Maverick Merger Sub, Inc. (?Maverick Merger Sub?) and Maverick Merger Sub 2, LLC (?Forward Merger Sub?), Maverick Merger Sub merged with and into Mr. Cooper (the ?Maverick Merger?), with Mr. Cooper surviving the Maverick Merger and continuing as a direct, wholly owned subsidiary of Rocket and immediately following such Maverick Merger, Mr. Cooper merged with and into Forward Merger Sub (the ?Forward Merger?), with Forward Merger Sub surviving such Forward Merger and continuing as a direct, wholly owned subsidiary of Rocket. (con't in FN2)

2. (con't from FN1) Pursuant to the Merger Agreement, each outstanding share of Mr. Cooper common stock, par value $0.01 per share, held by the Reporting Person prior to the effective time of the Maverick Merger converted into a right to receive 11.0 shares of Rocket Class A common stock, par value $0.00001 per share (the "Exchange Ratio"), and cash payable in lieu of fractional shares, without interest and subject to any applicable withholding taxes.

3. Directly owned by Jesse K. Bray Living Trust, of which the Reporting Person is trustee. Reporting Person and members of his immediate family are the sole beneficiaries of the trust.

4. Pursuant to the Merger Agreement, at the effective time of the Maverick Merger, each outstanding restricted stock unit (?RSU?) of Mr. Cooper (including performance-based RSUs for which performance was determined prior to the consummation of the Mr. Cooper Acquisition, collectively, the ?Mr. Cooper Awards?) was converted into an RSU of Rocket for a number of shares of Class A common stock of Rocket determined by multiplying the number of Mr. Cooper shares subject to such Mr. Cooper Awards by the Exchange Ratio. The converted Mr. Cooper Awards are subject to the same time-based vesting conditions as were applicable to such Mr. Cooper Awards immediately prior to the effective time of the Maverick Merger.

5. On October 1, 2025, the Reporting Person was granted RSUs under the Rocket Companies, Inc. 2020 Omnibus Incentive Plan in a transaction exempt under Rule 16b-3. Each RSU represents the contingent right to receive a share of Class A common stock of Rocket for each vested RSU. The RSUs will vest in equal installments on the first six semi-annual anniversaries of October 1, 2025.

	/s/ Tina V. John, attorney in fact	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did Jesse K. Bray receive in the RKT-Mr. Cooper merger?

Under the merger, each Mr. Cooper share converted into 11.0 Rocket Class A shares; Jesse K. Bray's post-transaction beneficial ownership is 12,684,819 Class A shares.

How many Rocket RSUs were granted to Jesse K. Bray and when do they vest?

The Form 4 discloses a grant of 816,743 RSUs that vest in equal installments on the first six semi-annual anniversaries starting October 1, 2025.

How many of Bray's shares are held indirectly?

6,965,057 Class A shares are held indirectly by the Jesse K. Bray Living Trust, of which he is trustee.

Was the Form 4 filed on time and signed?

The Form 4 reports transactions dated 10/01/2025 and is signed by an attorney in fact on 10/02/2025 as shown on the filing.

Did the merger convert Mr. Cooper RSUs into Rocket awards?

Yes; Mr. Cooper RSUs were converted into Rocket RSUs using the 11.0 exchange ratio and remain subject to their original time-based vesting conditions.