[Form 4] Rocket Companies, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Emerson William C., President and Director of Rocket Companies, Inc. (RKT), reported a transaction on 09/07/2025 in which 16,572 shares of Class A common stock were disposed at a price of $20.26 per share. The filing explains these shares were withheld by the company to satisfy tax-withholding obligations related to the vesting of 36,990 restricted stock units granted March 7, 2025. After the reported disposition, the reporting person beneficially owns 842,632 shares, held directly. The Form 4 was signed on 09/09/2025 by an attorney-in-fact. This is a routine insider withholding transaction tied to RSU vesting rather than an open-market sale.

Positive

• Reporting person retains significant ownership: beneficial ownership of 842,632 Class A shares after the transaction.
• Transaction tied to RSU vesting, indicating the sale was administrative for tax withholding rather than a discretionary liquidity event.

Negative

• Disposition of 16,572 shares was reported, which reduces the reporting person's direct share count by that amount.

Insights

Securities Analyst

TL;DR: Routine tax-withholding share disposition tied to RSU vesting; not a directional trading signal.

The Form 4 documents that 16,572 Class A shares were disposed at $20.26 to satisfy tax withholding on 36,990 RSUs that vested. Such withholdings are common when equity awards vest and typically do not reflect voluntary liquidity decisions by the insider. The reporting person retains substantial ownership at 842,632 shares, indicating continued alignment with shareholders. Absent additional disclosures (e.g., open-market sales, large option exercises, or changes in control), this transaction appears operational and administrative in nature.

Corporate Governance Expert

TL;DR: Administrative disposition for tax purposes; governance implications are minimal.

The explanation explicitly states shares were withheld to cover tax withholding on vested RSUs granted March 7, 2025. This satisfies Rule 16 reporting requirements and demonstrates appropriate compliance with tax and reporting obligations. There is no indication of a change in the reporting person’s role or control. From a governance perspective, the transaction is routine and does not signal a change in insider alignment with shareholders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Emerson William C.

(Last) (First) (Middle)

C/O ROCKET COMPANIES, INC.

1050 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Rocket Companies, Inc. [ RKT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

3. Date of Earliest Transaction (Month/Day/Year)
09/07/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A common stock	09/07/2025		F(1)		16,572	D	$20.26	842,632	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld by Rocket Companies, Inc. to satisfy tax withholding obligations in connection with the vesting of 36,990 restricted stock units granted to the Reporting Person on March 7, 2025.

Remarks:

	/s/ Tina V. John, attorney in fact	09/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Emerson William C. report on Form 4 for RKT?

The filing reports a disposition of 16,572 Class A shares on 09/07/2025 at $20.26 per share, tied to tax withholding on vested RSUs.

Why were shares disposed in this Form 4 filing?

The explanation states shares were withheld by Rocket Companies, Inc. to satisfy tax-withholding obligations related to the vesting of 36,990 restricted stock units granted March 7, 2025.

How many RKT shares does the reporting person own after the transaction?

After the reported transaction, the reporting person beneficially owns 842,632 Class A shares.

When was the Form 4 signed and by whom?

The Form 4 was signed on 09/09/2025 by Tina V. John, attorney in fact.